Firm Information
This Disclosure Brochure (“Form ADV Part 2”) provides information regarding the qualifications,
business practices, and the advisory services provided by Integrated Wealth Advisors, LLC’s (or
“Integrated Wealth”, the “Firm”, “we”, “us”, “ours”).
We are a federally Registered Investment Adviser with the U.S. Securities and Exchange
Commission (“SEC”). We were founded in 2007 and are wholly owned by Integrated Wealth
Management, LLC, which in turn is wholly owned by Burwell L. Hutchinson, III, the Firm’s Chief
Compliance Officer.
We provide investment advisory services to individuals, high net worth individuals, pension and
profit-sharing plans, trusts, and estates. Our investment advisory services include investment
management, financial planning, consulting, and pension consulting.
Because there are so many varied components to your financial life, we designed our
philosophy around the notion that successful wealth management requires a multifaceted and
versatile approach. As such, we offer a variety of advisory services, which include financial
planning, consulting, and pension consulting though we primarily specialize in investment and
wealth management services. Our core business objective is to learn and understand clients’
investment objectives, concerns, and risk tolerances, and to then propose and implement a
mutually agreed upon, customized investment and wealth management strategy to address
them. After a strategy has been implemented, it is our responsibility to then closely monitor its
progress and report back regularly to the client. Prior to the rendering of any of the foregoing
advisory services, clients are required to enter into one or more written agreements with us
setting forth the relevant terms and conditions of the advisory relationship (the “Agreement”).
Types of Advisory Services
Financial Planning and Consulting Services
In connection with its investment portfolio management services described below, we offer
clients a range of financial planning and consulting services, which may include any or all of the
following functions:
• Cash Flow Forecasting and Management
• Insurance Needs Analysis
• Asset Allocation
• Risk Management
• Retirement Planning
• Education Planning
• Estate Planning
• Entity Selection
• Financial Reporting
• Succession Planning
• Investment Consulting
In performing these services, we are not required to verify any information received from the
client or from the client’s other professionals (e.g., attorneys, accountants, etc.) and are
expressly authorized to rely on such information.
We may recommend our services, or of our Supervised Persons in their individual capacities as
certified public accountants and/or other professionals to implement its recommendations.
Clients are advised that a conflict of interest exists if clients engage us to provide additional fee-
based services. Clients retain absolute discretion over all decisions regarding implementation
and are under no obligation to act upon any of the recommendations made by us under a
financial planning or consulting engagement or to engage the services of any such
recommended professionals. Clients are advised that it remains their responsibility to promptly
notify us of any change in their financial situation or investment objectives for the purpose of
reviewing, evaluating, or revising our previous recommendations and/or services.
Investment Management and Wealth Management Services
We manage client investment portfolios on a discretionary basis. In addition, we may provide
clients with wealth management services which may include a broad range of comprehensive
financial planning and consulting services as described above.
We primarily allocate client assets among various mutual funds, exchange-traded funds
(“ETFs”), individual debt and equity securities and options, as well as the securities components
of variable annuities and variable life
insurance contracts, in accordance with the investment
objectives of its individual clients. Where appropriate, the Firm may also provide advice about
any type of legacy position or other investment held in client portfolios.
Clients may also engage us to advise on certain investment products that are not maintained at
their primary custodian, such as variable life insurance and annuity contracts and assets held in
employer sponsored retirement plans and qualified tuition plans (i.e., 529 plans). In these
situations, we direct or recommend the allocation of client assets among the various
investment options available with the product. These assets are generally maintained at the
underwriting insurance company or the custodian designated by the product’s provider.
We consult with clients on an initial and ongoing basis to determine their specific risk tolerance,
time horizon, liquidity constraints and other qualitative factors relevant to the management of
their portfolios.
Wrap Fee Programs
A “wrap-fee” program is one that provides the client with advisory and brokerage execution
services for an all-inclusive fee. The client is not charged separate fees for the respective
components of the total service. We do not sponsor, manage or participate in a Wrap Fee
Program.
Fiduciary Statement
We are fiduciaries under the Investment Advisers Act of 1940 and when we provide investment
advice to you regarding your retirement plan account or individual retirement account, we are
also fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act,
(“ERISA”) and/or the Internal Revenue Code, (“IRC”), as applicable, which are laws governing
retirement accounts.
We have to act in your best interest and not put our interest ahead of yours. At the same time,
the way we make money creates some conflicts with your interests. We must take into
consideration each client’s objectives and act in the best interests of the client. We are
prohibited from engaging in any activity that is in conflict with the interests of the client. We
have the following responsibilities when working with a client:
• To render impartial advice;
• To make appropriate recommendations based on the client’s needs, financial
circumstances, and investment objectives;
• To exercise a high degree of care and diligence to ensure that information is presented
in an accurate manner and not in a way to mislead;
• To have a reasonable basis, information, and understanding of the facts in order to
provide appropriate recommendations and representations;
• Disclose any material conflict of interest in writing; and
• Treat clients fairly and equitably.
Regulations prohibit us from:
• Employing any device, scheme, or artifice to defraud a client;
• Making any untrue statement of a material fact to a client or omitting to state a material
fact when communicating with a client;
• Engaging in any act, practice, or course of business which operates or would operate as
fraud or deceit upon a client; or
• Engaging in any manipulative act or practice with a client.
We will act with competence, dignity, integrity, and in an ethical manner, when working with
clients. We will use reasonable care and exercise independent professional judgement when
conducting investment analysis, making investment recommendations, trading, promoting our
services, and engaging in other professional activities.
Tailored Relationships
We tailor advisory services to the individual needs of the client. Clients may place reasonable
investment restrictions on their portfolios, including bans on investing in particular industries,
and investing in limited amounts of securities. All limitations and restrictions placed on
accounts must be presented to us in writing.
Assets Under Management
As of December 31, 2023, we managed $107,360,561 in client assets; $106,246,936 managed
on a discretionary basis, and $1,113,625 on a non-discretionary basis.