A. Description of the Advisory Firm B. Types of Advisory Services
• identifying investment objectives and restrictions
• providing guidance on various assets classes and investment options • recommending money managers to manage plan assets in ways designed to achieve objectives
• monitoring performance of money managers and investment options and making recommendations for changes
• recommending other service providers, such as custodians, administrators and broker- dealers
• creating a written pension consulting plan These services are based on the goals, objectives, demographics, time horizon, and/or risk tolerance of the plan and its participants. Financial Planning Financial plans and financial planning may include, but are not limited to: investment planning; life insurance; tax concerns; retirement planning; college planning; and debt/credit planning. Services Limited to Specific Types of Investments HVALLC generally limits its investment advice to mutual funds, fixed income securities, real estate funds (including REITs), insurance products including annuities, equities, ETFs (including ETFs in the gold and precious metal sectors), treasury inflation protected/inflation linked bonds, non-U.S. securities and private placements. HVALLC may use other securities as well to help diversify a portfolio when applicable. HVALLC offers the same suite of services to all of its clients. However, specific client investment strategies and their implementation are dependent upon the client Investment Policy Statement which outlines each client’s current situation (income, tax levels, and risk tolerance levels). Clients may impose restrictions in investing in certain securities or types

of securities in accordance with their values or beliefs. However, if the restrictions prevent HVALLC from properly servicing the client account, or if the restrictions would require HVALLC to deviate from its standard suite of services, HVALLC reserves the right to end the relationship. A wrap fee program is an investment program where the investor pays one stated fee that includes management fees, transaction costs, fund expenses, and other administrative fees. HVALLC does not participate in any wrap fee programs. C. Client Tailored Services and Client Imposed Restrictions D. Wrap Fee Programs HVALLC has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $ 0.00 $ 45,746,830.00 December 2023 Portfolio Management Fees Total Assets Under Management Annual Fees $250,000 0.80% $250,001 - $2,500,000 0.60% $2,500,001 - $5,000,000 0.50% $5,000,001 - $10,000,000 0.30% $10,000,001 - and up 0.25% The advisory fee is calculated using the value of the assets in the Account on the last business day of the prior billing period. These fees are generally negotiable and the final fee schedule is attached as Exhibit II of the Investment Advisory Contract. Clients may terminate the agreement without penalty for a full refund of HVALLC's fees within five business days of signing the Investment Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract immediately upon written notice. Pension Consulting Services Fees Asset-Based Fees for Pension Consulting Total Assets Under Management Annual Fees $250,000 0.80% $250,001 - $2,500,000 0.60% E. Assets Under Management