Item 5: Account Requirement and Type of Clients .................................................................................. 26 Item 6: Portfolio Manager Selection and Evaluation ............................................................................... 26 Item 7: Client Information provided to Portfolio Managers .................................................................... 26 Item 8: Client Contact with Portfolio Managers ...................................................................................... 26 Item 9: Additional Information ................................................................................................................ 26 INFORMATIONAL BROCHURE WOLFF FINANCIAL MANAGEMENT LLC Wolff Financial Management LLC (“Wolff Financial”) has been in business since April, 2016. Matthew Wolff is the firm’s principal owner. Wolff Financial provides personalized financial planning and wealth management services to individuals, families, trusts, charitable organizations, and corporations. Our mission is to improve our clients’ lives by assisting them in planning for their future while allowing them to enjoy their current circumstances as much as possible. We strive to know how our clients feel about their lives, goals and how to get there, so that our advice can be as meaningful as possible to them. Financial Planning Our financial planning process is focused on the client first. We begin with an initial meeting to gather information, and ask questions we believe help us get to the heart of why the client is coming to us for assistance: what they want their money to do for them, not what performance returns they are seeking. These underlying motivational factors may not always be quantitative, but are as important as a number such as age or years to retirement, as they help us find the client’s true goals. The second meeting (and in some circumstances a third) is designed to show the client what Wolff Financial believes should be the client’s path towards their goals. In some cases the client receives a written deliverable plan document. In cases where the needs and circumstances are simpler, a written deliverable may not be merited. If you request, Wolff Financial may recommend the services of other professionals for implementation purposes. You are under no obligation to engage the services of any such recommended professional. You retain absolute discretion over all such implementation decisions and are free to accept or reject any recommendation from Wolff Financial. If you engage any professional recommended by Wolff Financial, and a dispute arises thereafter relative to such engagement, you agree to seek recourse exclusively from and against the engaged professional. Wealth Management Each client who engages Wolff Financial for wealth management services is required to complete a financial plan of some degree, as Wolff Financial believes a thorough plan is the cornerstone to meeting the client’s needs. When we perform asset management services, we will do so on a discretionary basis. This means that while we will continue an ongoing relationship with each client, being involved in various stages of their lives and decisions to be made, but we will not seek specific approval of changes to client accounts, provided the changes keep the accounts within stated investment objectives and guidelines provided by the client. Clients can place reasonable restrictions on the management of their accounts and make deposits or withdrawals in their accounts at any time. Because we take discretion when managing accounts, clients engaging us will be asked to execute a Limited Power of Attorney (granting us the discretionary authority over the client accounts) as well as an Investment

Management Agreement that outlines the responsibilities of both the client and Wolff Financial. In very limited circumstances, we may provide investment management services on a non-discretionary basis, which means we will manage the clients’ accounts as we do for our discretionary clients, except we will consult with the client prior to implementing any investment recommendation. Clients should be aware that some recommendations may be time-sensitive, in which case recommendations not implemented because we are unable to reach a non-discretionary client may not be made on a timely basis and therefore client’s account may not perform as well as it would have had Wolff Financial been able to reach the client for a consultation on the recommendation. Wrap Program The Wolff Financial Wrap Program (the “Program”) is a wrap fee program sponsored by Wolff Financial Management LLC which has been in business since April, 2016. For the majority of clients, Wolff Financial will include certain transactional costs in the client’s management fee. This arrangement is referred to as a “Wrap Program”. For accounts in the Wrap Program, Wolff Financial pays a fee to the custodian based on the clients’ transaction costs. Fees in the wrap program include transaction costs for the purchase or sale of securities, but do not include expenses related to the use of margin, wire transfer fees, the fees charged to shareholders of mutual funds or ETFs, mark-ups and mark-downs, spreads, odd-lot differentials, fees charged by regulatory agencies, and any transaction fees for securities trades executed by a broker-dealer other than the agreed upon custodian. Expenses for the management fees of third party managers are also not included in the Wrap Program, and to the extent utilized, you will be responsible for such fees. Because Wolff Financial will be managing the assets of wrap fee program clients the same way as other non-wrap fee program clients, the use of external portfolio managers within the wrap program is expected to be limited. To the extent a third party manager is utilized, the fees payable to such managers will not be included in the wrap program. Therefore, there is no difference between how Wolff Financial manages wrap free accounts and how Wolff Financial manages other accounts. Because of the nature of a wrap fee program, where wrap fees are not tied to an account’s frequency of trading and apply to generally all assets in the account, the wrap fee program client may pay more or less than if the client had compensated Wolff Financial outside of the wrap fee program. For example, if a client’s account is rarely traded, the transaction fees the client would have paid would be minimal, thus limiting the benefits of “wrapping” management fees and transaction fees. Clients whose accounts will be rarely traded should carefully consider whether the Wrap Program is appropriate. Clients are not required to participate in the Wrap Program. Wolff Financial receives a portion of the wrap fee for our services. Wolff Financial does not engage other portfolio managers to manage assets within the wrap fee program. To the extent a third party manager is utilized, the fees payable to such managers will not be included in the wrap program. Wolff Financial is the sole portfolio manager in the wrap program, which means that Wolff Financial receives a portion of the wrap fee for our services. Transaction fees are paid to various broker-dealers, mutual funds and ETFs. The remainder of the wrap fee is the management fee payable to Wolff Financial. Wolff Financial will receive no additional compensation for offering the wrap fee program. Please see the separate Wrap Fee Brochure for a more complete description of the Wrap Program. Assets Under Management As of January 31, 2024, WFM has approximately $465,540,731 in assets under management, in 1138 accounts. Of that total, approximately $459,773,340 in 1084 accounts is managed on a discretionary basis.