General Information SAGEbroadview Wealth Management, LLC1 (“SAGEbroadview” or the “firm”) is a Connecticut limited liability company that was founded in 2000 and has been registered as an investment adviser since 2001. SAGEbroadview Wealth Management, LLC is owned by SAGEbroadview, Inc. Lawrence J. Annello, Christopher J. Annello, and J. David Principe, are the principal owners of SAGEbroadview, Inc. Sheri Ianetta Cupo is also a shareholder. Please see Brochure Supplements, Exhibit A, for more information on these principal owners and other individuals who formulate investment advice and have direct contact with clients or who have discretionary authority over client accounts. As of December 31, 2023, SAGEbroadview managed $317,621,091 on a discretionary basis, and did not manage any assets on a non-discretionary basis. SERVICES PROVIDED As discussed in more detail below, we offer our clients comprehensive Wealth Management Services and Consulting Services. In addition, we offer a Young Professionals Program designed for young business leaders who we believe will meet our target client profile in the near future. We will conduct an initial, complimentary interview with you. The individual conducting the interview will be qualified to determine the scope of services that we will provide. If you decide to engage us to provide our services, you and SAGEbroadview will enter into a written agreement that details the specific services to be provided and fees to be paid to us. Once the agreement is signed, we will obtain additional information from you or from anyone else you instruct us that is legally acceptable (e.g., another adviser, legal counsel, etc.). We may request this information through further discussions, financial statements and documents, surveys, etc. This information will help us to understand your financial needs, goals, holdings, etc. In performing services, we may independently verify any information given to us, though it is not a requirement that we do so, and sometimes we will simply take you at your word. We base our investment advice and/or financial planning recommendations on the information that is provided to us by you, and we incorporate your financial situation as of the time that the advice or recommendation is given. It remains your responsibility to promptly notify us if there is ever any change in your financial situation or investment objectives. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act of 1974 (“ERISA”) and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interests ahead of yours. Additional disclosure may be found elsewhere in this Brochure or in the written agreement between you and SAGEbroadview. 1 SAGEbroadview was originally formed as DHAS Financial Planning, LLC. In 2012 the name was changed to Broadview Financial Planning, LLC, and in 2014 changed again to SAGEbroadview Financial Planning, LLC. In 2020, the name changed to SAGEbroadview Wealth Management, LLC. Wealth Management Services Our Wealth Management Services include Integrated Financial and Tax Planning (“Planning”) and Portfolio Management services.2 Integrated Financial and Tax Planning We gather required information through in-depth personal interviews. Information gathered includes your current financial status, future goals, and attitudes towards risk. Related documents supplied by you are carefully reviewed, and, depending on the terms of the engagement, a written report may be prepared. Depending on your needs, our Planning Services may address some or all of the following areas of concern: Goal Setting We will help you establish your immediate, mid-term, and long-term personal and financial goals. We will then help you prioritize your goals and determine the resources necessary to accomplish your financial and life goals. Net Worth We will help you create a personal Statement of Net Worth. Stock Options and Other Equity Compensation Planning We will assist you with decisions regarding your employee equity compensation programs so that they complement your overall financial plan. We review your specific stock grants (incentive & nonqualified stock options, restricted stock, SARs, etc.) and design action plans in light of your personal financial situation, including your federal and state marginal tax brackets, net worth, objectives, risk tolerance, and need for cash. Employee Benefits Review We will review your employee benefits program and make recommendations to help you get the most from the choices offered. Education Funding Analysis We will prepare an analysis to determine how you might fund the education you desire for your children or grandchildren. We will discuss alternatives for savings vehicles and help you select the most appropriate vehicles given your specific needs. We will work with your college planner as may be needed. We will also explore financial aid possibilities and tax strategies. Planning for Financial Independence Analysis We will prepare an analysis to determine what amount of investments and additional savings might be necessary in order to achieve your goal of financial independence. We incorporate Social Security projections as well as annuity and pension income into the analysis. The plan’s sustainability is tested using Monte Carlo simulations. Tax Planning For a current tax year, we will prepare an annual income tax projection to estimate your expected liability or refund based upon expected income and deductions during the tax year. We 2 Financial planning and portfolio management services are no longer offered on a stand-alone basis. However, certain legacy clients of SAGEbroadview may have such arrangements. will make recommendations to adjust your withholdings or estimated tax payments, if necessary. We will review appropriate tax planning strategies. If requested by you, we will assist your tax preparer and review draft returns. Combining personal income tax return preparation with our Wealth Management service may assist you with a thorough, coordinated understanding of your finances. Lawrence Annello, a Partner of SAGEbroadview, is also a Partner of SAGEbroadview Tax, LLC (“SAGEbroadview Tax”), an affiliated tax preparation firm. Through his association with SAGEbroadview Tax, Mr. Annello is available to prepare these tax returns. You are under no obligation to use the services of SAGEbroadview Tax. Please see Item 10 – Other Financial Industry Activities and Affiliations of this Brochure for additional details. Estate Planning We will review your existing estate plan documents (wills, trusts, and powers of attorney) and determine the need, if any, for any additional estate planning. If requested by you, we will also recommend attorneys who specialize in drafting estate-planning documents and introduce you to these attorneys. Insurance Review We will review your current individual and corporate life insurance policies and make suggestions regarding the appropriateness of your coverage in meeting your current goals and objectives. We will also review and make recommendations regarding health, disability, long term care, and property and casualty insurance coverage. Cash Flow Analysis We will examine your annual income and expenses and suggest changes to better align your current spending and saving with your longer-term goals and objectives. Small Business and/or Rental Income Consulting &

Other Services as Needed We will consult on major purchases, leasing arrangements, and/or refinancing mortgages. We will review your progress and stay current on important stages in your life. Our recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company. In performing our services, we are not required to verify any information received from you or from your other professionals and are expressly authorized to rely on such information. Should you choose to accept our recommended plan, we may also recommend our own services, the services of an affiliated entity, or those of other professionals for implementation. You are advised that a conflict of interest exists if we recommend our own services or that of an affiliate. You are under no obligation to act upon any of the recommendations made by us under a Wealth Management engagement and/or to engage the services of any such recommended professional, including SAGEbroadview, our affiliates, or any of our related persons. You retain absolute discretion over all such implementation decisions and are free to accept or reject any of our recommendations. Portfolio Management Services Our Wealth Management offering includes personalized portfolio management services, which consist of giving continuous advice to you or making investments for you based on your individual needs. Through personal discussions, during which your goals and objectives are established, we assess your risk profile and investment guidelines and will prepare an investment policy statement or similar document that reflects your investment objectives, time horizon, tolerance for risk, and any account restraints. Our Portfolio Management services generally include, but are not limited to, the following:
• Risk tolerance assessment
• Asset allocation
• Investment strategy formulation
• Investment Policy Statement development
• Asset selection
• Regular portfolio monitoring
• Periodic performance reporting
• Periodic rebalancing We will create and manage a customized portfolio based on your risk profile, goals, and investment guidelines. We will allocate your assets among various asset classes based on your risk tolerance. We will manage your account based on your investment objectives and guidelines as memorialized in your investment policy statement. In accordance with your investment objectives, we will create a portfolio principally comprised of mutual funds. Other security types may be used in addition to mutual funds. In addition, managed accounts may hold legacy positions in other types of financial instruments, including without limitation, exchange traded funds (commonly known as “ETFs”), individual debt or equity securities, etc. Please see the disclosures in Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss for additional information on the types of securities used by us to construct portfolios and certain associated risks. Each portfolio will be designed with the goal of meeting your individual needs. Portfolio Management services will be provided on a discretionary basis. For accounts managed on a discretionary basis, you give SAGEbroadview full authority to manage your assets in accordance with what we deem to be in your best interest based on your investment objectives and guidelines as set forth in your investment policy statement. You will retain individual ownership of all securities in your account. We may allocate (and/or recommend that you allocate) a portion of your investment assets among unaffiliated, independent investment managers in accordance with your designated investment objective(s). In such situations, the independent manager(s) shall have day-to-day responsibility for the active, discretionary management of your allocated assets. We shall continue to render investment advisory services to you relative to the ongoing monitoring and review of account performance, asset allocation and your investment objectives. Factors that we may consider in recommending independent manager(s) include your designated investment objective(s), as well as the manager’s management style, performance, reputation, financial strength, reporting, pricing, and research. Client Tailored Services and Client Imposed Restrictions We offer a full range of investment advisory services that can be tailored to meet your specific needs. To provide appropriately individualized services, we will work with you to obtain information regarding your financial circumstances, investment objectives, overall financial condition, income and tax status, personal and business assets, risk profile, and other information regarding your financial and investment needs. At least annually we will review with you your financial circumstances, investment objectives and risk profile. For us to provide effective advisory services, it is critical that you provide accurate and complete information to us and to inform us any time such information needs to be updated, or any time there is a change in your financial circumstances, investment objectives and/or risk profile. Generally, you are permitted to impose reasonable restrictions on investing in certain securities or types of securities in your advisory account, provided, however, that some restrictions may not be accommodated. In addition, a restriction request may not be honored if it is fundamentally inconsistent with our investment philosophy, runs counter to your stated investment objectives, or would prevent us from properly servicing your account. Young Professionals Program The Young Professionals Program is a financial planning and portfolio management services package geared for young professionals who desire to establish a long-term relationship with an adviser and whose assets and planning needs may not currently meet the firm’s typical requirements. Clients in this program are usually young business leaders looking to build a solid financial foundation. Most have limited investible assets. The Program focuses on goal setting, budgeting and cash flow, employee benefits optimization and insurance protection. As needed, basic advice will be provided related to our other services. The Young Professionals Program includes: Financial Planning
• Initial Delivery and Periodic Review of our financial planning recommendations
• Availability of us by phone or emails as questions arise throughout the year
• Advisement on outside investment accounts, including 401(k), 529 plans, etc. Portfolio Management Services We provide discretionary portfolio management services in the Young Professionals Program. All accounts must be held at Charles Schwab & Co., Inc. (“Schwab”). Based on inputs from you, we choose a suitable investment strategy and portfolio for your investment needs and goals and manage your portfolio on an ongoing basis. Communication is primarily conducted with you through electronic channels. You must agree to accept electronic delivery of the Investment Management Agreement, disclosure documents, prospectuses, statements, and other materials. We make our portfolio managers available to discuss servicing matters with you. Consulting Services To the extent requested by you, SAGEbroadview may provide consulting services regarding non- investment related matters, such as estate planning, tax planning, insurance, etc. Neither SAGEbroadview, nor any of our representatives, serves as an attorney or licensed insurance agent, and no portion of our services should be construed as same. To the extent requested by you, we may recommend the services of other professionals for certain non-investment implementation purposes (i.e., attorneys, accountants, insurance, etc.). You are under no obligation to engage the services of any such recommended professional. You retain absolute discretion over all such implementation decisions and are free to accept or reject any recommendation from us.