PCM has been providing advisory services since 2007. PCM is owned by Wes Peirce with Mark Heider and George Williamson holding a minority ownership interest. As of December 31, 2023, PCM managed $407,235,039 on a discretionary basis. Investment Management Services: PCM manages investment portfolios for individuals, including high net worth individuals, trust, qualified retirement plans, charitable organizations and businesses. PCM works with the client to determine the client's investment objectives and investor risk profile and will design a written investment policy statement. PCM uses investment and portfolio allocation software to evaluate alternative portfolio designs. PCM evaluates the client's existing investments with respect to the client's investment policy statement. PCM works with new clients to develop a plan to transition from the client's existing portfolio to the desired portfolio. PCM will then continuously monitor the client's portfolio holdings and the overall asset allocation strategy and hold regular review meetings with the client regarding the account as necessary. PCM will typically create a portfolio of no-load mutual funds, and may use model portfolios if the models match the client's investment policy. PCM will allocate the client's assets among various investments taking into consideration the overall management style selected by the client. PCM primarily recommends portfolios consisting of passively managed asset class and index mutual funds. PCM primarily recommends portfolios consisting of mutual funds offered by Dimensional Fund Advisors (DFA), Bridgeway Capital Management, AQR and Vanguard. DFA and Vanguard sponsored mutual funds follow a passive asset class investment philosophy with low holdings turnover. Consequently, the DFA fund fees are generally lower than fees and expenses charged by other types of funds. Client portfolios may also include some individual equity securities in situations where disposition of these securities would present an overriding tax implication or the client specifically requests they be retained for a personal reason. These situations will be specifically identified in the client’s Investment Policy Statement (IPS). PCM manages mutual fund and equity portfolios on a discretionary or nondiscretionary basis according to the investment policy selected by the client. Clients may impose any reasonable restrictions on PCM’s discretionary authority, including restrictions on the types of securities in which PCM may invest client’s assets and on specific securities, which the client may believe to be appropriate. PCM may also recommend fixed income portfolios to advisory clients, which consist of managed accounts of individual bonds. PCM will request discretionary authority from advisory clients to manage fixed income portfolios, including the discretion to retain a third-party fixed income manager. PCM will prepare a separate Fixed Income Investment Policy Statement for any client qualifying for separate fixed income portfolio services. For certain clients (as agreed to in the advisory agreement), PCM will design and oversee a custom portfolio of investments on your behalf on an ongoing basis. The portfolio will typically be implemented, in whole or in part, directly by an independent third-party money manager or sub-advisor (collectively, “TPMMs”) who has either contracted with us directly to trade and re-balance the investments held in your account or who you may be asked to contract with directly to manage your account on a discretionary basis. The TPMM’s management of your account will be in accordance with the portfolio guidelines we have set out and the investment objectives and limitations set forth in your IPS. The TPMMs we select for management of your account will be SEC-registered investment advisors. You will be provided with a copy of the selected TPMM’s disclosure brochure (Form ADV Part 2A, Form CRS, or the equivalent) at or prior to the time they begin to direct your investment portfolio. Where your assets are allocated to a TPMM, we will act as a “co-advisor,” responsible for the determining the suitability of the selected TPMM’s investment program(s), advising the TPMM(s) of any changes in your investment profile and suitability information, and monitoring the performance of the investments managed by the selected TPMM(s). The TPMM shall be responsible for all trading and portfolio management functions under this arrangement, including monitoring the securities for changes in credit ratings, security call provisions, and tax loss harvesting opportunities

(to the extent that cost basis information is provided). In most TPMM arrangements, clients are not required to enter into a separate investment management agreement with the selected TPMM(s). Clients may be required to execute a limited power of attorney granting such TPMMs the discretionary authority to invest and manage the sub-advised portion of the client’s account at the client’s custodian(s). We will engage and terminate TPMMs and/or reallocate your assets among TPMMs when we believe such termination(s) and/or reallocation(s) are in your best interests. As part of our Investment Management Services, we have contracted with Buckingham Strategic Partners, LLC (“Buckingham Partners”) for services including trade processing, collection of advisory fees, record maintenance, report preparation, marketing assistance, and research. We have further contracted with Buckingham Partners to provide our clients with sub-advisory services. We pay a fee to Buckingham Partners that is based upon the aggregate advisory fees paid to our firm by client accounts that utilize Buckingham Partners’ services. The fees paid by DWA to Buckingham Partners consist of a portion of the fees paid to us by our clients, and vary based on the total client assets administered and/or sub-advised by Buckingham Partners through our firm. These fees are not separately charged to our advisory clients and are included within the advisory fees paid to us. DWA does not receive any referral compensation for referring its advisory clients to Buckingham Partners or any other TPMM. On an ongoing basis, PCM will answer clients' inquiries regarding their accounts and review periodically with clients the performance of their accounts. PCM will periodically, and at least annually, review client's investment policy and risk profile to discuss the re-balancing of each client's accounts to the extent appropriate. PCM will provide to investment manager any updated client financial information or account restrictions necessary for investment manager to provide sub-advisory services. In addition to managing the client’s investment portfolio, PCM may consult with clients on various financial areas including income and estate tax planning, business sale structures, college financial planning, retirement planning, insurance analysis, personal cash flow analysis, establishment and design of retirement plans and trust designs, among other things. In performing its services, PCM shall not be required to verify any financial information received from the client or from the client’s other professionals and is expressly authorized to rely on the information provided. Moreover, clients are advised that it remains their responsibility to promptly notify PCM if there is ever any change in their financial situation or investment objectives for the purpose of reviewing/evaluating/revising their previous recommendations and/or services. Employee Benefit Retirement Plan Services: PCM also provides advisory services to participant-directed retirement plans through third party administration services, which are online bundled service providers offering an opportunity for plan sponsors to provide their participants with daily account access, valuation, and investment education. PCM will analyze the plan's current investment platform and assist the plan in creating an investment policy statement defining the types of investments to be offered and the restrictions that may be imposed. PCM will recommend investment options to achieve the plan's objectives, provide participant education meetings, and monitor the performance of the plan's investment vehicles. PCM will recommend changes in the plan's investment vehicles as may be appropriate from time to time. PCM generally will review the plan's investment vehicles and investment policy as necessary. For certain retirement plans, PCM also works in coordination and support with Buckingham Strategic Partners. Retirement plan clients will engage both PCM and Buckingham Strategic Partners. Buckingham Strategic Partners will provide to the client additional discretionary investment management services and will exercise discretionary authority to select the plan investments made available to the plans’ participants by selecting and maintain the plans’ investments according to the goals and investment objectives of the plan. PCM will continue to work with plans to monitor plan investments, provide fiduciary plan advice including regular considerations of the goals and objectives of the plan, and provide participant education services to the plan.