Description of Firm iH2 Advisors & Company "iH2" is a registered investment adviser based in Wilmington, Delaware. The firm is organized as a corporation under the laws of the State of Delaware. The firm began conducting business in May 2023 and is registered with the State of Delaware as an investment advisor. The firm is owned by InCadense Corp., a company owned by Anthony J. Harper and Stephen M. Hagan.
The following paragraphs describe the services and fees. Refer to the description of each investment advisory service listed below for information on tailoring the advisory services to the needs of clients.
Advisory Platform Services iH2 offers advisory services to financial institutions, referred to as "Enterprise Clients". These clients gain access to the iH2 investment management platform, known as the "Platform," upon entering into an agreement with iH2. The platform delivers various services, including technology support, administrative assistance, operational support, and advisory services, enabling Enterprise Clients to manage their client's portfolios. On the Platform, Enterprise Clients can access a diverse range of investment options, such as ETFs, mutual funds and services from independent third-party managers ("Model Manager"). These Model Managers provide Enterprise Client have the flexibility to allocate their clients' assets among the available investment options on the Platform, either in part or in whole. iH2 assumes the role of a discretionary Overlay Manager, facilitating portfolio allocations on behalf of Enterprise Clients using the Platform. The process begins with the Enterprise Client entering into an agreement with iH2 to access the Platform for their clients. To establish a client's account on the Platform, both the Enterprise Client and the client in question will enter into an advisory agreement. Typically, the client competes a questionnaire or provides information to the Enterprise Client, helping determine the risk tolerance and desired rate of return. Additionally, the client shares details about their investment experience, expected liquidity needs and other investment preferences and constraints. This information assists the Enterprise Client in selecting the most suitable investment options aligned with the client's objectives. Throughout the client's tenure on the Platform, the Enterprise Client remains responsible for monitoring the Risk/Return Profiles and recommending any necessary adjustments to their clients' portfolios.
The agreed-upon asset allocation is executed through various vehicles, including:
•Exchange Trade Funds
•Mutual Funds
•Separately Managed Accounts iH2 handles both the initial and ongoing implementation of these accounts, following the directives of Enterprise Clients. Many of the investment managers deployed by iH2 utilize third party Models (collectively referred to as the "Models"). In this arrangement, the investment manager acts a "Model Provider", constructing and selecting underlying investments for each strategy on a non-discretionary basis. iH2 representing the Enterprise Client, serves as an Overlay Manager, placing orders, periodically updating and rebalancing each Model in accordance with the Model Provider's instructions and established rules. It is important to note that security selection are determined by the Model Provider, and iH2 may choose to replace or hire new Model Providers, making no guarantees regarding

the continued availability of any specific Model.
4 Based on the unique needs of the Enterprise Clients, iH2 seeks and makes available a combination of ETFs, mutual funds, and independently managed accounts. Separately managed accounts may be executed either by iH2, with the third-party investment manager recommending transactions via a model, or directly by the investment manager. Separately managed accounts are portfolios of individually owned securities customized to fit the client's investing preferences.
Sub-Manager Selection Based on our Enterprise Clients' needs we will seek out and make available a number of sub- managers on the Platform to manage all, or a portion of, your clients' investments. Factors that we take into consideration when making our recommendation(s) include, but are not limited to, the following: the sub-manager's performance, methods of analysis, fees, your clients' financial objectives, investment goals, and risk tolerance. We will monitor the sub-managers' performance to ensure its management and investment style remains aligned with your clients' investment goals and objectives. We will also undertake ongoing due diligence of each sub-manager to ensure that they remain the best fit for your clients' needs. Each selected sub-manager will sign an agreement with iH2 for inclusion on the Platform and will also sign an agreement with InCadense in order to access the Platform. iH2 continuously monitors the performance of the investment options to ensure they remain aligned with the investment objective. Ongoing due diligence is also performed on each investment option. Each selected separately managed account manager signs an agreement with iH2 to be included on the Platform. It's important to note that iH2 does not collect fees from sub-managers, but there is an option for InCadense to charge them a fee for Platform access, as stipulated in the agreement with the sub-manager.
Institutional Services iH2 focuses on providing a wide range of investment services clients, including (i) assistance in developing investment policy statements, (ii) asset allocation, and (iii) investment manager, mutual fund, exchange traded fund ("ETF") selection and ongoing monitoring.
Assistance in the Preparation of Investment Objectives and Policies. Assist the Client in review, evaluation and preparation of investment policies and objectives. Assist the Client in developing benchmarks for the performance of the account. Where iH2 has been retained, it is in a non- discretionary capacity, the Client shall be responsible for monitoring compliance with their investment policies and guidelines.
Asset Allocation. Review the asset allocation and will make asset allocation recommendations in accordance with investment goals and provide analysis of various benchmarks.
Investment Searches. Assist Client in identifying and recommending investment products (ETFs, mutual funds, and separately managed accounts). These recommendations and reviews are based on either analysis of investment products provided by the Client, or the result of analysis conducted independently by iH2. iH2 offers initial and ongoing review of investment products which will consider both quantitative and qualitative factors. Assets Under Management As of December 11, 2023 2023, we provide continuous management services for $2,500,000 in client assets on a non-discretionary basis.
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