Peak Retirement Planning, Inc. (hereinafter called “Peak”) is a Registered Investment Adviser based in Columbus, Ohio, and incorporated under the laws of the State of Ohio. Peak is wholly owned by Joseph F. “Joe” Schmitz, Jr. Peak is registered with the U.S. Securities and Exchange Commission (“SEC”) and is subject to its rules and regulations. Founded in November 2021, Peak provides investment advisory services, which may include, but are not limited to, the review of client investment objectives and goals, recommending asset allocation strategies of managed assets among investment products such as cash, stocks, mutual funds and bonds, annuities, and/or preparing written investment strategies. Our investment advice is tailored to meet our clients’ needs and investment objectives. Clients may impose restrictions on investing in certain securities or types of securities (such as a product type, specific companies, specific sectors, etc.) by providing a signed and dated written notification, of which an e-mail is also an acceptable form of notification. Peak also provides financial planning consulting services including, but not limited to, risk assessment/management, investment planning, estate planning, financial organization, or financial decision making/negotiation. To assist in the estate planning process, Peak has an exclusive relationship with an attorney that shares office space with Peak. The attorney/adviser relationship may cause a conflict of interest due to the fact it is an exclusive relationship. This conflict is mitigated by the fact Peak maintains the fiduciary standard of care for all clients and any legal services provided by

the attorney in question are an extension of that standard, not a detraction from it. As per standard disclosure, be advised the legal services offered by the attorney in question may not be superior to legal services offered by other attorneys. Peak provides investment advisory and other financial services through its Investment Advisory Representatives ("IAR") to accounts opened with Peak. Managed Accounts are available to individuals and high net worth individuals. Peak provides discretionary investment advisory services to some of its clients through various managed account programs. Peak will assist clients in determining the suitability of the Managed Account Programs for the client. The IAR is compensated through a comprehensive single fee and the account may be assessed other charges associated with conducting a brokerage business. Peak and its IAR, as appropriate, will be responsible for the following:
• Performing due diligence
• Recommending strategic asset and style allocations
• Providing research on investment product options, as needed
• Providing client risk profile questionnaire
• Obtaining investment advisory contract from client with required financial, risk tolerance, suitability and investment vehicle selection information for each new account
• Performing client suitability check on account documentation, review the investment objectives and evaluate the investment vehicle selections
• Providing Firm Brochure (this document) As of March 15, 2024, the firm has $105,960,000 discretionary and $0 non-discretionary assets under management. Form ADV, Part 2A, Item 5