Our firm manages assets for many different types of clients to help meet their financial goals while remaining sensitive to risk tolerance and time horizons. As a fiduciary, it is our duty to always act in the client’s best interest. This is accomplished in part by knowing the client. Our firm has established a service-oriented advisory practice with open lines of communication. Working with clients to understand their investment objectives while educating them about our process facilitates the kind of working relationship we value. Our firm sponsors and offers a wrap fee program, which allows clients to pay a single fee for investment advisory services and associated custodial transaction costs. Transaction fees will be paid by our firm based on a percentage of the dollar amount of assets in the account(s). Because our firm absorbs client transaction fees, an incentive exists to limit trading activities in client accounts. Fidelity Brokerage Services (“Fidelity”) eliminated transaction fees for U.S. listed equities and exchange traded funds for clients who opt into electronic delivery of statements or maintain at least $1 million in assets at Fidelity. This presents a conflict of interest because we are incentivized to recommend U.S. listed equities and exchange traded funds over other types of securities in order to reduce our costs for qualifying clients. Our Wrap Advisory Services Wrap Comprehensive Portfolio Management: As part of our Wrap Comprehensive Portfolio Management service, clients will be provided asset management and financial planning or consulting services. This service is designed to assist clients in meeting their financial goals through the use of a financial plan or consultation. Our firm conducts client meetings to understand their current financial situation, existing resources, financial goals, and tolerance for risk. Based on what is learned, an investment approach is presented to the client, consisting of individual stocks, bonds, ETFs, options, mutual funds and other public and private securities or investments. Once the appropriate portfolio has been determined, portfolios are continuously and regularly monitored, and if necessary, rebalanced based upon the client’s individual needs, stated goals and objectives. Upon client request, our firm provides a summary of observations and recommendations for the planning or consulting aspects of this service. Planning or consulting services may encompass Investment Planning, Life Insurance, Tax Concerns, Tax Planning, Estate Planning, Retirement Planning, Education Planning, and Debt/Credit Planning. [Fee Schedule Immediately Follows] ADV Part 2A, Appendix 1 – Wrap Fee Brochure Page 5 Wise Wealth Partners, LLC Fee Schedule Assets Under Management Fee % First $0-$500,000 1.00% Next $500,001-$1,000,000 0.95% Next $1,000,001-$2,000,000 0.85% Next $2,000,001-$4,000,000 0.70% Next $4,000,001-$6,000,000 0.55% Next $6,000,001-$10,000,000 0.50% Next $10,000,0001+ 0.30% Fees to be assessed will be outlined in the advisory

agreement to be signed by the Client. Our firm bills on cash unless indicated otherwise in writing. Annualized fees are billed on a pro-rata basis quarterly in arrears based on the time-weighted daily average of the quarter. Fees are negotiable and will be deducted from client account(s). In rare cases, our firm will agree to directly invoice. As part of this process, Clients understand the following: a) The client’s independent custodian sends statements at least quarterly showing the market values for each security included in the Assets and all account disbursements, including the amount of the advisory fees paid to our firm; b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our firm will send an invoice directly to the custodian; and c) If our firm sends a copy of our invoice to the client, a legend urging the comparison of information provided in our statement with those from the qualified custodian will be included. Other Types of Fees & Expenses: In addition to our advisory fees above, clients may also pay holdings charges imposed by the chosen custodian for certain investments, charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be disclosed in the fund’s prospectus (e.g., fund management fees and other fund expenses), distribution fees, surrender charges, variable annuity fees, IRA and qualified retirement plan fees, mark-ups and mark-downs, spreads paid to market makers, fees for trades executed away from custodian, wire transfer fees and other fees and taxes on brokerage accounts and securities transactions. Our firm does not receive a portion of these fees. Our firm may also recommend the services or products of an unaffiliated third-party tax and estate planning services. The fees for this non-advisory service are in addition to the above-stated advisory fee. Our firm manages certain Client assets through Fidelity, Lincoln Financial, and Teachers Insurance and Annuity Association of America (“TIAA”). Fidelity, Lincoln Financial, and TIAA will deduct an advisory fee for our firm’s advisory services provided to those accounts. Fidelity, Lincoln Financial, and TIAA bill these accounts quarterly in arrears, and these fees will not exceed 2.00% of assets under management. Our firm will receive compensation for this. More information about billing and these services can be found in each third party’s Form ADV Part 2A. ADV Part 2A, Appendix 1 – Wrap Fee Brochure Page 6 Wise Wealth Partners, LLC Termination and Refunds: Either party may terminate the advisory agreement signed with our firm for Wrap Comprehensive Portfolio Management services in writing at any time. Upon notice of termination pro-rata advisory fees for services rendered to the point of termination will be charged. If advisory fees cannot be deducted, our firm will send an invoice for due advisory fees to the Client. Wrap Fee Program Recommendations: Our firm does not recommend or offer the wrap program services of other providers.