Monograph Wealth Advisors, LLC (“Monograph,” “MWA,” the “Firm”) is an SEC-registered investment adviser with its principal place of business located in California. MWA began conducting business in 2015. Joseph Chrisman and Sean Shannon are the Managing Members of MWA. The Firm’s shareholders that each hold more than 20% control of the company are Jolt C. Inc. and Shannon Family Inc. The Chrisman Family Trust is the sole owner of Jolt C. Inc., and the Shannon Family Trust is the sole owner of Shannon Family Inc. MWA offers the following advisory services to our clients: Investment Advisory Services ("IAS") MWA provides continuous advice to clients regarding the investment of client funds based on the individual needs of the client. Personal discussions illuminate a client's particular circumstances and the establishment of goals and objectives. We use these goals and objectives to develop a client's bespoke Investment Policy Statement (“IPS”) and create and manage a portfolio based on that IPS. During our data-gathering process, we determine the client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss a client's prior investment history, as well as family composition and background. We manage these advisory accounts on a discretionary or non-discretionary basis. Account supervision is guided by the client's stated objectives as well as tax considerations. Prior to engaging MWA to provide Investment Advisory Services, the client is required to enter into an Investment Advisory Agreement with the Firm setting forth the terms and conditions of the engagement, as well as describing the specific scope of services to be provided. As part of the client agreement, MWA typically requests that the client provide an emergency contact and/or other trusted advisers with whom the Firm may contact and share limited, relevant client financial information with if the Firm believes doing so is in the best interest of the client. We may also provide advisory management services to our clients through our selection and monitoring of Sub-Advisor programs (hereinafter, "Programs"). Based on the client's individual circumstances, needs, and our discretionary authority, we may use various unaffiliated registered investment advisers to sub-advise an investment strategy that we have deemed appropriate for that client. Factors considered in making this determination include the type of securities held in the account, appropriate client investment strategy, account size, risk tolerance, tax characteristics, and investment philosophy and approach of the selected registered investment adviser. Once we determine the most suitable investment adviser(s) for the client, we provide the selected adviser(s) with the client's information and the selected investment strategy. The adviser(s) then manages the client's account, which remains with the selected custodian, in accordance with the selected strategy. MONOGRAPH WEALTH ADVISORS, LLC 5 We monitor the performance and activity of the selected registered investment adviser(s). If we determine that a particular selected registered investment adviser(s) is not providing sufficient management services to the client or is not managing the client's portfolio in a manner consistent with the client's objectives, we will terminate the sub-advisor and assume management of the assets or select another sub-advisor for the account. Clients may impose reasonable restrictions on investing in certain securities, types of securities, and/or industry sectors. Our investment recommendations are not limited to any specific product or service offered by a broker-dealer, issuer, or insurance company, and will generally include advice regarding the following securities:
• Exchange-listed securities
• Securities traded over-the-counter
• Foreign issuers
• Warrants
• Corporate debt securities (other than commercial paper)
• Commercial paper
• Certificates of deposit
• Municipal securities
• Variable life insurance
• Variable annuities
• Mutual fund shares
• United States governmental securities
• Options contracts on securities
• Options contracts on commodities
• Futures contracts on tangibles
• Futures contracts on intangibles
• Interests in partnerships/private funds investing in real assets
• Interests in partnerships/private funds in venture capital and non-venture private equity
• Interests in partnerships in hedge funds Because some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity, and suitability. MWA will impose an initial delay of disbursements from or put a freeze on a client’s account(s) for up to fifteen (15) business days if MWA has a reasonable belief that financial exploitation of a senior investor client (over age 65) has been attempted or occurred. The delay may be extended for an additional ten (10) business days at the request of either an authorized state securities regulator or state adult protective services. MONOGRAPH WEALTH ADVISORS, LLC 6 Wealth Planning Services We typically provide “Wealth Planning Services” as a complimentary service to our Investment Advisory Services. However, clients who do not have an investment advisory relationship with MWA can elect to receive Wealth Planning Services on a stand-alone basis. Existing Investment Advisor clients may also choose to hire us for additional wealth planning services that fall outside the normal scope of our complementary services. Our Wealth Planning Services range from comprehensive financial planning to more focused consultations depending on the needs of each client. They may also be provided on a “one- time” or “ongoing” basis depending upon the election of the client. MWA evaluates the client’s current and future financial state by using currently known variables to predict future cash flows, asset values, and withdrawal plans. Clients seeking Wealth Planning Services as a stand-alone

service are required to enter into a wealth planning agreement that describes the scope of the services provided and the fees charged. To begin this process, we interview the client to gather certain necessary information. We may also request additional documents or request the client complete a questionnaire. The information gathered by MWA typically includes the client's current financial status, tax status, future goals, returns objectives, and attitudes towards risk. Considering the client’s information, we analyze and recommend appropriate changes in strategy and suggest reallocation of assets if necessary to achieve what we believe will result in optimum overall results for the client. At the conclusion of this review, a personal wealth plan is communicated to the client. The areas to be reviewed as part of the Firm’s Wealth Planning Services are reflected in the client agreement. Typically, the wealth plan is presented to the client within three months of the contract date, provided that all information needed to prepare the wealth plan has been promptly supplied. Clients are free at all times to accept or reject any or all wealth planning recommendations made by MWA, and clients retain the authority and discretion on whether or not to implement any recommendations. Should the client decide to follow such recommendations, typically investment advisory services are offered through MWA pursuant to a separate written agreement. Clients should recognize that such recommendations represent a conflict of interest since MWA will receive fees, compensation, or other concessions for the delivery of investment advisory services. Clients are free to select any advisory firm, brokerage firm, insurance agency, similar sales agency, or representative to implement the advice and recommendations provided by MWA and/or its advisory representatives as part of the wealth plan. Wealth planning recommendations are based on each client’s financial situation at the time the recommendations are provided and predicated upon information provided by the client. In addition, certain assumptions are made with respect to interest and inflation rates, use of past trends, and performance of the market and economy. Past performance is in no way an indication of future performance, and MWA cannot offer any guarantees or promises that any client’s financial goals and objectives will be met. As a client’s financial situation, goals, objectives, and/or needs change, the client is strongly urged to promptly MONOGRAPH WEALTH ADVISORS, LLC 7 notify MWA. For more information on the risks associated with investing, please refer to Item 8, below. Please see Item 5 below for information concerning fees associated with MWA’s Wealth Planning Services. As mentioned above, MWA will typically waive its fees for Wealth Planning Services for those clients receiving Investment Advisory Services from the Firm. Pension Consulting Services MWA provides its Pension Consulting Services separately or in combination with one or more services described below. While the primary clients for these services are pension, profit sharing, and 401(k) plans, we offer these services, where appropriate, to individuals and trusts, estates, and charitable organizations. Pension Consulting Services are comprised of four distinct services. Clients may choose to use any or all of these services: Investment Policy Statement preparation (''IPS''): MWA meets with the client (in person or over the telephone) to determine an appropriate investment strategy that reflects the plan sponsor's stated investment objectives for management of the overall plan. MWA then prepares a written IPS detailing those needs and goals, including an encompassing policy under which these goals are to be achieved. The IPS also lists the criteria for selection of investment vehicles as well as the procedures and timing intervals for monitoring of investment performance. Selection of investment vehicles: MWA assists plan sponsors in constructing appropriate asset allocation models. We then review various index and managed exchange-traded funds (“ETFs”) and mutual funds, as accessible and appropriate, to determine which investments are suitable to implement the client's IPS. The number of investments to be recommended will be determined by the client and based upon the IPS. Monitoring of investment performance: MWA monitors client investments continually based on the procedures and timing intervals delineated in the IPS. Although MWA is not involved in any way in the purchase or sale of these investments, we supervise the client's portfolio and make recommendations to the client as market factors and the client's needs dictate. Employee communications: For pension, profit sharing, and 401(k) plan clients with individual plan participants exercising control over assets in their own accounts (''self- directed plans''), we also provide quarterly educational support and investment workshops designed for the plan participants when the plan sponsor engages our firm to provide these services. The nature of covered topics are determined by us and the client under the guidelines established in ERISA Section 404(c). The educational support and investment workshops will NOT provide plan participants with individualized, tailored investment advice or individualized, tailored asset allocation recommendations. MONOGRAPH WEALTH ADVISORS, LLC 8 Wrap Fee Programs MWA does not participate in any wrap fee sponsor programs currently. Our clients pay advisory fees directly to MWA, investment management fees directly to third party managers, and trading and custody costs separately to custodians. Amount of Supervised Assets As of December 31, 2023, the following represents MWA’s regulatory assets under management on a discretionary and non-discretionary basis: Type of Account Assets Under Management Discretionary $2,155,511,210 Non-Discretionary $72,520,237 Total: $2,228,031,447 As part of our wealth planning services, MWA also advises on or incorporates an added $2.4 billion of additional assets that are part of clients’ comprehensive financial structure.