Firm Description Kindred Spirits Investment Management, LLC d/b/a RedTree Investment Group (the “Adviser”) is an Ohio Limited Liability Company formed on April 14, 2014. Ryan K. Nelson and Jennifer C. Trowbridge are the principal owners of the Adviser, and each own 50% of the membership units of the Adviser. The Adviser is an investment adviser registered with the Securities and Exchange Commission (“SEC”) under the Investment Advisers Act of 1940, as amended (the “Investment Advisers Act”). The Adviser offers various investment advisory services to clients, including: (i) portfolio management and analysis, (ii) analysis and recommendations regarding asset allocation and investment strategies, (iii) research, analysis and recommendations regarding individual securities, (iv) investment consulting, (v) financial planning, and (vi) account performance monitoring. Client portfolios are managed in a manner designed to produce similar investment returns, given specific investment parameters and to limit the dispersion of such investment returns in comparison to a representative benchmark index. The benchmark index is chosen by each client based on the investment parameters of each portfolio. The investment advice that the Adviser provides to its clients generally relates to fixed-income investments. The investments may include any combination of government and government agency debt, corporate bonds, municipal securities, commercial paper, certificates of deposit, money market mutual fund shares, and mortgage-backed and asset-backed instruments, among others. Subject to the agreement of the Adviser, a client may impose reasonable restrictions on the securities or types of securities to be held in the client’s account. Please see “Investment Discretion” below for more information. All of the investment strategies discussed in this Brochure may not be appropriate for every client. The Adviser will only select or recommend those strategies believed to be suitable for a particular client. A client that wishes to retain the services of the Adviser will enter into an investment management agreement with the

Adviser. The investment management agreement will contain the specific terms applicable to the client’s advisory relationship with the Adviser. Investment advisory services offered by the Adviser are specifically tailored to meet the needs of each client. A client is responsible for providing to the Adviser information that the Adviser reasonably requires in order to provide the services selected by the client including, but not limited to, any investment policy statement and anticipated liquidity needs. The Adviser will rely on this information when providing its advisory services. A client is also responsible for informing the Adviser in writing of any material change in circumstances that might materially affect the manner in which the client’s assets should be invested. Tailored Relationships At the Adviser, advisory services are tailored to the specific needs of each client. Prior to providing advisory services, the Adviser will ascertain each client’s investment goals and objectives. The Adviser then allocates and/or recommends that the client allocate investment assets consistent with the designated investment objective. The client may, at any time, impose reasonable restrictions on the Adviser’s services, but restrictions must be delivered to the Adviser in writing, and must be signed by the client. In performing services for the client, the Adviser is not required to verify any information it received from the client or from the client’s other professionals and the Adviser is expressly authorized by the client to rely on this information. Each client is advised that it remains the client’s responsibility to promptly notify the Adviser if there is ever any change in the client’s financial situation or investment objectives for the purpose of reviewing, evaluating, or revising the Adviser’s previous recommendations or services to the client. Managed Assets As of January 31, 2024, RedTree Investment Group managed $7,873,158,502 in assets on a discretionary basis and $107,957,978 in assets on a non-discretionary basis. In addition, RedTree has assets under advisement of $590,869,275.54.