As used herein, the words “QuadCap,” “we,” “us,” and “our” refer to QuadCap Wealth Management, LLC. The words “you,” “your,” and “client” refer to you, as a client or prospective client of QuadCap. General Firm Description QuadCap was established in 2009. QuadCap provides investment management, financial planning and third- party adviser selection to high-net-worth individuals. The investment management aspect of its business includes providing continuous investment advice and making investments for QuadCap’s clients based on the client’s individual needs. David Blair is the President and the majority owner of QuadCap. Types of Advisory Services Discretionary Account Management QuadCap offers highly customized and individualized investment programs for its clients. QuadCap crafts a specific asset allocation strategy and investment policy based on the specific client’s goals, investment objectives and constraints, which also takes into account each client’s risk tolerance, need for liquidity, and all other relevant considerations that are unique to the client. QuadCap may determine in its sole discretion whether a client may impose reasonable restrictions on investing in certain securities and types of securities. Non-Discretionary Account Management QuadCap provides non-discretionary advisory services to a limited number of its clients. With respect to such non-discretionary services, QuadCap has no investment discretion over the client’s assets. Each agreement entered into with a client for non-discretionary services will detail the specific services to be provided and fees. Financial Planning Services QuadCap may also provide clients with financial planning services as a standalone product or as part of its other advisory services to a client. QuadCap may charge separate or additional fees for any such financial planning services or include such financial planning services as part of its other advisory services. QuadCap, in its sole discretion, determines on a case-by-case basis whether financial planning services are offered as a standalone product subject to a standalone fee separate from its advisory fee. QuadCap’s financial planning services include, but are not limited to, organization and assessment, retirement planning, education planning, long- term care, insurance planning, debt management, investments, tax planning, estate planning and life events. The scope and specific type of services provided as well as any fee arrangement are detailed in the client’s individual agreement for services. Prior to engaging QuadCap to provide planning or consulting services, clients are generally required to enter into a consulting agreement with QuadCap setting forth the terms and conditions of the engagement (including termination), describing the scope of the services to be provided, and the portion of the fee that is due from the client prior to QuadCap commencing services. If requested by the client, QuadCap may recommend the services of other professionals for implementation purposes. The client is under no obligation to engage the services of any such recommended professional. The client retains absolute discretion over all such implementation decisions and is free to accept or reject any recommendation from QuadCap. If the client engages any recommended unaffiliated professional, and a dispute arises thereafter relative to such engagement, the client agrees to seek recourse exclusively from and against the engaged professional. At all times, the engaged licensed professional(s) (i.e., attorney, accountant, insurance agent, etc.), and not QuadCap, shall be responsible for the quality and competency of the services provided. It remains the client’s responsibility to promptly notify QuadCap if there is ever any change in their financial situation or investment objectives for the purpose of reviewing, evaluating or revising QuadCap’s previous recommendations and/or services. Limitations of Financial Planning and Non-Investment Consulting/Implementation Service. To the extent requested by the client, QuadCap will generally provide financial planning and related consulting services regarding matters such as tax and estate planning, insurance, etc. QuadCap will generally provide such consulting services inclusive of its advisory fee set forth at Item 5 below (exceptions could occur based upon assets under management, extraordinary matters, special projects, stand-alone planning engagements, etc. for which Firm may charge a separate or additional fee). Please Note: QuadCap believes that it is important for the client to address financial planning issues on an ongoing basis. QuadCap’s advisory fee, as set forth at Item 5 below, will remain the same regardless of whether or not the client determines to address financial planning issues with QuadCap. Please Also Note: QuadCap does not serve as an attorney or accountant, and no portion of our services should be construed as same. Accordingly, QuadCap does not prepare legal documents. To the extent requested by a client, we may recommend the services of other professionals for non-investment implementation purposes (i.e., attorneys, accountants, insurance, etc.). The client is not under any obligation to engage any such professional(s). The client retains absolute discretion over all such implementation decisions and is free to accept or reject any recommendation from QuadCap and/or its representatives. If the client engages any professional (i.e., attorney, accountant, etc.), recommended or otherwise, and a dispute arises thereafter relative to such engagement, the engaged professional shall remain exclusively responsible for resolving any such dispute with the client. At all times, the engaged licensed professional(s) (i.e., attorney, accountant, insurance agent, etc.), and not QuadCap, shall be responsible for the quality and competency of the services provided. Retirement Planning Nearly all clients include retirement as one of their financial goals. A lifetime cash-flow projection is created to analyze when and under what other circumstances retirement can be achieved. This includes projections of investment returns, taxes, types of retirement accounts, spending and income as well as values of assets and paying down of liabilities. Nearly all clients include retirement as one of their financial goals. A lifetime cash-flow projection is created to analyze when and under what other circumstances retirement can be achieved. This includes projections of investment returns, taxes, types of retirement accounts, spending and income as well as values of assets and paying down of liabilities. Retirement Rollovers-Potential for Conflict of Interest: A client or prospective client leaving an employer typically

has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). If Quadcap recommends that a client roll over their retirement plan assets into an account to be managed by Quadcap, such a recommendation creates a conflict of interest if Quadcap will earn new (or increase its current) compensation as a result of the rollover. If Quadcap provides a recommendation as to whether a client should engage in a rollover or not, Quadcap is acting as a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. No client is under any obligation to roll over retirement plan assets to an account managed by Quadcap. Quadcap has policies and procedures that are designed to manage this conflict to ensure we provide advice that’s in your best interest. As a fiduciary, when Quadcap makes a rollover recommendation, no client is under any obligation to roll over Retirement Account assets to an account advised or managed by Quadcap. Tax Preparation Service QuadCap offers full-service tax preparation and filing services. Our team acts seamlessly with your primary advisory team to provide your desired services, including individual and business tax planning and individual and business tax preparation services. This service complements our wealth management services MoneyGuidePro Advisor Platform. QuadCap may provide its clients with access to an online platform hosted by “MoneyGuidePro” (“MoneyGuide”). The MoneyGuide platform allows a client to view their complete asset allocation, including those assets that QuadCap does not manage (the “Excluded Assets”). QuadCap does not provide investment management, monitoring, or implementation services for the Excluded Assets. The MoneyGuide platform also provides access to other types of information and applications including financial planning concepts, hypothetical projections and other functions, which should not, in any manner whatsoever, be construed as services, advice, or recommendations provided by QuadCap. Finally, QuadCap shall not be held responsible for any adverse results a client may experience if the client engages in financial planning or other functions available on the MoneyGuide platform without QuadCap’s assistance or oversight. QuadCap has a fiduciary duty to provide services consistent with the client’s best interest. As part of its investment advisory services, QuadCap will review client portfolios on an ongoing basis to determine if any changes are necessary based on portfolio activity. Cash Sweep and Cash Positions: The account custodians generally require that cash proceeds from account transactions or cash deposits be swept into and/or initially maintained in the custodian’s sweep account. This is also dictated by an understanding of the clients' timing needs and the size of the client’s cash balance. The yield on the sweep account is generally lower than those available in money market accounts. To help mitigate this issue, QuadCap will generally purchase a higher yielding money market fund or other cash- like securities (e.g. U.S. Treasury securities, Certificates of Deposit (CDs). QuadCap will generally treat cash as an asset class; and as such, unless determined to the contrary by QuadCap, all cash positions (money markets, etc.) shall continue to be included as part of assets under management for purposes of calculating QuadCap’s advisory fee. At any specific point in time, depending upon perceived or anticipated market conditions/events (there being no guarantee that such anticipated market conditions/events will occur), QuadCap may maintain cash positions for defensive purposes. In addition, while assets are maintained in cash, such amounts could miss market advances. Depending upon current yields, at any point in time, in spite of every effort and vigilant action by QuadCap's investment team, QuadCap’s advisory fee could exceed the interest paid by the client’s money market fund. Selection of Outside Advisers In accordance with the client’s investment objective, QuadCap may allocate (and/or recommend that the client allocate) a portion of a client’s investment assets among unaffiliated independent third-party investment managers (“Independent Manager”(s)). In such situations, the Independent Manager(s) will have day-to- day responsibility for the active discretionary management with respect to a portion, or all of, a client’s assets. When determining whether to engage an Independent Manager, QuadCap considers a range of factors including, but not limited to, the client’s financial objectives, risk profile, Independent Manager’s fees, reputation, and track record. Under these arrangements, QuadCap will be compensated via a fee share from the advisers to which it recommends those clients. The fees shared will not exceed any limit imposed by any regulatory agency. The investment management fees charged by the designated Independent Manager(s) are inclusive of, and in addition to, QuadCap’s ongoing investment advisory fee, which will be disclosed to the client before entering into the Independent Manager engagement and/or subject to the terms and conditions of a separate agreement between the client and the Independent Manager(s). Clients should carefully review any an Independent Manager’s brochure and contract, as applicable, in addition to QuadCap’s fees in order to determine the total amount of fees.. Fees are generally paid quarterly in advance. Clients may terminate the contract without penalty, for full refund of the adviser’s fees, within five business days of signing the contract. Thereafter, clients may terminate the contract within thirty (30) days written notice. In the case of the latter, refunds are given on a prorated basis and are based on the number of days remaining in the quarter. Wrap Fee Programs QuadCap does not participate in a wrap fee program. Assets Under Management QuadCap manages client assets on a discretionary basis and on a non-discretionary basis. As of December 31, 2023, QuadCap’s assets under management totaled the following: Discretionary Assets Under Management: $ 765,648,654 Discretionary Number of Client Accounts: 1,484 Non-Discretionary Assets Under Management: $4,064,221 Non-Discretionary Number of Client Accounts: 1