Rubin Overseas Ltd. (“Rubin”) is a corporation formed under the laws of Switzerland. Rubin is owned by Abalone Group Ltd. and Aquila Ltd. Rubin offers Portfolio Management Mandates to its clients. Under a Portfolio Management Mandate, Rubin provides client with discretionary investment management services in accordance with each client’s individual investment strategy and subject to any reasonable restrictions that are established by the client and accepted by Rubin, in Rubin’s sole discretion. The client chooses one out of five investment strategies in three (3) reference currencies, including the Swiss Franc (CHF), Euro (EUR), and U.S. Dollar (USD). The five (5) investment strategies offered by Rubin are Fixed Income, Conservative, Balanced, Growth, and “special mandate”. The Fixed Income strategy seeks significant long-term capital preservation and regular interest income with minimal volatility. The Conservative strategy seeks income generation and long-term capital appreciation with moderate volatility. The Balanced strategy seeks a balance of income and long-term capital appreciation generated by a broad mix of interest, income and capital gains with medium volatility. The Growth strategy seeks significant long-term capital appreciation with modest interest income and dividend yield with above average volatility. The “special mandate” offers the client the possibility to specify his own asset allocation. Rubin may provide asset management services through accounts maintained at a qualified custodian recommended by Rubin or, in limited situations,

a custodian selected by the client. The client’s qualified custodian will maintain constructive custody of all funds and securities. Rubin’s annual fee charged to clients for asset management services is divided and billed quarterly in arrears based on the average value of the account for three (3) previous months. Fees are generally deducted directly from the client’s account. Clients must provide the custodian with written authorization to have fees deducted from the account and paid to Rubin. The custodian will prepare client statements, at least quarterly, showing all disbursements for the account, including the amount of the management fee, if deducted directly from the account. Transaction fees will be charged by the custodian directly to the client. Either party may terminate the portfolio management mandate at any time. In the event a client terminates services, termination shall be effective from the time Rubin receives written notification or such other time as may be mutually agreed upon, subject to the settlement of transactions in progress and the final payment of advisory fees. There will be no penalty charged upon termination. Finally, the custodian will deliver account statements that have been prepared by the custodian to each client’s independent representative, at least quarterly. The statements will identify the amount of client funds and each security at the end of the period. Rubin does not participate in any wrap fee programs. As of December 31, 2023, Rubin had $84,850,024 in assets under management, of which 100% were managed on a discretionary basis.