4a: Firm Description ForUsAll was established in November 2012 and is a wholly owned subsidiary of ForUsAll, Inc. (“FUA Inc.”), a privately held company backed by venture capital funding. Additional information about ForUsAll’s structure, officers and investors is provided on Part 1 of ForUsAll’s Form ADV which is available online at http://www.advisorinfo.sec.gov or at http://www.forusall.com. ForUsAll’s main office is located in San Francisco, California. Justin David Ramirez (David Ramirez) is the Chief Compliance Officer and the Chief Investment Officer; he may be contacted by email at [email protected] or by telephone at (408) 577-3486. 4b: Types of Advisory Services Overview of Advisory Services ForUsAll provides investment advisory and retirement plan consulting services to employer-sponsored qualified retirement savings plans (“Retirement Plans”), their sponsors (“Plan Sponsors”) and participants (“Participants”). ForUsAll’s services are provided to such Retirement Plans, Plan Sponsors and Participants as a component of a bundled service offering made available by FUA Inc. Retirement Plan Services As a component of the bundled service offering made available by FUA Inc. to Retirement Plans and Plan Sponsors, ForUsAll offers consulting and advisory services for Retirement Plans that are designed to assist Plan Sponsors in meeting their obligations (“Retirement Plan Services”), including with respect to selecting investment options available to Participants under the Retirement Plans. ForUsAll also provides investment education to Participants in a group setting, and also provides investment advice directly to Participants. As part of the Retirement Plan Services, ForUsAll also assists FUA Inc. in providing non-advisory, administrative services, including by assisting Plan Sponsors with the enrollment of Participants into the Retirement Plan. ForUsAll’s Retirement Plan Services may include the provision of services that constitute fiduciary services under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and services that are not fiduciary in nature. When providing ERISA fiduciary services, ForUsAll performs those services to the Retirement Plan as a fiduciary under ERISA Sections 3(16), 3(21)(A) or 3(38)(B), as applicable to the specific relationship, and acts in good faith and with the degree of diligence, care and skill that a prudent person rendering similar service would exercise under similar circumstances. ForUsAll offers the following Retirement Plan Services: ● Plan Sponsor –ERISA (3)(38) Fiduciary Services ● ForUsAll provides discretionary investment advice to Plan Sponsors about investment alternatives available for the Retirement Plan in accordance with the Retirement Plan’s investment policies and objectives, under which ForUsAll selects and monitors the Retirement Plan’s investment alternatives. For some Retirement Plans, in some cases ForUsAll has the final decision-making authority regarding the selection, retention, and removal of investment options. ● ForUsAll selects for certain Retirement Plans a qualified default investment alternative (“QDIA”) (as defined in U.S. Department of Labor (“DOL”) regulations under ERISA Section 404(c)(5)) in which assets of Participants who fail to make an investment election will be invested. ● ForUsAll creates, in consultation with the Plan Sponsor, an Investment Policy Statement (“IPS”) for each Retirement Plan that establishes the investment policies and objectives for the Retirement Plan, and that sets forth the asset classes and investment categories to be offered under the Retirement Plan, as well as the criteria and standards for selecting and monitoring the investments. ● Plan Sponsor – ERISA 3(21) Fiduciary Services ● ForUsAll provides non-discretionary investment advice to certain Plan Sponsors about investment alternatives available for the Retirement Plan in accordance with the Retirement Plan’s investment policies and objectives. In such capacity, ForUsAll will provide advice and monitoring services regarding the investment alternatives available; however, the Plan Sponsor will make the final decision regarding the initial selection, retention, and removal of investment options for Participants. ● ForUsAll assists in the development of an IPS for the Retirement Plan. The Plan Sponsor has the ultimate responsibility and authority to establish and to adopt the IPS. ● Plan Sponsor –Service as ERISA Section 3(16) and Internal Revenue Code Section 414(g) Plan Administrator ● When a Retirement Plan elects to receive these services, FUA Inc. or its designee will serve as the Retirement Plan’s plan administrator under ERISA 3(16) and Code Section 414(g). ● A Retirement Plan also may elect to engage FUA Inc. or ForUsAll to provide other Retirement Plan Services. A full listing of the Plan Administrator and other services to be covered will be included in Schedule A of each Retirement Plan client’s Plan Services Agreement.” ● Plan Participant – ERISA Fiduciary Services ● Participants that use the retirement communication modules (“users”) made available through the bundled service offering who have indicated acceptance of the Terms of Use, which includes links to this Form ADV Part 2, our Form ADV Part 3 (Form CRS), our Privacy Practices, and our Methodology

and Sources will become clients of ForUsAll. ForUsAll will provide these Participant clients with non-discretionary investment advice concerning the appropriateness of target date funds. In each case, the Plan Participant makes all final investment decisions. ● ForUsAll also provides investment advice to individual Participants through one-on-one consultations or group education. ● Plan Sponsor – ERISA Non-Fiduciary Services As a part of the bundled Retirement Plan Services, ForUsAll assists FUA Inc. in providing the following non-fiduciary services. ForUsAll will generally not be acting as an ERISA fiduciary in assisting in the provision of such services. o Assisting Retirement Plan with governance and committee education by reviewing Retirement Plan documents, procedures, participant education and communications (including ERISA 404(c) requirements), and notices to assist in compliance with ERISA regulations and industry best practices. o Assisting Plan Sponsors in the performance of their duties by creating an online repository to store and organize key Retirement Plan and fiduciary documents. o Assisting in the education of the Participants about general investing principles and the investment alternatives available under the Retirement Plan in accordance with DOL rules. o Assisting Plan Sponsors with Retirement Plan enrollment through communication campaigns that explain the benefits of the Retirement Plan. Assisting Plan Sponsors in selecting and monitoring providers of recordkeeping, trust and custodial services to the Retirement Plan. o Assisting Plan Sponsors in designing key provisions of their Retirement Plan, including but not limited to, default enrollment strategies, company match formulas, vesting schedules and eligibility criteria. ● Plan Participant – ERISA Non-Fiduciary Services As a part of the bundled Retirement Plan Services, ForUsAll assists FUA Inc. in providing the following non-fiduciary services to Participants. ForUsAll will generally not be acting as an ERISA fiduciary in assisting in the provision of such services. ● Educating Participants and other eligible employees about various features of the Retirement Plan. ● Assisting eligible employees with enrollment in their Retirement Plan. ● Assisting Participants with adjustments in their Retirement Plan deferral rates. In addition to providing investment advisory services to Retirement Plans, Plan Sponsors and Participants, ForUsAll also provides general educational content about Retirement Plan features and Retirement Plan investments. ForUsAll delivers its general educational and advice content through a series of interactive web-based conversations or modules (“Modules”). Links to the Terms of Use, Privacy Practices and ForUsAll’s Form ADV Part 2 and ADV Part 3 (Form CRS) are included above the disclosure frame of all ForUsAll advice Modules. ForUs 401(k) – Retirement Plan Services ForUsAll provides ERISA (3)(38) Fiduciary Services as described above to the ForUs 401(k), a Multiple Employer Plan that was formed by FUA Inc., the ForUs 401(k)’s Principal Sponsor. As the Principal Sponsor to the ForUs 401(k), FUA Inc. is responsible for administrative decisions related to the ForUs 401(k). Each employer who adopts the ForUs 401(k) (“Adopting Sponsor”) will execute a Joinder Agreement with FUA Inc. (“Joinder Agreement”), which details the ERISA services that will be performed by FUA Inc. or ForUsAll with respect to the Adopting Sponsor and their employees who participate in the ForUs 401(k) “Participants”. Pursuant to the Joinder Agreement, Adopting Sponsors retain ForUsAll to provide fiduciary and investment advisory services with respect to the ForUs 401(k). ForUsAll, in its discretion, will select investment alternatives to be made available to Participants in accordance with the ForUs 401(k)’s investment policies and objectives, including a QDIA (as defined DOL) regulations under ERISA Section 404(c)(5)), for Participants who fail to make an investment election. ForUsAll will monitor the ForUs 401(k)’s investment alternatives and exercise discretion regarding the retention or removal and replacement of investment options in the ForUs 401(k). Alt401(k) Plan ForUsAll provides certain non-advisory services to FUA Inc. in connection with FUA Inc.’s offering of a Digital Asset Window service to the participants in the retirement plans participating in FUA Inc.’s Alt401(k) offering, including selecting and monitoring certain Digital Asset Window service providers. Plan Sponsors then determine whether to make the Digital Asset Window available to their Plan participants. Neither ForUsAll nor FUA, Inc. is responsible for, or provides any investment advice regarding (i) whether the client should offer, or continue to offer, the Digital Asset Window, (ii) whether there should be a limit on the portion of a Plan Participant’s account balance that may be invested in crypto currency through the Digital Asset Window or the size of any such limits, (iii) whether a Plan participant should invest through the Digital Asset Window, or (iv) a Plan participant’s investments through the Digital Asset Window 4c: Client-Tailored Relationships and Restrictions As a fiduciary, ForUsAll is required to act in our clients’ best interests. When ForUsAll provides non-discretionary advisory services, the client is under no obligation to act upon recommendations made by ForUsAll or its associated persons. 4d: Wrap Fee Program ForUsAll does not sponsor a wrap fee program. 4e: Assets under Management (AUM) As of December 31, 2023, ForUsAll managed $1,554,000,000 in assets.