A. Firm Information MKT Advisors LLC (“MKT Advisors” or the “Advisor”) is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The Advisor is organized as a Limited Liability Company (“LLC”) under the laws of the State of California. MKT Advisors was founded in March 2012 and has been operating as a registered investment advisor since May 2012. Effective, December 31, 2021, Taylor C. Jobe (Managing Partner and Chief Compliance Officer) serves as the Principal Officer of the Advisor. Prior to December 31, 2021, MKT Advisors was owned by Marc L. Hodgkins and Timothy H. Jobe. For information regarding this Disclosure Brochure, please contact Taylor Jobe at (760) 658- 8780. This Disclosure Brochure provides information regarding the qualifications, business practices, and the advisory services provided by MKT Advisors. For questions regarding this Disclosure Brochure, please contact Taylor Jobe at (760) 658-8790 or by email at [email protected]. B. Advisory Services Offered MKT Advisors offers investment advisory services to individuals, high net worth individuals, trusts, estates, charitable organizations, foundations, businesses, and/or retirement plans (each referred to as a “Client”). The Advisor serves as a fiduciary to Clients, as defined under the applicable laws and regulations. As a fiduciary, the Advisor upholds a duty of loyalty, fairness and good faith towards each Client and seeks to mitigate potential conflicts of interest. MKT Advisor’s fiduciary commitment is further described in the Advisor’s Code of Ethics. For more information regarding the Code of Ethics, please see Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading. Investment Management Services MKT Advisors provides customized investment advisory solutions for its Clients. This is achieved through continuous personal Client contact and interaction while providing discretionary and non-discretionary investment management and related advisory services. MKT Advisors works closely with each Client to identify their investment goals and objectives as well as risk tolerance and financial situation in order to create a portfolio strategy. MKT Advisors will then construct an investment portfolio, consisting of individual stocks, individual bonds, exchange-traded funds (“ETFs”), mutual funds, and/or options to achieve the Client’s investment goals. The Advisor may also utilize other types of investments, as appropriate, to meet the needs of the Client. The Advisor may retain certain legacy investments based on portfolio fit and/or tax considerations. The client’s individual investment strategy is tailored to their specific needs and stated objectives and may include some or all the previously mentioned securities. MKT Advisor’s investment strategies are primarily long-term focused, but the Advisor may buy, sell or re-allocate positions that have been held for less than one year to meet the objectives of the Client or due to market conditions. MKT Advisors will construct, implement and monitor the portfolio to ensure it meets the goals, objectives, circumstances, and risk tolerance agreed to by the Client. Each Client will have the opportunity to place reasonable restrictions on the types of investments to be held in their respective portfolio, subject to acceptance by the Advisor. MKT Advisors evaluates and selects investments for inclusion in Client portfolios only after applying its internal due diligence process. MKT Advisors may recommend, on occasion, redistributing investment allocations to diversify the portfolio. MKT Advisors may recommend specific positions to increase sector or asset class weightings. The Advisor may recommend employing cash positions as a possible hedge against market movement. MKT Advisors may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position[s]

in the portfolio, change in risk tolerance of the Client, generating cash to meet Client needs, or any risk deemed unacceptable for the Client’s risk tolerance. Page 5 At no time will MKT Advisors accept or maintain custody of a Client’s funds or securities, except for the limited authority as outlined in Item 15 – Custody. All Client assets will be managed within the designated account[s] at the Custodian, pursuant to the terms of the advisory agreement. Please see Item 12 – Brokerage Practices. Financial Consulting / Planning – MKT Advisors may also provide a variety of financial consulting and planning services to Clients as part of its advisory relationship. This consulting may encompass one or more of the following areas: Investment Planning, Retirement Planning, Estate Planning, Charitable Planning, Education Planning, Insurance Analysis, and Business and/or Personal Financial Planning. Our financial consultations rendered to Clients usually include personalized recommendations for a course of activity or specific actions to be taken by the Client. For example, recommendations may be made that the Client begins or revises investment programs, create or revise wills or trusts, obtain or revise insurance coverage, commence or alter retirement savings, or establish education or charitable giving programs. It should also be noted that the Advisor may refer the Client to an accountant, attorney or other specialist, as necessary for non-advisory related services. Use of Independent Managers – MKT Advisors may also recommend that a Client utilize one or more unaffiliated investment managers or investment platforms (collectively “Independent Managers”) for all or a portion of a Client’s investment portfolio. In such instances, the Client may be required to authorize and enter into an advisory agreement with the Independent Manager[s] that defines the terms in which the Independent Manager[s] will provide investment management and related services. The Advisor may also assist in the development of the initial policy recommendations and managing the ongoing Client relationship. The Advisor will perform initial and ongoing oversight and due diligence over the selected Independent Manager[s] to ensure the Independent Managers’ strategies and target allocations remain aligned with investment objectives and overall best interests. The Client, prior to entering into an agreement with unaffiliated investment manager[s] or investment platform[s], will be provided with the Independent Manager's Form ADV 2A (or a brochure that makes the appropriate disclosures). C. Client Account Management Prior to engaging MKT Advisors to provide investment advisory services, each Client is required to enter into a written agreement with the Advisor that define the terms, conditions, authority and responsibilities of the Advisor and the Client. These services may include:
• Establishing an Investment Strategy – MKT Advisors, in connection with the Client, will develop a strategy that seeks to achieve the Client’s goals and objectives.
• Asset Allocation – MKT Advisors will develop a strategic asset allocation that is targeted to meet the investment objectives, time horizon, financial situation and tolerance for risk for each Client.
• Portfolio Construction – MKT Advisors will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client.
• Investment Management and Supervision – MKT Advisors will provide investment management and ongoing oversight of the Client’s investment portfolio. D. Wrap Fee Programs MKT Advisors does not manage or place Client assets into a wrap fee program. Investment management services are provided directly by MKT Advisors. E. Assets Under Management As of December 31, 2023, MKT Advisors manages $381,507,601 in Client assets, $363,696,300 of which are managed on a discretionary basis and $17,811,301 on a non-discretionary basis. Clients may request more current information at any time by contacting the Advisor.