Overview
Hayden Harper Wealth Advisory, LLC (“HHWA”) is registered with the SEC as an investment adviser and
has been in business since 2010. The principal owner of HHWA is Hayden Harper Advisory, LLC (HHA)
(100%), which is owned by Michael Fox and Scott Cannady through their holding companies, HH Holdings,
LLC. and Cannady Financial, Inc. As of March 15, 2024, HHWA managed $119,113,597 of client assets on
a discretionary basis.
As part of our services, each client portfolio is tailored to the client’s particular investment needs and
circumstances. This includes discretionary investment management in accounts (“Separate Accounts”) based
on the client’s investment needs and a risk strategy (from conservative to aggressive), which is selected in
conjunction with the client and incorporated into the account agreement. The available risk strategies
correlate to asset allocation models developed by HHWA based on target allocations for various asset classes
and sub-classes. Separate Accounts are periodically rebalanced toward their asset allocation targets.
HHWA currently offers the following types of advisory programs and services:
1. Family Office Advisory Services
2. Investment Advisory Services
3. Financial Planning
Family Office Advisory Services
For our Family Advisory Services, we support these clients with the management, organization and
maintenance for all assets on their balance sheets. We provide a comprehensive set of solutions and assist
with a wide range of services that are individually tailored to the clients’ needs and objectives. The minimum
of assets under management for these services is $2million (net worth) and fees are charged on the client’s
total balance sheet.
Investment Advisory Services
The Hayden Harper Investment Advisory Services program offers discretionary portfolio management by an
investment adviser representative (an “Advisor”). The Advisor’s management of the portfolio is based on the
investment objectives of each client and may or may not represent the overall objectives of the client’s total
investment assets. HHWA and its Advisors recommend and employ various investment strategies to meet
each client’s goals. The Advisor works with each client in formulating investment objectives and manages the
account within established guidelines regarding, among other matters,
diversification and designation of
securities that may be purchased.
Financial Planning
Financial planning services may include a written financial plan that provides the client with a detailed plan
designed to achieve stated financial goals and objectives. In general, the plan will address any or all of:
• Personal: Family records, budgeting, personal liability, estate information, and financial goals
• Tax and Cash Flow: Income tax spending analysis and planning for past and future years
• Death and Disability: Cash needs at death, income needs of surviving dependents, estate planning
• Retirement: Strategies and investment plans to help the client achieve their retirement goals
• Investments: Analysis of investment alternatives and their effect on a client’s portfolio.
Information on clients will be gathered through in-depth personal interviews and reviews of personal
financial information. Gathering data concerning current financial status, future requirements, risk appetite,
and goals is essential. When a written plan is prepared, it is recommended that the client review the plan
with tax accountants, attorneys, and other professional service providers.
ERISA and Individual Retirement Accounts Disclosure
When we provide investment advice to you regarding your retirement plan account or individual retirement
account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act
and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we
make money creates some conflicts with your interests, so we operate under a special rule that requires us to
act in your best interest and not put our interest ahead of yours.
Under this special rule's provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent
advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest.