Bayshore Asset Management, LLC d/b/a Bayshore Wealth Advisors is a fee-only investment advisor owned by Gabriel M. and Marta C. Bustamante as tenants by the entirety, and The Gabriel J. Bustamante Living Trust. The Managing Member and President of Bayshore is Mr. Gabriel M. Bustamante. Bayshore has been providing advisory services since 2007. As of December 31, 2023, Bayshore managed $593,864,783 on a discretionary basis and $1,560,206 on a non-discretionary basis. Advisory Services: Bayshore manages investment portfolios for individuals, trusts, family limited partnerships and LLC’s, private foundations, pension or profit sharing plans and qualified retirement plans. Bayshore works with clients to determine the client’s specific investment objectives. These objectives may be set forth in a written investment policy statement (IPS) that describes an asset allocation that conforms to a client’s risk tolerance level and expected rate of return requirements. Bayshore uses investment and portfolio allocation software to evaluate alternative portfolio designs. Bayshore evaluates the client’s existing investments with respect to the client’s investment policy statement and works with new clients to develop a plan to transition from the client’s existing portfolio to the portfolio recommended by Bayshore. Bayshore then continuously monitors client’s portfolio holdings and the overall asset allocation strategy and holds regular review meetings with the client regarding the account, as necessary. Bayshore will typically create a portfolio of no-load, passively managed mutual funds and exchange traded funds (ETFs), and, where appropriate, individual fixed income securities, and may use model portfolios if the models match the client's investment policy. In certain situations, for qualified clients when required, Bayshore will allocate a portion of a client’s portfolio to alternative assets, such as private investment funds. Based on the client’s investment policy statement, Bayshore will allocate a client's assets among various investments taking into consideration the client’s unique ability, need and willingness to take risks. Mutual funds or Exchange Traded Funds (ETFs) that follow a passive investment philosophy generally have low holdings turnover. Consequently, the fund expenses are generally lower than fees and expenses charged by other types of funds. Client portfolios may also include some individual equity securities, but these are generally part of clients’ investment holdings prior to working with Bayshore. Bayshore manages portfolios on a discretionary and in more limited circumstances, on a non-discretionary basis. A client may impose any reasonable restrictions on Bayshore’s discretionary authority, including restrictions on the types of securities in which Bayshore may invest client’s assets and on specific securities, which the client may believe to be appropriate. For clients with a fixed income allocation, Bayshore generally recommends customized, laddered bond portfolios to clients. Bayshore will typically request discretionary authority from advisory clients to manage fixed income portfolios, including the discretion to retain a third party fixed income manager. Bayshore will prepare a separate Fixed Income Investment Policy Statement for any client qualifying for separate fixed income portfolio services. Complete customized, laddered fixed income portfolios generally require a minimum level of assets allocated to fixed income. Low-cost passively managed fixed income mutual funds may be used for smaller allocated amounts. Pursuant to its discretionary authority, Bayshore will retain a fixed income securities manager. The fixed income securities manager will be provided with the discretionary authority to invest client assets in fixed income securities consistent with the client’s Fixed Income Investment Policy Statement. The manager will also monitor the account for changes in credit ratings, security call provisions, and tax loss harvesting opportunities (to the extent that

the manager is provided with cost basis information). It is the firm’s policy to hold most, but not all, fixed income assets in client portfolios until maturation absent a material change in credit quality or other investment decisions such as tax-loss harvesting opportunities. The manager will obtain Bayshore’s consent prior to the sale of any client securities. Additionally, for clients holding certificate of deposits (CDs), Bayshore provides regular credit surveillance of the banking institution holding the deposit and regularly monitors the total CD positions to ensure principal invested in CDs does not exceed FDIC insurance limits. For accounts linked by the same taxpayer identification number, Bayshore examines CD positions within accounts under Bayshore’s management to look for breaches of FDIC insurance limits on principal invested in CDs. The firm does not monitor for CD positions held away from Bayshore. If clients hold CD positions elsewhere, it is their duty to inform Bayshore. On an ongoing basis, Bayshore will answer clients’ inquiries regarding their accounts and review periodically with clients the performance of their accounts. Bayshore will periodically, and at least annually, review client’s investment policy and risk profile to discuss the rebalancing of each client’s accounts to the extent appropriate. Bayshore will provide to investment manager any updated client financial information or account restrictions necessary for investment manager to provide sub-advisory services. For certain clients, in addition to managing the client’s investment portfolio, Bayshore may provide various wealth management services including retirement planning, charitable gift planning, college planning, risk management counsel, establishment of and counsel on retirement plans, income and estate tax planning and assistance with assets outside Bayshore’s direct management, among other things. Employee Benefit Retirement Plan Services: Bayshore also offers advisory services to participant-directed employee retirement benefit plans. Bayshore will analyze the plan's current investment platform, and assist the plan in creating an investment policy statement defining the types of investments to be offered and the restrictions that may be imposed. Bayshore will recommend investment options to achieve the plan's objectives, provide participant education meetings, and monitor the performance of the plan's investment vehicles. Bayshore will recommend changes in the plan's investment vehicles as may be appropriate from time to time. Bayshore generally will review the plan's investment vehicles and investment policy as necessary. For certain retirement plans, Bayshore also works in coordination and support with Buckingham Strategic Partners, LLC. Retirement plan clients will engage both Bayshore and Buckingham Strategic Partners, LLC. Buckingham Strategic Partners, LLC will provide to the client additional discretionary investment management services and will exercise discretionary authority to select the plan investments made available to the plans’ participants by selecting and maintain the plans’ investments according to the goals and investment objectives of the plan. Bayshore will continue to work with plans to monitor plan investments, provide fiduciary plan advice including regular considerations of the goals and objectives of the plan, and provide participant education services to the plan. Consulting Services: Clients can also receive advice on isolated areas of concern such as estate planning, retirement planning, reviewing a client's existing portfolio, or any other specific topic. Bayshore also provides specific consultation and administrative services regarding investment and financial concerns of the client. This service may be offered for either an hourly fee or for a fixed fee at Bayshore’s discretion. Additionally, Bayshore provides advice on non-securities matters. Generally, this is in connection with the rendering of estate planning and/or income tax planning advice.