Company History and Principals Buckman Advisory Group, LLC (“BAG”, the “Firm” or “We”) is a limited liability company organized in the state of New Jersey. The Firm was formed in September of 1988, and owned by JTC Holdings, LLC. H.J. Buckman, Jr., Thomas Buckman, and H.J. Buckman are the principal owners of JTC Holdings, LLC. BAG provides small firm care and concern with large firm products and protection. Through our partnership with RBC Correspondent Clearing and their parent, RBC Capital Markets, we are able to provide our clients with asset management from one of the largest firms in the industry while taking the time and care to understand your personal financial and quality of life goals. We have grown from humble beginnings to twenty professionals and support staff and see a very bright future for our firm and the industry. Advisory Services BAG offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. Services are provided on a discretionary basis with few exceptions. Based on a client’s current situation (income, tax levels, risk tolerance levels, etc.), we construct a plan to aid in the selection of a portfolio that matches each client’s specific situation. BAG evaluates the current investments of each client with respect to their risk tolerance levels, time horizon and other financial needs. Once a complete review has been performed, BAG will implement an asset allocation based on one or more of the model baskets to find a combination that best suits the client’s needs. The model baskets are described in the table below. Low Risk Preservation of capital is paramount in the basic investment strategy Conservative Traditional investments with protective diversification Conservative Growth Similar to Conservative, to include selected securities with potential for increase in value long term Moderate Similar to Conservative, but with a broader selection and range of investment options Moderate Growth Similar to Conservative Growth, but with a broader variety of securities with greater potential for growth Long Term Growth Broad selection of investment strategies tailored to aggressive target goals/ May include Alternatives/ Must be expressly acknowledged by client Aggressive Growth Very broad, high-risk, growth-oriented strategy with wider selection of investments, including Alternatives/ Must be expressly selected by client When BAG provides continuous and ongoing asset management services, we will manage a client’s account on a discretionary basis, making changes to the allocation as deemed appropriate by us and in accordance with the client’s financial situation, investment objectives, and risk tolerance. We will determine the securities to be purchased and sold in the account and will alter the securities holdings from time to time, without prior consultation with the client. BAG will primarily utilize mutual funds, equities, bonds, debt securities, and ETFs in its model portfolios. However, we may use other securities as well to further diversify a portfolio when appropriate. Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. Wrap Fee Program BAG will typically recommend that advisory clients participate in the Buckman Wrap Fee Program (the “Program”) sponsored by the Firm. BAG sponsors and manages a wrap fee program, which is an investment program where the client pays one fee that includes our management fee, transaction costs, and any other administrative fees. BAG manages the investments in the Program but does not manage those wrap fee accounts any differently than non-wrap fee accounts. A portion of the fees paid for the Program will be given to BAG for its management of the client’s accounts. A client may pay more or less if they participated in other wrap fee programs or if they paid separately for these services. Selection of Third-Party Money Managers BAG's services may include recommending an appropriately registered Money Manager whose investment styles and strategies suit the client’s individual needs and financial objectives. The investments in these accounts are invested according to or managed by Money Managers who specialize in the particular types of securities or strategies. The management of the assets in a client’s

accounts by the Money Manager is not specific to the client’s needs when traded but is determined by the strategy selected. BAG will be responsible for monitoring these investments for compliance with the client’s financial situation, investment objectives, and risk tolerance. We will assist the client with the completion of any documents which might be required by the Money Manager, or the platform used. Depending on the platform recommended, the Money Manager may or may not have discretionary power to purchase or sell investments in the client's account. We will monitor performance and are available to our clients to discuss the selected Money Manager's strategy and/or performance. Clients recommended for these investments will receive complete program descriptions, including services, fees, payment structures, and termination features, all of which are found in the respective disclosure brochures, investment advisory agreements, and/or account opening documents, as well as related solicitor disclosure notices if applicable. The selected Money Manager will be responsible for securities selection according to the strategy selected. Financial Planning BAG provides financial planning services to its clientele. Financial planning is an evaluation of a client’s current and future financial situation by using currently known variables to predict future cash flows, asset values and withdrawal plans. Financial planning services are offered to all clients, but a client is not required to utilize the service and may decline these services. Clients engaging us to prepare a financial plan only will be required to execute a Financial Planning Agreement that outlines the responsibilities of both the client and the Firm. The financial plan created by us is based on our judgment and experience in evaluating the information provided to us by the client. The client will retain the responsibility to arrange for implementation of the financial plan if they have not engaged BAG as asset manager. The services covered in the Financial Planning Agreement do not include specific investment recommendations, investment implementation, investment management or monitoring of client accounts. We cannot stress enough the importance that you, as a client, accurately and completely communicate to us the information we need. Our goal is to provide clients with the most personalized and complete financial plan as possible, as we intend for clients to use it as a blueprint of how best to reach their goals. To ensure that your plan remains accurate and, it is very important that you continually update us with any changes to your financial situation, goals or time horizon. General Information The investment recommendations and advice offered by the Firm is not legal advice or accounting advice. Clients should coordinate and discuss the impact of financial advice with their attorney and/or accountant. If a client’s financial situation, investment goals, and/or objectives should change, please inform us promptly. The change may trigger a need for adjustments in the client’s plan or portfolio. Failure to notify us of any such changes could result in investment recommendations not meeting the client’s needs. IRA Rollover Considerations As part of BAG’s financial planning and advisory services, we may provide a client with recommendations and advice concerning their employer retirement plan or other qualified retirement account. We may recommend that the client withdraw the assets from their employer's retirement plan or other qualified retirement account and roll the assets over to an individual retirement account ("IRA") that we will manage. If the client elects to roll the assets to an IRA under our management, we will charge the client an asset-based fee as described in Item 5. This practice presents a conflict of interest because our Investment Adviser Representatives have an incentive to recommend a rollover to the client for the purpose of generating fee-based compensation rather than solely based on the client’s needs. A client is under no obligation, contractually or otherwise, to complete the rollover. Furthermore, if a client does complete the rollover, they are under no obligation to have their IRA assets managed by us. Assets Under Management As of December 31, 2023, BAG has $211,896,696 in assets under management all of which is managed on a discretionary basis.