Description of Firm
Sloy, Dahl & Holst, LLC is a privately held registered investment adviser primarily based in Vancouver,
WA. We are organized as a limited liability company under the laws of the State of Oregon. We have
been providing investment advice since 1988. We are 50% owned by Sloy, Dahl, & Holst Holdings, Inc.
(which is 100 % owned by Ron Sloy) and 50% owned by Holst Holdings, Inc., (which is 100% owned
by James Holst).
The following paragraphs describe our services and fees. Refer to the description of each investment
advisory service listed below for information on how we tailor our advisory services to your individual
needs. As used in this brochure, the words "we," "our," and "us" refer to Sloy, Dahl & Holst, LLC and
the words "you," "your," and "client" refer to you as either a client or prospective client of our firm.
Portfolio Management Services
We offer discretionary portfolio management services. Our investment advice is tailored to meet our
clients' needs and investment objectives.
If you participate in our discretionary portfolio management services, we require you to grant our firm
discretionary authority to manage your account. Discretionary authorization will allow us to determine
the specific securities, and the amount of securities, to be purchased or sold for your account without
your approval prior to each transaction. Discretionary authority is typically granted by the investment
advisory agreement you sign with our firm and the appropriate trading authorization forms.
You may limit our discretionary authority (for example, limiting the types of securities that can be
purchased or sold for your account) by providing our firm with your restrictions and guidelines in
writing.
We may also offer non-discretionary portfolio management services. If you enter into non-discretionary
arrangements with our firm, we must obtain your approval prior to executing any transactions on behalf
of your account. You have an unrestricted right to decline to implement any advice provided by our firm
on a non-discretionary basis.
Our management services are offered to individual investors as well as pension plans. Pension plans
are offered a selection of portfolios tailored to meet specific risk-tolerance levels that accommodate a
wide range of participant needs.
As part of our portfolio management services, in addition to other types of investments (see
disclosures below in this section), we may invest your assets according to one or more
model portfolios developed by our firm. These models are designed for investors with varying degrees
of risk tolerance ranging from a more aggressive investment strategy to a more conservative
investment approach. Clients whose assets are invested in model portfolios may not set restrictions on
the specific holdings or allocations within the model, nor the types of securities that can be purchased
in the model. Nonetheless, clients may impose restrictions on investing in certain securities or types of
securities in their account. In such cases, this may prevent a client from investing in certain models
that are managed by our firm.
We offer the following proprietary models:
Sloy, Dahl & Holst Conservative Model - appropriate for investors seeking current income and
preservation of capital, and to a lesser extent, capital appreciation. Additional emphasis is placed on
prudent overall diversification by asset class and investment style. Target allocation ranges between
4
20% to 40% in domestic and international equities. The remaining allocations will be comprised of
investment in fixed income such as bonds, stable value, and money market funds, as well as in
alternative investment strategies such as long/short and managed futures. Mutual funds are primarily
used to execute this strategy.
Sloy, Dahl & Holst Moderate Model - appropriate for investors seeking current income and
preservation of capital with moderate capital appreciation. Additional emphasis is on prudent overall
diversification by asset class and investment style. The fund will maintain a target equity allocation that
ranges between 35% to 55% in domestic and international equities. The remaining investments will be
comprised of allocations to fixed income such as bonds, stable value, and money market funds as well
as allocations to alternative investment strategies such as long/short and managed futures. Mutual
funds are primarily used to execute this strategy.
Sloy, Dahl & Holst Balanced Model - appropriate for investors seeking total return through moderate
capital appreciation, current income and liquidity. Additional emphasis is on prudent overall
diversification by asset class and investment style. The fund will maintain a target allocation that
ranges between 50% to 70% in domestic and international equities. The remaining investments will
be comprised of allocations to fixed
income such as bonds, stable value, and money market funds as
well as allocations to alternative investment strategies such as long/short and managed futures. Mutual
funds are primarily used to execute this strategy.
Sloy, Dahl & Holst Growth Model - appropriate for investors seeking total return through capital
appreciation, current income and liquidity. Additional emphasis is on prudent overall diversification by
asset class and investment style. The fund will maintain a target allocation that ranges between 65% to
85% in equities. The remaining investments will be comprised of allocations to fixed income such as
bonds, stable value, and money market funds as well as allocations to alternative investment
strategies such as long/short and managed futures. Mutual funds are primarily used to execute this
strategy.
Sloy, Dahl & Holst Aggressive Model - appropriate for investors seeking primarily capital
appreciation. Additional emphasis is on prudent overall diversification by asset class and investment
style. The fund will maintain a target allocation that ranges between 80% to 100% in equities. The
remaining investments will be comprised of allocations to fixed income such as bonds, stable value,
and money market funds as well as allocations to alternative investment strategies such as
long/short and managed futures. Mutual funds are primarily used to execute this strategy.
We manage assets for Pension and Profit Sharing plans in the same manner as described above. In
addition to management of their assets, we offer participant education at no additional cost.
Collective Investment Funds for Employee Benefit Plans
We are the manager of the Sloy, Dahl, & Holst Collective Investment Funds ("Fund(s)"). The Funds are
maintained by Alta Trust as Trustee (an unaffiliated Trust Company) and are designed to serve the
needs of tax-qualified employer sponsored retirement plans. Our firm is the investment manager of the
Funds as defined in Section 3(38) of Employee Retirement Income Security Act of 1974 ("ERISA"), as
amended and will invest the assets of the Funds on a discretionary basis according to the
corresponding strategies and investment models described above. Please review the offering
documents for these Funds for more information.
Financial Consulting Services
We offer financial consulting services that primarily involve advising clients on specific financial-related
topics. The topics we address may include, but are not limited to, risk assessment/management,
investment planning, financial organization, or financial decision making/negotiation.
5
Types of Investments
We primarily offer advice on stocks, mutual funds, Exchange Traded Funds ("ETFs"), Collective
Investment Trusts ("CIFs") and when appropriate investment in private funds managed by affiliated
investment advisers.
Additionally, we may advise you on various types of investments based on your stated goals and
objectives. We may also provide advice on any type of investment held in your portfolio at the inception
of our advisory relationship.
We do not participate in a wrap-fee programs.
IRA Rollover Recommendations
For purposes of complying with the DOL's Prohibited Transaction Exemption 2020-02 ("PTE 2020-02")
where applicable, we are providing the following acknowledgment to you. When we provide
investment advice to you regarding your retirement plan account or individual retirement account, we
are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the
Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we
make money creates some conflicts with your interests, so we operate under a special rule that
requires us to act in your best interest and not put our interest ahead of yours. Under this special rule's
provisions, we must:
•Meet a professional standard of care when making investment recommendations (give prudent
advice);
•Never put our financial interests ahead of yours when making recommendations (give loyal
advice);
•Avoid misleading statements about conflicts of interest, fees, and investments;
•Follow policies and procedures designed to ensure that we give advice that is in your best
interest;
•Charge no more than is reasonable for our services; and
•Give you basic information about conflicts of interest.
We benefit financially from the rollover of your assets from a retirement account to an account that we
manage or provide investment advice, because the assets increase our assets under management
and, in turn, our advisory fees. As a fiduciary, we only recommend a rollover when we believe it is in
your best interest.
Assets under Management
As of December 31, 2023, we provide continuous management services for $1,338,445,292 in client
assets on a discretionary basis.