Kunath Karren Rinne & Atkin LLC, founded in 1983 and wholly owned Bruce E. Rinne, Jeffrey Atkin, LeAna Alvarado-Smith & Kara Gerhart, is an independent, registered investment advisor with offices in Seattle, Washington. As of December 31, 2023, KKRA manages approximately $316.8 Million in client assets. KKRA provides investment management and family office services. The firm’s investment management services include separately managed portfolios for corporations, retirement plans, foundations, individuals, families, not-for-profits and other institutions. Its investment strategies focus on domestic cash, bond, and stock strategies. Family office services, for clients with a minimum of $25 million under KKRA’s management, provide clients with a customized service depending on client goals, needs such as investment management, cash flow management, strategic philanthropy, legacy planning, and other services such as coordination of payments or due diligence of private investments. KKRA seeks to construct well-balanced and diversified portfolios based on academic research, with the goal of providing investors with superior risk-adjusted returns. The firm’s primary investment management service products use individual securities including but not limited to stocks, exchange-traded funds (“ETFs”), mutual funds and fixed income, as well as the services of other investment managers, to help clients achieve their investment objectives, as follows: (i) Equity Management: KKRA offers two equity strategies – Growth and Core. Client assets are allocated and rebalanced across what KKRA believes to be a carefully selected mix of equities to maximize returns and manage risk. (ii) Fixed Income Management:

The firm offers two fixed income strategies – Taxable and Tax-Exempt. KKRA believes fixed income portfolios should produce superior returns with as little volatility as possible. As a result, we buy taxable bonds with maximum maturities of five years and for the tax-exempt strategy we focus exclusively on a laddered strategy that limits maturities to ten years or less. (iii) Cash Management: KKRA purchases high-quality fixed income securities (rated "A" or better) to preserve principal, and target maturities to meet anticipated cash flow requirements for each client; and (iv) Family Office: Custom Strategy, we determine the client's entire asset picture; create a customized investment and service plan based on clients needs. KKRA has discretionary authority over all managed accounts. When operationally feasible, KKRA strives to accommodate client requests for certain restrictions on their accounts. Each of these products is described in additional detail in Item 8. In addition to investment management, KKRA provides limited financial planning advice to its clients, at no extra charge, including assistance with answers to questions like these:  When will I be able to retire?  What is the best withdrawal strategy for me when I am retired?  How can I use my portfolio to help fund my lifestyle in retirement?  Will I need to make any changes to sustain a long retirement?  When should I take Social Security?  What are the best ways to save for my kids’ and grandkids’ college educations?  How can I build a financial legacy? KKRA may also provide referrals to professionals who specialize in taxation, estate planning, mortgage financing, insurance and other areas, as needed.