General Information Cahill Financial Advisors, Inc. is an SEC-registered investment advisor with its principal and sole place of business located in Minnesota. Cahill Financial Advisors, Inc. was established under former ownership in 1980, and began conducting business under current ownership in 2011. The firm's principal and sole owner is Jeffrey Ohe, President. The firm’s Chief Compliance Officer is Crystal Nye. Types of Services Cahill Financial Advisors, Inc. provides individualized services to every client, which are determined during initial interviews, and updated over the course of the relationship as needed or requested by the client. However, all services offered fall into one of the following three categories: Investment Advisory Services Investment Advisory Services are also commonly referred to as Individual Portfolio Management or Investment Supervisory Services. Our firm provides continuous advice to a client regarding the investment of client funds based on the client’s individual needs. Through personal discussion, we establish goals and objectives based on a client's particular circumstances. From these discussions, we then develop a client's personal investment policy and create and manage a portfolio based on that policy. During our data-gathering process, we determine the client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss a client's prior investment history as well as family composition and personal situation. We manage these advisory accounts on a discretionary or non- discretionary basis. See Item 16 for more information on discretion. Account supervision is guided by the client's stated objectives (i.e. maximum capital appreciation, growth, income, or growth and income) as well as tax and other considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. Our firm also provides non-discretionary, non-continuous investment advice for a small number of clients such as for employer-sponsored retirement plans for small businesses. These assets are generally excluded from our regulatory assets under management based on the services specified in the individual contracts. Our investment recommendations are not limited to any specific product, investment type, or service offered by a broker-dealer or insurance company and will generally include advice regarding the following securities: Mutual Funds, Stocks, Exchange Traded Funds, Bonds, Closed End Funds, Futures, Options, Limited Partnerships, Certificates of Deposit, Separately Managed Accounts, Sub-Advised Accounts and Annuities. Because some types of investments involve certain additional degrees of risk, they will only be implemented when consistent with the client's stated investment objectives, tolerance for risk, liquidity and suitability. Our firm also provides sub-advised managed account strategies to clients through the SEI Investments Management Corporation (SIMC). SIMC serves as a sub-advisor to provide certain discretionary sub-advisor services in connection with our other services. We may allocate assets to the SEI Asset Allocation Models or SIMC Sub-Advised Program. These sub-advised programs are designed to enable us to match our clients with one or more asset allocation models that are consistent with the Client’s investment goals and objectives. Cahill Financial Advisors, Inc. is not affiliated with SIMC. The information within this brochure is not inclusive of SIMC or their disclosure information, but SIMC will be referenced throughout this disclosure brochure. Clients should consult the SIMC ADV Part 2A for additional information on their brokerage practices, advisory practices, fees, and services. A complete description of SEI’s advisory services, fee schedules and account minimums will be disclosed in their Firm Brochure which will be provided to you prior to or at the time an account is established, and clients may contact us at any time to assist them in obtaining an additional copy. No guarantees can be made that your financial goals or objectives will be achieved. Our firm also uses Broadridge's Global

Securities Class Action Services to monitor class action shareholder lawsuits and file claims on behalf of its clients to participate in cases where they may be eligible to receive proceeds due to legal settlements. Processing of class action claims are subject to a contingency fee assessed directly by Broadridge, in the event a recovery is made. Broadridge pays class action recovery funds directly to our clients, less the contingency fee. Clients may opt out of this service by advising us in writing. Financial Consulting Services When Client does not need a written financial plan, Advisor can provide consultations in order to discuss financial planning issues. Advisor will provide Client with consultations on an as-needed basis, which are limited to consultations with Advisor in response to a particular investment or financial planning issue raised or request made by Client. Client understands that it will be incumbent upon Client to identify to Advisor those particular investment and financial planning issues for which Client is requesting the advice or consultation of Advisor, and Client and Advisor must mutually agree to the scope of advice that Advisor will provide in consultations with Client in response to such request or issues raised by Client, such consultations being limited to the scope agreed to between Client and Advisor. If it is determined that a client inquiry requires written financial planning services, written financial planning service requests will be outlined in the Financial Planning Agreement, and executed under a fixed fee or an hourly fee basis as described in Item 5. Financial Planning Services We provide financial planning services for clients as requested by the client. The content of the plan, frequency of which the plan is evaluated, presentation of the plan, and form of the presentation varies among clients. Typically, the financial plan is presented to the client no more than six months from the contract date, provided that all information needed to prepare the financial plan has been promptly received. The client may choose to continue periodic and ongoing review of the financial plan after the initial presentation. Financial planning is an evaluation of a client’s current and future financial state by using currently known variables to predict future cash flows, asset values and withdrawal plans. Through the financial planning process, all questions, information and analysis are considered as they impact and are impacted by the entire financial and life situation of the client. Clients purchasing this service generally receive a written report which provides the client with a detailed financial plan designed to assist the client achieve their financial goals and objectives. In general, the financial plan includes addressing the client's financial position, tax considerations, employee benefits, investment analysis, insurance analysis, retirement analysis, death and disability considerations, and estate planning. We gather required information through in-depth personal interviews and informational requests. Information gathered is specific to the client's individual situation and generally includes the client's current financial status, tax status, future goals, returns objectives and attitudes toward risk. We carefully review documents supplied by the client, including a verbal or written questionnaire completed by the client, and prepare a written report. Should the client choose to implement the recommendations contained in the plan, we suggest the client work closely with their attorney, accountant, insurance agent, and stockbroker (for clients not also engaging Cahill Financial Advisor, Inc. for Investment Advisory Services). We assist in coordination of information upon request. Implementation of financial plan recommendations is entirely at the client's discretion. Financial Planning recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company. All recommendations are of a generic nature. Amount of Assets Under Management As of 12/31/2023, we were actively managing $1,205,921,336 of client assets on a discretionary basis, plus $111,325,548 of client assets on a non-discretionary basis.