Firm Description Warwick Partners was founded June 19, 1979. Warwick Partners provides personalized comprehensive financial planning and investment advice to individuals, pension and profit sharing plans, trusts, estates, charitable organizations and small businesses. Advice is provided through consultation with the client and may include: determination of financial objectives, identification of financial problems, cash flow management, tax planning, insurance review, investment management, education funding, retirement planning, and estate planning. Warwick Partners is a fee-only comprehensive financial planning and investment advisory firm. The firm does not sell insurance, annuities, stocks, bonds, mutual funds, limited partnerships, or any other commissioned investment products. Investment advice is an integral part of financial planning. In addition, Warwick Partners advises clients regarding cash flow, college planning, retirement planning, risk management planning, liability management, tax planning and estate planning. Investment advice is provided, with the client making the final decision on investment selection. Warwick Partners does not act as a custodian of client assets. The client always maintains asset control. Warwick Partners places trades for clients under a limited power of attorney. A written evaluation of each client's initial situation is provided to the client, often in the form of a net worth statement. Periodic reviews are also communicated to provide reminders of the specific courses of action that need to be taken. More frequent reviews occur but are not necessarily communicated to the client unless immediate changes are recommended. Other professionals (e.g., lawyers, accountants, insurance agents, etc.) are engaged directly by the client on an as-needed basis. Conflicts of interest will be disclosed to the client in the unlikely event they should occur. The initial meeting, which may be by telephone, is free of charge and is considered an exploratory interview to determine the extent to which comprehensive financial planning and investment management may be beneficial to the client. Firm Ownership: Hays Glover is a 40% shareholder. Bruce Sanders is a 50% shareholder. Grant Stucki is a 10% shareholder. Types of Advisory Services Comprehensive Financial Planning - Warwick Partners provides comprehensive personal financial planning services. Our Investment advisory services, as described elsewhere herein, are part of the implementation process that occurs once the initial planning has been accomplished. The comprehensive planning process involves the following five steps: 1. Clarify the client's present circumstances by collecting and assessing all relevant personal and financial data. 2. Identify the client's goals, challenges, concerns and planning assumptions. 3. Provide customized and specific recommendations regarding any of the following, where applicable: · Preparing for financial independence · Investment strategies · Estate planning · Income taxes · Stock option analysis and planning · Insurance needs analysis · Family savings and cash flow planning · Education planning · Charitable giving · Business management · Debt management · Employee benefit usage · Other issues as needed The gathering of information, the review of alternatives and plan development are all done in close conjunction with the client in a series of meetings typically conducted over several months. Proper planning is not a one-time event. Life's circumstances change, goals change, and opportunities change over time. Any plan needs to be adjusted and updated to reflect these changes or the plan becomes outdated. Therefore, in our normal planning relationship, we meet regularly with clients to review and update the client's information, to measure progress in key financial areas, and to develop strategies designed to address any changing circumstances. The initial planning should always be seen as the beginning step in a life-long process. 4. As the client's plan is developed, we assist in the implementation of the plan, as requested by the client. We also follow up, monitor and make changes in the plan as circumstances indicate. Investment Supervisory Services - Investment supervisory services: (Definition: the giving of continuous advice as to the investment of funds on the basis of the individual needs of each client.) Warwick Partners begins the client relationship by obtaining information necessary to determine suitable recommendations for the client. This information gathering process includes, but is not limited to, the following: Current Statement of Financial Condition (Balance Sheet) Current Cash Flow Statement Investment History Tolerance for Risk Time Horizon for Pool of Capital Other financial data that Warwick Partners and Client may deem critical to the analysis process. Once data has been gathered, Warwick Partners will develop an investment recommendation which it deems to be appropriate and suitable for the Client, based on the initial data gathering process. Once the Client has approved an investment strategy, Warwick Partners will develop an Investment Policy Statement that will serve as the governing investment strategy document. Warwick Partners believes that asset allocation is the dominant factor in determining total portfolio return. Studies have shown that investment policy decisions explain more than 90% of the variation of the total return, while security selection and market timing account for only a small residual portion of the variance of total returns. Asset allocation is the central theme of our investment process. Suitable categories of investments are selected in accordance with the clients' attitudes about risk and their need for capital appreciation or income production. Within each category, investment vehicles are selected whose characteristics are most consistent with the particular objectives for which the category was chosen. Risk factors of the different investments are considered, particularly in light if the clients' willingness to assume risk. Warwick Partners will utilize an asset allocation strategy, rooted in Efficient Market Theory, to implement its investment strategy. Warwick Partners does not make an attempt to "time" the market. Warwick Partners, on a quarterly basis, will ask the Client for information regarding any material

changes in investment strategy or material changes in financial situation. Client maintains full discretion of the fund group, brokerage firm, custodial plan, trust company or investment plan selection. Thereafter, Warwick Partners will not have discretion in selecting the investment vehicles for management within the portfolio. Warwick Partners will make its recommendation available to the client and will secure trading consent before executing a securities transaction. Defined Contribution Plan (401K) Initial Services: Investment Policy Review and Consulting Assist the administrator in developing a written investment policy statement for adoption by the Plan Sponsor. Provide investment option selection consulting with respect to asset class, investment funds, and the diversification of the Plan’s investment options. Conduct fund selection meetings with the investment committee to select appropriate asset classes and underlying investment managers within each asset class. Conduct employee enrollment/education meetings Facilitate and assist in recordkeeping provider change, if any Ongoing Services Semi-Annual Plan Investment Review - meet with the Plan Sponsor and Investment Committee to review the investment performance of the overall Plan. The review will focus on the number of asset classes, the performance of the investments as well as the contribution to added value and style consistency of the underlying investment managers. Any needs identified for searches or increased due-diligence will be included in this review. Quarterly Investment Reports - we provide reports to the investment committee each quarter. The reports will focus on performance of both the investment options and the applicable benchmarks for each investment option. The reports will review the added value of the investment manager and style consistency of the investment option. Any needs identified for searches or increased due-diligence will be noted during this review. Investment Manager Search – we will conduct an investment manager (mutual fund) search for specific asset class, as needed. Model Portfolios – We will analyze and present a set of plan model portfolios for use by plan participants, customizing these portfolios to the existing funds and any new funds added to Plan. We will then prepare a report for the investment committee describing the process and analysis used to determine the portfolios along with exhibits on the portfolios asset class and fund detail breakdown. IRA Rollover Recommendations Effective December 20, 2021 (or such later date as the US Department of Labor (“DOL”) Field Assistance Bulletin 2018-02 ceases to be in effect), for purposes of complying with the DOL’s Prohibited Transaction Exemption 2020-02 (“PTE 2020-02”) where applicable, we are providing the following acknowledgment to you. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. We benefit financially from the rollover of your assets from a retirement account to an account that we manage or provide investment advice, because the assets increase our assets under management and, in turn, our advisory fees. As a fiduciary, we only recommend a rollover when we believe it is in your best interest. Sub-Advisory Agreement Warwick Partners may engage sub-advisers to assist it with the management of certain client accounts, whereby investment decisions for the account may be made by the sub-adviser in accordance with the terms and conditions of a sub-advisory agreement between the Warwick Partners and the sub-adviser. The fees charged by the designated sub-advisor, together with the fees charged by the corresponding designated broker-dealer/custodian of the client’s assets, are exclusive of, and in addition to, Warwick Partners’ ongoing investment advisory fee. Factors which the Registrant shall consider in engaging sub-advisers include the client’s stated investment objective(s), and the sub-adviser’s management style, performance, reputation, financial strength, reporting, pricing, and research. The Registrant currently has an arrangement with PIMCO Investment Management Company, (www.pimco.com) an SEC registered investment advisor specializing in separately managed high grade tax-exempt and taxable fixed income portfolios for high net worth and ultra-high net worth individuals and families. Warwick Partners receives no compensation from Gurtin Fixed Income Management, LLC. Clients may advise Warwick Partners, in writing, not to allocate any portion of their investment assets among sub-advisers. Tailored Relationships The goals and objectives for each client are documented in our client relationship management system. Investment policy statements are created that reflect the stated goals and objectives. Clients may impose restrictions on investing in certain securities or types of securities. Agreements may not be assigned without client consent. Wrap Fee Programs Warwick Partners does not participate in wrap fee programs. Assets Under Management As of December 31, 2023 Warwick Partners managed $1,320,357,088 of client assets on a discretionary basis and $390,668,342 of client assets on a non-discretionary basis for approximately 233 clients including households, foundations, and corporate retirement plans.