A. Description of the Advisory Firm B. Types of Advisory Services and 403(b)s, and other assets that must be held in custody of the plan custodian(s). We regularly review the available investment options in these accounts, monitor them, and periodically rebalance and implement our strategies using different tools as necessary. If you elect to allow our firm to manage your assets through Pontera, you will be notified via email when we place trades through Pontera. Financial Planning Financial plans and financial planning may include but are not limited to: investment planning; life insurance; tax concerns; retirement planning; college planning; and debt/credit planning. Services Limited to Specific Types of Investments MWP generally limits its investment advice to mutual funds, fixed income securities, real estate funds (including REITs), insurance products including annuities, equities, ETFs (including ETFs in the gold and precious metal sectors), treasury inflation protected/inflation linked bonds, commodities, non-U.S. securities, venture capital funds and private placements. MWP will tailor a program for each individual client. This will include an interview session to get to know the client’s specific needs and requirements as well as a plan that will be executed by MWP on behalf of the client. MWP may use “model portfolios” together with a specific set of recommendations for each client based on their personal restrictions, needs, and targets. In addition to a risk tolerance questionnaire appraisal, a complete goal-based financial plan is first constructed for each client, with cash flow management financial planning software in order to capture the best picture of future after- tax retirement capital. An investment policy statement (IPS) is created that outlines general rules between the portfolio manager and the client. The statement provides general investment goals and objectives of client and describes the strategy used to accomplish these objectives, including asset allocation, risk tolerance, and liquidity needs. Clients will have the opportunity semiannually to review one-on-one the account performance, their suitability profile, and risk reassessment of their portfolios. The financial plan will also be updated at this time to reflect development towards client’s goals, as well as an updated Net Worth statement and future Retirement Capital

Estimate. All advisory services will be performed by using a Fee-Only model that facilitates objective advice and is committed to a fiduciary relationship that ensures the client’s interest is always utmost. Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent MWP from properly servicing the client account, or if the restrictions would require MWP to deviate from its standard suite of services, MWP reserves the right to end the relationship. A wrap fee program is an investment program where the investor pays one stated fee that C. Client Tailored Services and Client Imposed Restrictions D. Wrap Fee Programs includes management fees, transaction costs, fund expenses, and other administrative fees. MWP does not participate in any wrap fee programs. MWP has the following assets under management: Discretionary Amounts: Non-Discretionary Amounts: Date Calculated: $ 100,102,464 $ 837,110 02/14/2024 Portfolio Management Fees Account Size Annual Fee Quarterly Fee $0 to $250,000 1.50% 0.3750% $250,000 to $500,000 1.35% 0.3375% $500,000 to $1,000,000 1.20% 0.3000% $1,000,000 to $5,000,000 1.00% 0.2500% $5,000,000 to $10,000,000 0.75% 0.1875% $10,000,000 & Over 0.50% 0.1250% Fees for our portfolio management services are typically based upon a percentage of assets under management. Upon request, MWP may agree to charge a flat fee at its discretion. Fees are negotiable, and the final fee schedule is attached as Exhibit II of the Investment Advisory Contract. Clients may terminate the agreement without penalty for a full refund of MWP's fees within five business days of signing the Investment Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract immediately upon written notice. MWP uses the value of the account as of the last business day of the billing period, after taking into account deposits and withdrawals, for purposes of determining the market value of the assets upon which the advisory fee is based. Financial Planning Fees Depending upon complexity and needs of the client, the flat rate for financial planning is usually between $1,000 and $3,500 and is negotiable. Fees are due upon presentation of the completed financial plan. E. Assets Under Management