A. Ownership/Advisory History RPR Financial Advisors LLC (“RPR Financial”) is a Kansas limited liability company formed in 2017. The firm is principally owned by Mitch Carlson and Craig Fisch and offers investment advice and money management services. B. Advisory Services Offered Investment Management Services RPR Financial’s investment management services are predicated on the client's investment objectives, goals, tolerance for risk, and other personal and financial circumstances. RPR Financial will analyze each client's current investments, investment objectives, goals, age, time horizon, financial circumstances, investment experience, investment restrictions and limitations, and risk tolerance and implement a portfolio consistent with such investment objectives, goals, risk tolerance and related financial circumstances. RPR Financial’s objective is to review the client’s tax, financial, and estate planning objectives and goals in connection with the client’s investment objectives, goals, tolerance for risk, and other personal and financial circumstances and make appropriate recommendations and implementation decisions. In addition, RPR Financial may utilize third-party software to analyze individual security holdings and separate account managers utilized within the client’s portfolio. For its discretionary investment management services, RPR Financial receives a limited power of attorney to effect securities transactions on behalf of its clients that include securities and strategies described in Item 8 of this brochure. RPR Financial’s investment advisory services to clients take into account a client's personal financial circumstances, investment objectives and tolerance for risk (e.g., cash-flow, tax and estate). RPR Financial’s engagement with a client will include, as appropriate, the following: ▪ Providing assistance in reviewing the client's current investment portfolio against the client's personal and financial circumstances as disclosed to RPR Financial in response to a questionnaire and/or in discussions with the client and reviewed in meetings with RPR Financial. ▪ Analyzing the client's financial circumstances, investment holdings and strategy, and goals. ▪ Providing assistance in identifying a targeted asset allocation and portfolio design. ▪ Implementing and/or recommending individual equity and fixed income securities, mutual funds and ETFs. ▪ Reporting to the client on a quarterly basis or at some other interval agreed upon with the client, information on contributions and withdrawals in the client's investment portfolio, and the performance of the client's portfolio measured against appropriate benchmarks (including benchmarks selected by the client). ▪ Proposing changes in the client's investment portfolio in consideration of changes in the client's personal circumstances, investment objectives and tolerance for risk, the performance record of any of the client's investments, and/or the performance of any fund retained by the client. ▪ If the client’s portfolio and personal circumstances, investment objectives, and tolerance for risk make such advice appropriate, providing recommendations to hedge a client’s portfolio through the use of derivative strategies, to generate additional income through the use of covered call option writing strategies involving exchange listed or OTC options, and/or to monetize or hedge concentrated stock positions. In addition to providing RPR Financial with information regarding their personal financial circumstances, investment objectives and tolerance for risk, clients are obligated to provide the firm with any reasonable investment restrictions that should be imposed on the management of their portfolio, and to promptly notify the firm in writing of any changes in such restrictions or in the client's personal financial circumstances, investment objectives, goals and tolerance for risk. RPR Financial will remind clients of their obligation to inform the firm of any such changes or any restrictions that should be imposed on the management of the client’s account. RPR Financial will also contact clients at least annually to determine whether there have been any changes in a client's personal financial circumstances, investment objectives and tolerance for risk. Consulting and Financial Planning Services The firm offers financial planning services, which may include a review of a client’s current financial situation, such as cash management, risk management, insurance, education funding, goal setting, retirement planning, estate and charitable gift planning, tax planning, and capital needs planning. Creation of a comprehensive financial plan generally requires at least four hours of an investment adviser representative’s time. Financial planning services are offered to those clients who express need for such comprehensive planning, and some clients do not utilize the firm for such services. A financial plan may include both long and short-term considerations, depending upon the client’s financial situation. Upon completion, we will review with the client their current situation and future scenarios and recommendations compatible with the client’s stated goals and objectives. An implementation schedule is reviewed with the client to determine what steps will be pursued, and with whom the steps may be accomplished. No written report is provided to the client. The firm’s financial plan may be a comprehensive plan encompassing a client’s entire financial situation, including asset allocation, investments, retirement planning, education expenses, estate planning and insurance needs. Alternatively, in consultation with a client, the financial plan may involve less than all of such components. CPA, Accounting & Tax Preparation Services RPR Financial may refer clients to its affiliate, RPR Financial P.A., for CPA, accounting, and tax preparation services. Services will be separately agreed upon between the client and RPR Financial P.A., and RPR Financial P.A. will bill

the client separately for services. Please see Item 10 of this Brochure for conflicts of interest. ERISA Plan Consulting Services Non-Discretionary 3(21) Fiduciary Services ▪ Investment Policy Statement (“IPS”): RPR Financial will review with the plan sponsor the investment objectives, risk tolerance, and goals of the plan. If the plan does not have an IPS, RPR Financial will provide recommendations to the plan sponsor to assist the plan sponsor with establishing an IPS. If the plan has an existing IPS, RPR Financial will review it for consistency with the plan’s objectives. If the IPS does not represent the objectives of the plan, RPR Financial will recommend to the plan sponsor revisions to align the IPS with the plan’s objectives, which recommendations may be considered by the plan sponsor. ▪ Designated Investment Alternatives (“DIA”): Based on the plan’s IPS, RPR Financial will review the investment options available to the plan and will make recommendations to assist the plan sponsor with selecting DIAs to be offered to participants. Once the plan sponsor selects the DIAs, RPR Financial will, on a periodic basis and/or upon reasonable request, provide reports and information to assist the plan sponsor with monitoring the DIAs. If the IPS criteria require a DIA to be removed, RPR Financial will provide recommendations to assist the plan sponsor with replacing the DIA. ▪ Model Asset Allocation Portfolios (“Models”): Based on the plan’s IPS or other investment guidelines established by the plan, RPR Financial will review the DIAs available to the plan and will make recommendations to assist the plan sponsor with creating risk-based models comprised solely among the plan’s DIAs. Once the plan sponsor approves the models, RPR Financial will provide reports, information and recommendations, on a periodic basis, designed to assist the plan sponsor with monitoring the models. If the IPS criteria require any DIA(s) to be removed, RPR Financial will provide recommendations to assist the plan sponsor with evaluating replacement DIA(s) to be included in the models. Upon reasonable request, and depending upon the capabilities of the recordkeeper, RPR Financial will make recommendations to the plan sponsor to reallocate and/or rebalance the models to maintain their desired allocations. ▪ Qualified Default Investment Alternative (“QDIA”): Based on the plan’s IPS or other guidelines established by the plan, RPR Financial will review the investment options available to the plan and will make recommendations to assist the plan sponsor with selecting the plan’s QDIA(s). Once the plan sponsor selects the plan’s QDIA(s), RPR Financial will provide reports and information, on a periodic basis and/or upon reasonable request, to assist the plan sponsor in monitoring the QDIA(s). If the IPS criteria require a QDIA to be replaced, RPR Financial will provide recommendations to assist the plan sponsor with evaluating replacement QDIA(s). Plan Consulting Services ▪ Administrative Support:
• Assist plan sponsor in reviewing objectives and options available through the plan
• Review plan committee structure and administrative policies/procedures
• Recommend participant education and communication policies under ERISA §404(c)
• Assist with development/maintenance of fiduciary audit file and document retention policies
• Deliver fiduciary training and/or education periodically or upon reasonable request
• Assist with coordination of participant disclosures under 404a-5
• Develop requirements for responding to participant requests ▪ Service Provider Relationship Oversight:
• Assist fiduciaries with a process to select, monitor and replace service providers
• Assist fiduciaries with review of Covered Service Providers (“CSP”) disclosures under ERISA §408(b)(2) and fee benchmarking
• Provide reports and/or information designed to assist fiduciaries with monitoring CSPs
• Review ERISA Spending Accounts or Plan Expense Recapture Accounts
• Assist with preparation and review of Requests for Proposals and/or Information
• Coordinate and assist with CSP replacement and conversion ▪ Investments:
• Periodic review of investment policy in the context of plan objectives
• Assist the plan committee with monitoring investment performance
• Provide analysis of investment managers and model portfolios
• Review and recommend Designated Investment Managers (“DIMs”) and/or third- party advice providers as necessary
• Educate plan committee members, as needed, regarding replacement of DIA(s) and/or QDIA(s) ▪ Participant Services:
• Facilitate group enrollment meetings
• Coordinate employee education regarding plan investments and fees
• Assist participants in understanding plan benefits, retirement readiness and impact of increasing deferrals Discretionary 3(38) Fiduciary Services ▪ RPR Financial will implement the IPS by investing and reinvesting the plan’s assets consistent with the IPS. ▪ RPR Financial will reallocate and/or rebalance the models to maintain their desired allocations. ▪ Adviser will select investment options that are available under the plan. C. Client-Tailored Services and Client-Imposed Restrictions Each client’s account will be managed on the basis of the client’s financial situation and investment objectives and in accordance with any reasonable restrictions imposed by the client on the management of the account—for example, restricting the type or amount of security to be purchased in the portfolio. D. Wrap Fee Programs RPR Financial does not participate in wrap fee programs, where certain brokerage commissions and transaction costs are included in the asset-based fee charged to the client. E. Client Assets Under Management As of December 31, 2023, RPR Financial had $118,486,497 in discretionary assets under management. Item 5: Fees and Compensation