Firm Description Colton Wealth Management, (“CWM”) was founded in 2009. CWM provides personalized financial planning, consulting and investment management services to individuals, pension and profit sharing plans and trusts. Advice is provided through consultation with the client and may include: determination of financial objectives, identification of financial problems, cash flow management, tax planning, insurance review, investment management, education funding, retirement planning, and estate planning. CWM is strictly a fee-only financial planning and investment management firm. The firm does not sell annuities, insurance, stocks, bonds, mutual funds, limited partnerships, or other commissioned products. The firm is not affiliated with entities that sell financial products or securities. No commissions in any form are accepted. No finder’s fees are accepted. Investment advice is an integral part of financial planning. In addition, CWM advises clients regarding cash flow, college planning, retirement planning, tax planning and estate planning. Investment advice is provided, with the client making the final decision on investment selection. CWM does not act as a custodian of client assets. The client always maintains asset control. CWM places trades for clients under a limited power of attorney. A written evaluation of each client's initial situation is provided to the client, often in the form of an asset allocation plan. Periodic reviews are also communicated to provide reminders of the specific courses of action that need to be taken. More frequent reviews occur but are not necessarily communicated to the client unless immediate changes are recommended. To the extent requested by a client, CWM may recommend the services of other professionals for certain non-investment implementation purposes (i.e., attorneys, accountants, insurance, etc.). The client retains absolute discretion over all such implementation decisions and is free to accept or reject any recommendation from CWM. Please note that if a client engages any such recommended professional, and a dispute arises thereafter relative to such engagement, the client agrees to seek recourse exclusively from and against the engaged professional. The initial meeting, which may be by telephone, is free of charge and is considered an exploratory interview to determine the extent to which financial planning and investment management may be beneficial to the client. Note: CWM’s services do not include the following:
• Legal Counsel
• Asset Custody Services
• Sales of any recommended financial or insurance product Principal Owner Scott Colton is a 100% stockholder. Types of Advisory Services CWM furnishes advice to clients on matters not involving securities, such as financial planning matters, taxation issues, education funding and estate planning. In addition, CWM provides investment supervisory services, also known as investment management services. As of January 31, 2024, CWM has approximately $107,158,518 in assets and a total of 254 accounts under management on a discretionary basis. Tailored Relationships Asset allocations are created specific to each individual client’s facts and circumstances. Clients may impose restrictions on investing in certain securities or types of securities. Agreements may not be assigned without client consent. Type of Agreement CWM enters into the following type of agreement with clients: Financial Planning & Investment Advisory Agreement To the extent specifically requested by a client, CWM may provide Financial Planning and Investment Advisory services (including financial planning and consulting advice on investment and non-investment related matters, estate planning, insurance planning, etc.). Financial planning fees are not billed separately but are part of the management fee as described in the “Fees and Compensation” section below. Clients who engage CWM for Financial Planning and Investment Advisory services are required to enter into a Financial Planning & Investment Advisory Agreement setting forth the terms and conditions of the agreement (including termination) as well as the scope of the services to be provided. Clients are under no obligation to act upon CWM’s recommendations regarding any financial advice that the client may receive. Financial planning and investment advisory services may include, but is not limited to: a net worth statement; a cash flow statement; a review of investment accounts, including reviewing asset allocation and providing repositioning recommendations; strategic tax planning; a review of retirement accounts and plans including recommendations;

a review of insurance policies and recommendations for changes, if necessary; one or more retirement scenarios; estate planning review and recommendations; and education planning with funding recommendations. With regards to the creation of a client's personal financial plan, the client and CWM follow the process outlined below: 1. Data - Client provides CWM with comprehensive data on his or her current and prospective financial and personal circumstances. 2. Objectives - CWM helps clients determine their own specific financial objectives, taking into account such matters as current and anticipated income and income tax levels, investment and non-investment risk/reward tolerance, attitudes toward the future of the economy and assumptions about the inflation rate. 3. Financial Plan Creation - On the basis of the data provided by the client and the objectives the client has chosen, CWM constructs a personal financial plan which can include, but is not limited to, wealth accumulation, estate structure, risk management, income tax, cash flow, retirement and education funding, portfolio evaluation and asset repositioning. 4. Client Review - CWM reviews the financial plan with the client, providing an opportunity for the client to suggest such modifications as desired. Responsibilities of the Client Clients agree to provide complete information regarding income, investments, income tax situation, estate plans and other matters requested by CWM. Clients also agree to discuss their financial situation candidly and to keep CWM informed of changes in their situation, needs and goals. Clients acknowledge that CWM cannot adequately perform its services on their behalf unless such information is provided, and that analysis and recommendations are based on the information which they provide. Clients agree to permit CWM to consult with and obtain information from their attorney, accountant or other advisors and agree that CWM shall not be required to verify the information obtained from such advisors. Periodic Updating of Financial Plans Because changes in external and personal circumstances can have major planning implications, CWM strongly recommends that clients consider updating their personal financial plan annually. If clients wish to update their financial plan, client provides CWM with any new data concerning their financial circumstances or objectives. Investment Advisory When providing investment advisory services, CWM will recommend and implement specific investments. The client recognizes that specific recommendations may include certain market risks. CWM makes no performance guarantees. Any market losses resulting from the purchase, sale or exchange of any security or product recommendation made by CWM are normal market risks. CWM primarily recommends portfolios consisting of no-load, institutional class mutual funds offered by Dimensional Fund Advisors (DFA), in addition to exchange traded funds (ETFs), individual fixed income securities and certificates of deposit. CWM manages all portfolios on a discretionary basis. Termination of Agreement Clients may cancel an agreement without penalty by providing written notice of such cancellation to CWM within five (5) business days of the date of signing the agreement. Thereafter, either party may terminate the agreement without penalty upon thirty (30) days’ notice in writing to the other party. Upon termination of any account, any unearned fees will be promptly refunded. Termination of an agreement will not affect (a) the validity of any action previously taken by CWM under the agreement; (b) liabilities or obligations of the parties from transactions initiated before termination of the agreement; or (c) a client's obligation to pay advisor fees (prorated through the date of termination). On the termination of the agreement, CWM will have no obligation to recommend or take any action with regard to the securities, cash or other investments in a client's account. If, without proper notification as outlined above, a client transfers all assets to another custodian or removes CWM as the designated investment advisor with the current custodian, the management agreement in force will be deemed terminated without proper notice and no refund of fees will be required. CWM in its sole discretion may choose to refund fees as if proper notice was given. Clients are advised that they may keep any existing shares of DFA funds already owned, but new shares may not be purchased without approval from DFA. In addition, not all custodians will hold DFA funds so clients may experience some limitation in managing these funds after terminating investment management services with CWM.