A. Description of the Advisory Firm Nicholson Wealth Management Group, LLC (“NWMG” or the “Firm”) is a limited liability company organized in the State of South Carolina. NWMG is an investment advisory firm registered with the United States Securities and Exchange Commission (“SEC”). NWMG is owned by Joseph L. Nicholson. B. Types of Advisory Services NWMG provides personalized financial planning and discretionary and non-discretionary investment advisory services to individuals, including high net worth individuals, and entities, including, but not limited to, family offices, trusts, estates, private foundations nonprofit organizations, endowments, and qualified retirement plans. Investment Management Services NWMG offers investment management services on a discretionary basis and non-discretionary basis. All investment advice provided is customized to each client’s investment objectives and financial needs. The information provided by the client, together with any other information relating to the client’s overall financial circumstances, will be used by NWMG to determine the appropriate portfolio asset allocation and investment strategy for the client. Financial planning services may also be provided, depending on the agreement with the client. Any provided financial planning will include recommendations for retirement planning, educational planning, estate planning, tax planning and insurance needs and analysis, as applicable to the client. The securities utilized by NWMG for investment in client accounts mainly consist of registered mutual funds and exchange traded funds (ETFs), but we will also invest in equity securities, corporate bonds, REITS and variable annuities, among others, if we determine such investments fit within a client’s objectives and are in the best interest of our clients. Investment Management Services to Retirement Plans NWMG offers discretionary and non-discretionary advisory services to qualified plans, including 401k plans. These services include, depending upon the needs of the plan client, recommending, or for discretionary clients selecting, investment options for plans to offer to participants, ongoing monitoring of a plan’s investment options, assisting plan fiduciaries in creating and/or updating the plan’s written investment policy statements, working with plan service providers, and providing general investment education to plan participants. Note for IRA and Retirement Plan Clients: When NWMG provides investment advice to you regarding your retirement plan account or individual retirement account, NWMG is a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way NWMG makes money creates some conflicts with your interests, so NWMG operates under a special rule that requires NWMG to act in your best interest and not put NWMG’s interest ahead of yours. C. Client-Tailored Advisory Services Clients may impose reasonable restrictions on the management of their accounts if NWMG determines, in its sole discretion, that the conditions would not materially impact the performance of a management strategy or prove overly burdensome for NWMG’s management efforts. D. Information Received From Clients NWMG will not assume any responsibility for the accuracy or the information provided by clients. NWMG is not obligated to verify any information received from a client or other professionals (e.g., attorney, accountant) designated by a client, and NWMG is expressly authorized by the client to rely on such information provided. Under all circumstances, clients are responsible for promptly notifying NWMG in writing of any material changes to the client’s financial situation, investment objectives, time horizon, or risk tolerance. E. Assets Under Management As of December 31, 2023 NWMG managed $226,295,827.73 in Client assets, all of which is being managed on a disretionay basis.in discretionary assets under management. Clients may request more current information at any time by contacting NWMG. Item 5 - Fees and Compensation NWMG charges fees based on a percentage of assets under management, depending on the particular types of services to be provided. The specific fees charged by NWMG for services provided will be set forth in each client’s Agreement. A. Investment Management Services Fees for Investment Management Services NWMG charges an annual advisory fee that is agreed upon with each client and set forth in an agreement executed by NWMG and the client. NWMG’s fee for investment management services is based on a percentage the value of a client’s assets under management. The advisory fee for the initial quarter shall be paid, on a pro rata basis, in advance, based on the value of the assets under management upon completion of funding the account(s) by the client. For subsequent quarters, the advisory fee shall be paid, in advance, based on the asset value of the client’s accounts as of the last business day of the preceding quarter as provided by third-party sources, such as pricing services, custodians, fund administrators, and client- provided sources. Following is NWMG’s asset based fee schedule for Investment Management Services: FEE SCHEDULE Market Value of Assets Rate Up to $500,000 1.50% $500,001 to $1,000,000 1.25% $1,000,001 to $2,500,000 1.00% $2,500,001 to 5,000,000 0.90% $5,000,001 to 10,000,000 0.85% 10,000,001 to 15,000,000 0.80% 15,000,001 to 20,000,000 0.75% Over $20,000,000 negotiable The percentage for the highest range of Managed Asset value achieved applies to all Managed Assets, not just

Managed Assets within that range. Fees for Investment Management Services to Retirement Plans Retirement plan advisory clients will be charged an annual fee that is determined by the plan client and NWMG. Factors that are referenced in determing the fee include, but are not limited to, such things as the services provided and the complexity of the plan advisory client. The fee may be an asset based fee or a fixed fee. Notwithstanding the foregoing, NWMG and the client may choose to negotiate an annual advisory fee that varies from the schedule set forth above. Factors upon which a different annual advisory fee may be based include, but are not limited to, the size and nature of the relationship, the services rendered, the nature and complexity of the products and investments involved, time commitments, and travel requirements. The advisory fee charged by the Firm will apply to all of the client’s assets under management, unless specifically excluded in the client agreement. The advisory fee includes any provided financial planning services described above. Although NWMG believes that its fees are competitive, clients should understand that lower fees for comparable services may be available from other sources and firms. Clients that received services from NWMG personnel while NWMG personnel were affiliated with a different financial services provider may be subject to fee schedules different than the fee schedule provided above. These “grandfathered” fee schedules may be more or less costly than the above listed fee schedule. The investment advisory agreement between NWMG and the client may be terminated at will by either NWMG or the client upon written notice. NWMG does not impose termination fees when the client terminates the investment advisory relationship, except when agreed upon in advance. B. Payment of Fees NWMG generally deducts its advisory fee from a client’s investment account(s) held at his/her custodian. Upon engaging NWMG to manage such account(s), a client grants NWMG this limited authority through a written instruction to the custodian of his/her account(s). The client is responsible for verifying the accuracy of the calculation of the advisory fee; the custodian will not determine whether the fee is accurate or properly calculated. See Section A herewith for further information on fee billing. A client may utilize the same procedure for financial planning or consulting fees if the client has investment accounts held at a custodian. Although clients generally are required to have their investment advisory fees deducted from their accounts, in some cases, NWMG will directly bill a client for investment advisory fees if it determines that such billing arrangement is appropriate given the circumstances. The custodian of the client’s accounts provides each client with a statement, at least quarterly, indicating separate line items for all amounts disbursed from the client's account(s), including any fees paid directly to NWMG. Clients may make additions to and withdrawals from their account at any time, subject to NWMG’s right to terminate an account. Additions may be in cash or securities provided that the Firm reserves the right to liquidate transferred securities or decline to accept particular securities into a client’s account. Clients may withdraw account assets at any time on notice to NWMG, subject to the usual and customary securities settlement procedures. However, the Firm generally designs its portfolios as long-term investments and the withdrawal of assets may impair the achievement of a client’s investment objectives. NWMG may consult with its clients about the options and implications of transferring securities. Clients are advised that when transferred securities are liquidated, they may be subject to transaction fees, short-term redemption fees, fees assessed at the mutual fund level (e.g. contingent deferred sales charges) and/or tax ramifications. C. Clients Responsible for Fees Charged by Financial Institutions In connection with NWMG’s management of an account, a client will incur fees and/or expenses separate from and in addition to NWMG’s advisory fee. These additional fees may include transaction charges and the fees/expenses charged by any custodian, subadvisor, mutual fund, ETF, transfer taxes, odd lot differentials, exchange fees, interest charges, ADR processing fees, and any charges, taxes or other fees mandated by any federal, state or other applicable law, retirement plan account fees (where applicable), margin interest, brokerage commissions, mark-ups or mark-downs and other transaction-related costs, electronic fund and wire fees, and any other fees that reasonably may be borne by a brokerage account. Please see Item 12 of this brochure regarding brokerage practices. D. Prepayment of Fees As noted in Item 5(B) above, NWMG’s advisory fees generally are paid in advance. Upon the termination of a client’s advisory relationship, NWMG will issue a refund equal to any unearned management fee for the remainder of the quarter. The client may specify how he/she would like such refund issued (i.e., a check sent directly to the client or a check sent to the client’s custodian for deposit into his/her account). E. Outside Compensation for the Sale of Securities or Other Investment Products to Clients NWMG does not buy or sell securities and does not receive any compensation for securities transactions in any client account, other than the investment advisory fees noted above. However, as further described in Item 10, certain personnel of NWMG, in their individual capacities, are licensed as insurance professionals. Such persons earn commission-based compensation for selling insurance products to clients.