Members’ Wealth, LLC was established in August of 2022 and provides comprehensive financial planning and wealth management services to individuals, professionals, business owners, corporate executives, and businesses. The principal owner of Members’ Wealth is Dane Czaplicki. Members’ Wealth EE, LLC is a wholly owned subsidiary of Members’ Wealth, LLC and is currently used for payroll. As a registered investment adviser subject to Section 206 of the Advisers Act, Members’ Wealth acts as a Fiduciary related to the conduct of its investment advisory services. As such, Members’ Wealth has an obligation to act in the best interest of its clients guided by the core fiduciary duties of loyalty and care. Advisory Services Investment Management Services Clients can engage Members’ Wealth to provide investment management services for all or a portion of their assets on a discretionary basis. Members’ Wealth offers asset management services based on the individual needs of the Client by providing ongoing investment advice and management on assets in the Client’s account. Members’ Wealth will conduct in-depth interviews with wealth management clients in order to evaluate topics such as investments and other assets, business/career situation, insurance, risk management, retirement, education, estate planning, debt management, tax, and cash flow needs of the client. Members’ Wealth will then discuss the results of the evaluation with the client to determine how Members’ Wealth can help the client take action to address the client’s goals and objectives. Members’ Wealth will purchase and sell various types of investments, such as mutual funds, exchange-traded funds (“ETFs”), equities, options, and fixed income securities. Clients can impose restrictions on investing in certain securities or groups of securities by indicating in the written advisory agreement with Members’ Wealth. IRA Rollovers Investors considering rolling over assets from a qualified employer-sponsored retirement plan (“Employer Plan”) to an Individual Retirement Account (“IRA”) should review and consider the advantages and disadvantages of an IRA rollover from their Employer Plan. A plan participant leaving an employer typically has four options (and can engage in a combination of these options): (1) Leave the money in the former employer’s plan, if permitted; (2) Rollover the assets to a new employer’s

plan (if available and rollovers are permitted); (3) Rollover Employer Plan assets to an IRA; or, (4) Cash out the Employer Plan assets and pay the required taxes on the distribution. At a minimum, Investors should consider fees and expenses, investment options, services, penalty-free withdrawals, protection from creditors and legal judgments, required minimum distributions, and employer stock. Members’ Wealth encourages you to discuss your options and review the above-listed considerations with an accountant, third-party administrator, investment adviser to your Employer Plan (if available), or legal counsel, to the extent you consider necessary. By recommending that you rollover your Employer Plan assets to an IRA advised by Members’ Wealth, we will earn fees as a result. In contrast, leaving assets in your Employer Plan or rolling the assets to a plan sponsored by your new employer likely results in little or no compensation to Members’ Wealth. Members’ Wealth has an economic incentive to encourage investors to rollover Employer Plan assets into an IRA managed by Members’ Wealth. Investors can face increased fees when they move retirement assets from an Employer Plan to a Rollover IRA account. Even if there are no costs associated with the IRA rollover itself, there will be costs associated with account administration, investment management, or both. In addition to the fees charged by Members’ Wealth, the underlying investment (mutual fund, ETF, annuity, or other investment) can also include fees. Custodial and trading fees also apply. Investing in an IRA with Members’ Wealth will typically be more expensive than an Employer Plan. As of October 25, 2023, Members’ Wealth had $103,135,298 in regulatory assets under management. Employer Benefits We offer consulting services to employers as a benefit to their employees. These services are based upon the needs of the employees and the services requested by the employer. In general, these services will include advice regarding fund selection, investment options, and financial plans. These services will generally be non-discretionary and advisory in nature. Should any employee of a company to whom we offer these services decide to become a client, that employee would need to complete an investment management agreement with Members’ Wealth.