General Information Boomfish Wealth Group, LLC (“Advisor” or the “Firm”) was formed in 2011. Advisor is an SEC- registered investment adviser. Conducting its business under the name Wealth With No Regrets®, created and designed by Barry Spencer and Scott Noble, Advisor provides investment advisory services and integrated financial planning services including, but not limited to: portfolio management, retirement income planning, insurance planning and risk management (including long-term care, Medicare supplement, life, disability, and annuities), tax planning, charitable planning, estate or legacy planning to retail investors. Barry H. Spencer is the sole principal owner of Advisor. Please see Form ADV Part 2B (Brochure Supplement) for more information on Mr. Spencer and other individuals who formulate investment advice and have direct contact with clients, or who have discretionary authority over client accounts. SERVICES PROVIDED At the outset of each client relationship, Advisor spends time in conversation with you, asking clarifying questions, discussing your investment experience and financial circumstances, and broadly identify your major goals and priorities in order to customize your investment and financial plan. Clients may elect to retain Advisor to prepare a full financial plan as described below. This written report is presented to the client for consideration. In many cases, clients subsequently retain Advisor to manage the investment portfolio on an ongoing basis. For those clients that retain us for investment advisory services or portfolio management services Advisor generally develops a financial outline tailored to you based on your financial circumstances, priorities and goals, your risk tolerance level (the “Financial Profile” or “Profile”), your investment objectives and guidelines, including your own investment restrictions. The Financial Profile reflects the client’s current financial picture and a look to the future goals and priorities of the client. The investment plan outlines the types of investments Advisor will make on behalf of the client to meet those goals. The Profile is discussed regularly with each client but are not necessarily written documents. With respect to any account for which the Firm meets the definition of a fiduciary under Department of Labor rules, Wealth With No Regrets® acknowledges that both the Firm and its Related Persons are acting as fiduciaries. Additional disclosure may be found elsewhere in this Brochure or in the written agreement between Wealth With No Regrets® and Client. Integrated Financial Planning One of the services offered by Advisor is financial planning, described below. This service may be provided as a stand-alone service or may be coupled with ongoing portfolio management and/or insurance solutions. Financial planning generally includes advice that addresses one or more areas of a client's financial situation, such as portfolio management, retirement income planning, insurance planning and risk management (including long-term care, Medicare supplement, life, disability, and annuities), tax planning, charitable planning, estate or legacy planning, budgeting and cash flow controls, and education funding. Depending on a client’s particular situation, financial planning may include some or all of the following:
• Gathering factual information concerning the client's personal and financial situation;
• Assisting the client in establishing financial goals and priorities;
• Analyzing the client's present situation (which may include a review of current fees, costs, investment allocation, risks, tax liability, distribution plan, legacy plan, adequacy of protection) and anticipated future activities considering the client's financial goals and priorities;
• Identifying potential problems foreseen in the accomplishment of these financial goals and priorities and offering alternative solutions to the problems for consideration;
• Making recommendations to help achieve retirement plan goals and priorities;
• Designing an investment portfolio to help meet the goals and objectives of the client;
• Providing estate planning ideas, strategy and design;
• Assessing risk and reviewing basic health, life, long-term care and disability insurance needs;
• Reviewing goals and priorities and measuring progress toward these goals. Once financial planning advice is given, the client may choose to have Advisor implement the client’s financial plan and manage the investment portfolio on an ongoing basis. However, the client is under no obligation to act upon any of the recommendations made by Advisor under a financial planning engagement and/or to engage the services of any recommended professional. Stay the Course Planning The recurring planning services that Advisor provides Client under the Stay the Course arrangement is ongoing in nature and intended to ensure that Advisor and Client meet at least annually to remain on course to their desired goals and priorities. This recurring planning begins after the initial planning is complete and includes but is not limited to updating the plan, determining opportunities, performing administrative duties, and determining risks that need to be addressed based on changing circumstances. We also may interact with the other advisors of Client to help Client remain on course. These services may include, but are not limited to, review of priorities and goals, financial plan updates, cash flow planning for certain events such as education expenses or retirement, estate planning

analysis, charitable giving planning and strategies, income and estate tax analysis, and review of a client’s insurance portfolio, as well as other matters specific to the client or upon request by the client and agreed to by Advisor. Portfolio Management As described above, at the beginning of a client relationship, Advisor meets with the client, gathers information, and performs research and analysis as necessary to develop the client’s investment plan. The investment plan will be updated from time to time when requested by the client, or when determined to be necessary or advisable by Advisor based on updates to the client’s financial or other circumstances. We also meet with the client to develop an understanding of the client’s financial objectives and goals. We will also discuss concepts related to risk, as well as the client’s ability and willingness to take on risk in the client’s overall investment portfolio. We will ask the client questions designed to determine the appropriate investment horizon, risk profile, financial goals, income and other various items we deem necessary. To implement the client’s investment plan, Advisor will manage the client’s investment portfolio on a discretionary basis. As a discretionary investment adviser, Advisor will have the authority to supervise and direct the portfolio without prior consultation with the client. We will also monitor the client’s accounts to ensure that they are meeting the client’s investment objectives and other requirements. If any changes are needed to the client’s investments, We will either make the changes or recommend the changes to the client. These changes may involve selling a security or group of investments and buying others or keeping the proceeds in cash or some liquid alternative. The client will receive written or electronic confirmations from the client’s account custodian after any changes are made to the client’s account. The client will also receive statements at least quarterly from the client’s account custodian. Retirement Plan Advisory Services Establishing a sound fiduciary governance process is vital to good decision-making and to ensuring that prudent procedural steps are followed in making investment decisions. Advisor offers Retirement Plan consulting services to Plans and Plan Fiduciaries. The particular services provided will be detailed in the consulting agreement. The appropriate Plan Fiduciary(ies) designated in the Plan documents (e.g., the Plan sponsor or named fiduciary) will (i) make the decision to retain our firm; (ii) agree to the scope of the services that we will provide; and (iii) make the ultimate decision as to accepting any of the recommendations that we may provide. The Plan Fiduciaries are free to seek independent advice about the appropriateness of any recommended services for the Plan. Retirement Plan consulting services may be offered individually or as part of a comprehensive suite of services. The Employee Retirement Income Security Act of 1974 (“ERISA”) sets forth rules under which Plan Fiduciaries may retain investment advisers for various types of services with respect to Plan assets. For certain services, Advisor will be considered a fiduciary under ERISA. For example, Advisor will act as an ERISA § 3(21) fiduciary when providing non-discretionary investment advice to the Plan Fiduciaries by recommending a suite of investments as choices among which Plan Participants may select. With respect to any account for which Advisor meets the definition of a fiduciary under Department of Labor rules, Advisor acknowledges that both Advisor and its Related Persons are acting as fiduciaries. Additional disclosure may be found elsewhere in this Brochure or in the written agreement between Advisor and Client. Rollover Recommendations Effective December 20, 2021 (or such later date as the US Department of Labor (“DOL”) Field Assistance Bulletin 2018-02 ceases to be in effect)), for purposes of complying with the DOL’s Prohibited Transaction Exemption 2020-02 (“PTE 2020-02”) where applicable, we are providing the following acknowledgment to you. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. We benefit financially from the rollover of your assets from a retirement account to an account that we manage or provide investment advice, because the assets increase our assets under management and, in turn, our advisory fees. As a fiduciary, we only recommend a rollover when we believe it is in your best interest. Assets Under Management As of December 31, 2023, we provide continuous management services for $162,320,000 in client assets on a discretionary basis.