AIM Advisors, LLC (CRD # 325125) (AIM) is registered as an investment adviser with the
Securities Exchange Commission. AIM is based in North Carolina and was organized as a
Limited Liability Company under the laws of the State of North Carolina in 2013. The firm
registered as an investment adviser in 2023 and currently has 3 employees.
AIM’s principal office and place of business is located at 421 N. Harrington Street, Suite 630,
Raleigh, NC 27603. Regular business hours are Monday through Friday 8:00 am to 5:00 pm.
The firm can be contacted by phone at (919)-758-8911.
The firm is owned by Matthew Archer and Nina O’Neal, both Managing Members of the firm.
Mr. Archer also serves as AIM’s Chief Compliance Officer.
AIM provides ongoing discretionary portfolio management services to individuals, families and
businesses. When providing discretionary portfolio management services, the firm not only
makes decisions related to investments, but also implements these recommendations and
provides ongoing monitoring and reporting. The firm may also delegate certain management
responsibilities to outside managers either under a sub-advisory arrangement or under a joint
advisory arrangement.
AIM also provides non-management investment advisory services to individuals, families and
businesses where the firm makes ongoing investment recommendations, but the client is
responsible for determining whether or not to implement recommendations, and if they decide to
do so, are responsible for actual implementation.
Additionally, the firm provides project oriented and ongoing financial planning services to
individuals and families where the firm offers advice or other strategic assistance in areas such as
education funding, retirement planning, estate planning, risk management, employee benefits
planning, tax planning, etc. When engaged to provide financial planning assistance, clients are
responsible for determining whether or not to implement a recommendation, and if they decide
to do so, are responsible for implementation. The details of an engagement vary on a case by
case basis depending on the complexity of the client’s financial situation. Generally, however,
an engagement involves identification of goals and objectives, collection and analysis of data,
formulation of a strategy, and preparation of a written plan.
AIM also provides retirement plan services to businesses which may include plan level services
such as discretionary management services, non-discretionary management services, and
investment advisory services
related to different types of retirement plans. When providing
management services, the firm is responsible for implementing recommendations. When the
firm is providing advisory services, the client is responsible for implementation of
recommendations.
Regardless of the services provided, each is tailored to the individual needs of a particular client
(whether an individual, a family, or a business) through an assessment conducted prior to an
engagement. Clients may impose restrictions related to the level of discretion granted, the types
of investments used, etc. Terms of an actual engagement, including description of service,
limitations and restrictions, fees, etc., are all detailed before any engagement begins in a written
client agreement.
Because AIM is a registered investment adviser, we are required to meet certain fiduciary
standards when providing investment advice to clients. Additionally, when we provide
investment advice related to a retirement plan account or an individual retirement account, we
are considered fiduciaries within the meaning of Title I of the Employee Retirement Income
Security Act and/or the Internal Revenue Code, as applicable, which are laws governing
retirement accounts. As such, we are required to act in your best interest and not put our interest
ahead of yours, even though our compensation creates some conflicts with your interests in that
the more you have us manage, the more we can earn. Our clients however are under no
obligation to use services recommended by our associated persons. Furthermore, we believe that
our recommendations are in the best interests of our clients and are consistent with our clients’
needs.
AIM does not sponsor a “wrap fee” program where investment management services and trading
costs are both covered in a single “wrap” fee, although outside managers used by AIM may
sponsor and offer such programs. Information about outside manager wrap programs is available
in the applicable outside manger’s Form ADV Part 2 Disclosure Brochure which is available
upon request. Depending on the volume of trading activity, clients should note that a wrap fee
program may cost the client more than purchasing management services and trading separately.
Clients should also note that advisers may have a financial incentive to recommend wrap fee
programs and that wrap fee sponsors may have a financial incentive to trade an account less
frequently.
As of the date of this filing, AIM had not begun operations and consequently had no assets under
management.