Unique Wealth Strategies, LLC (“UWS”), was formed in May 2016, and based in Burr Ridge, Illinois and has been providing investment advisory services since its inception. UWS’ principal owner is Ranjit Rahadur. UWS applied for registration as an Investment Advisor with the U.S. Securities and Exchange Commission in November of 2022. UWS offers its advisory services through the UWS Wrap Fee Program (“Program”) where it serves as the Program’s sponsor and sole Portfolio Manager. Our Wrap Fee Program allows you to pay a single fee that covers advisory services, trade execution, custody, and other standard brokerage services. UWS will offer Clients ongoing asset management services through determining individual investment goals, time horizons, objectives, and risk tolerance. Investment strategies, investment selection, asset allocation, portfolio monitoring and the overall investment program will be based on the above factors. UWS charges an annual investment advisory fee based on the total assets under management as follows: Assets Under Management Annual Fee $0 - $249,000 1.50% $250,000 - $1,000,000 1.25% $1,000,01 - $3,000,000 1.00% $3,000,001 - $5,000,000 0.80% $5,000,000 Negotiable This is a tiered fee schedule, meaning the entire account is charged the same management fee. The annual fee is negotiable based upon certain criteria (e.g., historical relationship, type of assets, anticipated future earning capacity, anticipated future additional assets, dollar amounts of assets to be managed, related accounts, account composition, negotiations with Clients, etc.). Fees are billed quarterly in advance based on the amount of assets managed as of the close of business on the last business day of the previous billing period. If margin is utilized, the fees will be billed based on the net asset value of the account. Lastly, please note that UWS may group certain related Client accounts, often known as “householding,” for the purposes of achieving the minimum account size and determining the annualized fee. UWS, in its sole discretion, may charge a lesser investment advisory fee based upon certain criteria (e.g., historical relationship, type of assets, anticipated future earning capacity, anticipated future additional assets, dollar amounts of assets to be managed, related accounts, account composition, negotiations with Clients, etc.). Jackson Fee-Based Variable Annuities UWS manages fee-based variable annuity products through Jackson National Life Insurance Company (“Jackson”). Fees for these products are calculated and billed in arrears based on the average daily value of the account within the quarter. Fee Comparison Clients may be able to purchase services similar to those offered under the Program from other service providers either separately or as part of a similar wrap fee program. These services or programs may cost more or less than our Program, depending on the fees charged by such other service providers. A wrap fee is not based directly on the number of transactions in your account. Various factors influence the relative cost of our wrap fee program to you, including the

cost of investment advice, custody, and brokerage services if you purchased them separately, the types of investments held in your account, and the frequency, type, and size of trades in your account. The program could cost you more or less than purchasing our investment advice and custody/brokerage services separately. For example, the Program Fee, which is fixed regardless of the number of transactions occurring in the account, may be more or less than paying for execution on a per-transaction basis. Fees We Pay Custodians: In addition to compensating UWS for advisory services, the wrap fee you pay UWS allows us to pay for brokerage and execution services provided by our custodians. UWS does not charge our clients higher advisory fees based on their trading activity, but you should be aware that we have an incentive to limit our trading in your account(s) because we are charged for executed trades. Additional Fees UWS pays all custodian fees and transaction fees for all accounts under this Program. However, custodians may charge other related costs on the purchases or sales of mutual funds, equities, bonds, options, margin interest, and mark-ups, markdowns, or spreads paid to market makers. Mutual funds, money market funds, and exchange-traded funds may also charge internal management fees, which are disclosed in the fund’s prospectus. UWS does not receive any compensation from these fees. Our wrap fee does not cover all fees and costs. The fees not included in the wrap fee include charges imposed directly by a mutual fund, index fund, or exchange-traded fund, which shall be disclosed in the fund’s prospectus (i.e., fund management fees and other fund expenses), mark- ups and mark-downs, spreads paid to market makers, fees (such as a commission or markup) for trades executed away from our custodians, at another broker-dealer, wire transfer fees and other fees and taxes on brokerage accounts and securities transactions. UWS does not receive any compensation from these fees. All of these fees are in addition to the management fee you pay to UWS. For all services, Clients may terminate their engagement with UWS within five (5) business days of signing an Agreement with no obligation and without penalty. After the initial (5) business days, the Agreement may be terminated by UWS with thirty (30) days written notice to Client and by the Client at any time with written notice to UWS. For accounts opened or closed mid-billing period, fees will be prorated based on the days services are provided during the given period. In the case of hourly engagements, fees will be prorated based on the work completed at the stated hourly rate. All unpaid earned fees will be due to UWS, and all unearned fees will be refunded to the Client. Any increase in fees will be acknowledged in writing by both parties before any increase in said fees occurs. UWS does not receive any external compensation from the sale of securities. Additional Compensation UWS nor its employees receive compensation, other than the portfolio management fee, for the recommendation to the Client or the Client’s participation in the Program.