The Wealth Advisory Team, LLC DBA The Prosperity People (TPP), is an SEC-registered investment adviser with its principal place of business located in Bellevue, Kentucky. TPP began conducting business in 2003. Listed below are the firm's principal shareholders (i.e., those individuals and/or entities controlling 25% or more of this company).  Mackey M McNeill, Managing Partner The Prosperity People offers the following advisory services to our clients: INVESTMENT SUPERVISORY SERVICES ("ISS") INDIVIDUAL & MODEL PORTFOLIO MANAGEMENT Our firm provides continuous and non-continuous advice to a client regarding the investment of client funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on a client's particular circumstances are established, we develop a client's personal investment policy and create and manage a portfolio based on that policy. During our data-gathering process, we determine the client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss a client's prior investment history, as well as family composition and background. Because some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity and suitability. Our firm provides portfolio management services and non-continuous portfolio management to clients using model asset allocation portfolios. Each model portfolio is designed to meet a particular investment goal. Target Return Aggressive (Objective: Aggressive) 10% to 12% (expected worst single year at least = -46.5%) Highest risk tolerance Higher return potential; greatest variability of return (volatility). 90% to 97% equities (stocks & alternatives); 0% fixed income, 0% to 5% cash Growth Tax Efficient (Objective: Growth Tax Efficient) 10% to 12% (expected worst single year at least = -46.5%) Highest risk tolerance. Higher return potential; greatest variability of return (volatility). 80% to 97% equities (stocks & alternatives); 0% to 10% fixed income, 0% to 5% cash Target Return Equity with Income (Objective: Equity Income) 8% to 10% (expected single worst year at least = -46.5%) Highest risk tolerance. Higher return potential; greatest variability of return (volatility). 70% to 80% equities (stocks & alternatives); 10% to 20% fixed income, 0% to 5% cash Moderate (Objective: Balanced) 7% to 9% (expected single worst year at least = -33.3%) Above average risk tolerance. Relatively high return potential; relatively great variability of return. 58% to 70% equities; 20% to 30% fixed income, 0% to 7% cash Income with Equity (Objective: Income Primary with Growth Secondary) 5% to 8% (expected single worst year at least = -28.9%) Average risk tolerance. Relatively lower return potential; relatively low return variability. 40% to 58% equities (stocks & alternatives); 30% to 45% fixed income, 0% to 10% cash Income (Objective: Income) 4% to 6% (expected single worst year at least = -24.4%) Average risk tolerance. Relatively lower return potential; relatively low return variability. 35% to 50% equities (stocks and alternatives); 50% to 65% fixed income, 0% to 10% cash Cash & Fixed Income (Objective: Stability of Principal with Income) 1% to 5% (expected single worst year at least = -5.1%) Average risk tolerance. Lowest return potential; least variability of return. 0% equities (stocks & alternatives); 50% to 97% fixed income, 0% to 50% cash We manage these advisory accounts on a discretionary basis. Account supervision is guided by the client's stated objectives (i.e., maximum capital appreciation, growth, income, or growth and income), as well as tax considerations. Through personal discussions with the client in which the client's goals and objectives are established, we determine if the model portfolio is suitable to the client's circumstances. Once we determine the suitability of the portfolio, the portfolio is managed based on the portfolio's goal, rather than on each client's individual needs. Clients, nevertheless, have the opportunity to place reasonable restrictions on the types of investments to be held in their account. Clients retain individual ownership of all securities. Our investment recommendations are not limited to any specific product or service offered by a broker dealer or insurance company and will generally include advice regarding the following securities:  Exchange-listed securities  Securities traded over-the-counter  Foreign issuers  Corporate debt securities (other than commercial paper)  Commercial paper  Certificates of deposit  Municipal securities  Variable life insurance  Variable annuities  Mutual fund shares  United States governmental securities  Interests in partnerships investing in real estate  Interests in partnerships investing in oil and gas interests  Other - MA occasionally offers clients investment advice on various types of instruments they may hold or be considering to purchase or sell, including commercial paper, investment company securities, options contracts, futures contracts, interests in miscellaneous partnerships, corporations, and/or proprietorships. Because some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity and suitability. To ensure that

our initial determination of an appropriate portfolio remains suitable and that the account continues to be managed in a manner consistent with the client's financial circumstances, we will: 1. send reminders to each Model Portfolio Management Services client requesting any updated information regarding changes in the client's financial situation and investment objectives. These reminders will be sent at a minimum, every three years; 2. discuss at each review with a participating client to determine whether there have been any changes in the client's financial situation or investment objectives, and whether the client wishes to impose investment restrictions or modify existing restrictions; 3. be reasonably available to consult with the client; and 4. maintain client suitability information in each client's file. FINANCIAL PLANNING We provide financial planning services. Financial planning is a comprehensive evaluation of a client’s current and future financial state by using currently known variables to predict future cash flows, asset values and withdrawal plans. Through the financial planning process, all questions, information and analysis are considered as they impact and are impacted by the entire financial and life situation of the client. Clients purchasing this service receive a written report which provides the client with a detailed financial plan designed to assist the client achieve his or her financial goals and objectives. In general, the financial plan can address any or all of the following areas:  PERSONAL: We review family records, budgeting, personal liability, estate information and financial goals.  TAX & CASH FLOW: We analyze the client’s income tax and spending and planning for past, current and future years; then illustrate the impact of various investments on the client's current income tax and future tax liability.  INVESTMENTS: We analyze investment alternatives and their effect on the client's portfolio.  INSURANCE: We review existing policies to ensure proper coverage for life, health, disability, long-term care, liability, home and automobile.  RETIREMENT: We analyze current strategies and investment plans to help the client achieve his or her retirement goals.  DEATH & DISABILITY: We review the client’s cash needs at death, income needs of surviving dependents, estate planning and disability income.  ESTATE: We assist the client in assessing and developing long-term strategies, including as appropriate, living trusts, wills, review estate tax, powers of attorney, asset protection plans, nursing homes, Medicaid and elder law. We gather required information through in-depth personal interviews. Information gathered includes the client's current financial status, tax status, future goals, returns objectives and attitudes towards risk. We carefully review documents supplied by the client, including a questionnaire completed by the client, and prepare a written report. Should the client choose to implement the recommendations contained in the plan, we suggest the client work closely with his/her attorney, accountant, insurance agent, and/or stockbroker. Implementation of financial plan recommendations is entirely at the client's discretion. We also provide general non-securities advice on topics that may include tax and budgetary planning, estate planning and business planning.  Exchange-listed securities  Securities traded over-the-counter  Corporate debt securities (other than commercial paper)  Commercial paper  Certificates of deposit  Municipal securities  Variable life insurance  Variable annuities  Mutual fund shares  United States governmental securities  Interests in partnerships investing in real estate  Interests in partnerships investing in oil and gas interests Typically, the financial plan is presented to the client within six months of the contract date, provided that all information needed to prepare the financial plan has been promptly provided. CONSULTING SERVICES Clients can also receive investment advice on a more focused basis. This may include advice on only an isolated area(s) of concern such as estate planning, retirement planning, or any other specific topic. We also provide specific consultation and administrative services regarding investment and financial concerns of the client. PARTICIPANT ACCOUNT MANAGEMENT (PONTERA) - We use a third-party platform to facilitate management of held away assets such as defined contribution plan participant accounts, with discretion. The platform allows us to avoid being considered to have custody of Client funds since we do not have direct access to Client log-in credentials to affect trades. We are not affiliated with the platform in any way and receive no compensation from them for using their platform. A link will be provided to the Client allowing them to connect an account(s) to the platform. Once Client account(s) is connected to the platform, Adviser will review the current account allocations. When deemed necessary, Adviser will rebalance the account considering client investment goals and risk tolerance, and any change in allocations will consider current economic and market trends. The goal is to improve account performance over time, minimize loss during difficult markets, and manage internal fees that harm account performance. Client account(s) will be reviewed at least quarterly and allocation changes will be made as deemed necessary.
 Page 9 AMOUNT OF MANAGED ASSETS As of 12/31/2023, we were actively managing $119,100,000 of clients' assets on a discretionary basis plus $1,200,000 of clients' assets on a non-discretionary basis.