Item 5 Performance Based Fee Description ....................................................................................................... 22 Item 6 Supervision ........................................................................................................................................................ 22 Brochure Supplement (Part 2B of Form ADV) .......................................................................... 24 Trevor P. Scotto, CPA, CFP®, CEPA® ....................................................................................................................... 24 Item 2 Educational Background and Business Experience .......................................................................... 24 Professional Certifications ......................................................................................................................................... 24 Item 3 Disciplinary Information .............................................................................................................................. 26 Item 5 Performance Based Fee Description ....................................................................................................... 26 Item 6 Supervision ........................................................................................................................................................ 26 Brochure Supplement (Part 2B of Form ADV) .......................................................................... 28 Thomas “Tom” Vogelheim, CPA, JD ........................................................................................................................ 28 Item 2 Educational Background and Business Experience .......................................................................... 28 Professional Certifications ......................................................................................................................................... 28 Item 3 Disciplinary Information .............................................................................................................................. 29 Item 5 Performance Based Fee Description ....................................................................................................... 29 Item 6 Supervision ........................................................................................................................................................ 29 Firm Description Fiduciary Financial Group, LLC (“Fiduciary Financial Group”) was founded in 2016. Richard Lloyd Davey is 36.75% owner, Trevor Scotto is 36.75% owner, Cooper & Vogelheim LLP is 25% owner and Victor Torres is 1.5% owner. Fiduciary Financial Group is a fee-based financial planning and investment advisory firm. The firm does not sell annuities, insurance, stocks, bonds, mutual funds, limited partnerships, or other commissioned products. Fiduciary Financial Group does not act as a custodian of client assets. The client always maintains asset control. An evaluation of each client's initial situation is provided to the client, often in the form of a net worth statement, risk analysis or a similar document. Periodic reviews are also communicated to provide reminders of the specific courses of action that need to be taken. More frequent reviews occur but are not necessarily communicated to the client unless immediate changes are recommended. Other professionals (e.g., lawyers, accountants, insurance agents, etc.) are engaged directly by the client on an as-needed basis. Types of Advisory Services ASSET MANAGEMENT Fiduciary Financial Group offers discretionary direct asset management services to advisory clients. Fiduciary Financial Group will offer clients ongoing portfolio management services through determining individual investment goals, time horizons, objectives, and risk tolerance. Investment strategies, investment selection, asset allocation, portfolio monitoring and the overall investment program will be based on the above factors. The client will authorize Fiduciary Financial Group discretionary authority to execute selected investment program transactions as stated within the Investment Advisory Agreement. Model Program Fiduciary Financial Group’s Model Program will consist of portfolios that vary in level of risk. All of the portfolios will be invested in ETFs, Mutual Funds, individual stocks and closed end funds. Individual Account Program Fiduciary Financial Group’s Individual Account Program may include investments such as: individual stocks, mutual funds, ETFs, and utilization of covered call contracts. Fiduciary Financial Group will not advise or solicit clients to invest in digital assets. Upon the explicit request of the Client, Fiduciary Financial Group may invest in GBTC or ETHE for clients for a maximum of 1-2% of the total portfolio value. Asset Management services also include Ongoing Financial Planning services as disclosed below. Fiduciary Financial Group will offer tax planning and tax return preparation services to asset management clients. If the client chooses to engage us for tax preparation services, they will enter into a separate agreement. An additional fee may be assessed depending on complexity of the tax situation and client asset level. If an additional fee is to be assessed, it will be communicated to the client in advance to it being incurred. When deemed appropriate for the Client, Fiduciary Financial Group may hire Sub- Advisors to manage all or a portion of the assets in the Client account. Fiduciary Financial Group has full discretion to hire and fire Sub-Advisors as they deem suitable. Sub- Advisors will maintain the models or investment strategies agreed upon between Sub- Advisor and Fiduciary Financial Group. Sub-Advisors execute trades on behalf of Fiduciary Financial Group in Client accounts. Fiduciary Financial Group will be responsible for the overall direct relationship with the Client. Fiduciary Financial Group retains the authority to terminate the Sub-Advisor relationship at Fiduciary Financial Group’s discretion. PRIVATE PLACEMENTS Fiduciary Financial Group may provide investment advice and due diligence about certain privately issued securities for those Clients who represent they are accredited investors or who otherwise meet certain investor standards. (To qualify as an accredited investor, you must have a net worth, not including your primary residence of at least $1 million; or have an income exceeding $200,000 in each of the two most recent years or joint income with a spouse exceeding $300,000 for those years and a reasonable expectation of the same income level in the current year.) Fiduciary Financial Group will meet with the Client as agreed upon per the client agreement. The fees for these services will be based on a percentage of the value of the investments detailed in Item 5 of this brochure. FINANCIAL PLANNING Fiduciary Financial Group provides financial planning both as an ongoing service and as a one-time service. ONGOING FINANCIAL PLANNING SERVICES Ongoing Financial Planning services are included for all Asset Management Clients and also offered as a stand-alone service. Services may include but are not limited to discussion and analysis of all applicable topics including; potential and current investments, beneficiary designations on client's assets, review and selection of appropriate tax-advantaged retirement plans, retirement income projections, social security elections, education planning, employee benefits, tax planning, insurance planning, business consultative services, and/or transaction planning/consulting. Services will be detailed in the Scope of Services section in the agreement. The client is under no obligation to act upon the investment advisor’s recommendations. If the client elects to act on any of the recommendations, the client is under no obligation to effect transactions through Advisor. ONE-TIME FINANCIAL PLANNING If financial planning services are applicable, the client will compensate Fiduciary Financial Group on an hourly basis described in detail under “Fees and Compensation” section of this brochure. Services include but are not limited to a thorough review of all applicable topics including Beneficiary Designation, Investments,

Tax Planning, Qualified Plans, Retirement Income, Social Security, College Planning, Employee Benefits, Private Placement Due Diligence, Private Placement Suitability, Private Placement Risk Review, and Insurance. The client is under no obligation to act upon the investment advisor’s recommendation. If the client elects to act on any of the recommendations, the client is under no obligation to effect the transaction through Fiduciary Financial Group. FFG will attempt to complete and deliver all financial plans inside of six (6) months assuming all client documents have been delivered and FFG has been successful in scheduling a client delivery meeting (the most common source of delay outside 6 months). Clients may terminate advisory services with thirty (30) days written notice. Financial Consulting will be provided on an hourly basis as described in Item 5. Financial Consulting will be a review of the client’s financial concerns, pertaining to the above- mentioned items for financial planning. These services will either take place over the phone, through email communication, or in person meetings. ERISA PLAN SERVICES Fiduciary Financial Group provides service to qualified and non-qualified retirement plans including 401(k) plans, 403(b) plans, pension and profit-sharing plans, cash balance plans, and deferred compensation plans. Fiduciary Financial Group may act as either a 3(21) or 3(38) advisor: Limited Scope ERISA 3(21) Fiduciary. Fiduciary Financial Group typically acts as a limited scope ERISA 3(21) fiduciary that can advise, help and assist plan sponsors with their investment decisions on a non-discretionary basis. As an investment advisor, Fiduciary Financial Group has a fiduciary duty to act in the best interest of the client. The plan sponsor is still ultimately responsible for the decisions made in their plan, though using Fiduciary Financial Group can help the plan sponsor delegate liability by following a diligent process. 1. Fiduciary Services are:  Provide non-discretionary investment advice to the Client about asset classes and investment alternatives available for the Plan in accordance with the Plan’s investment policies and objectives. Client will make the final decision regarding the initial selection, retention, removal and addition of investment options.  Assist the Client in the development of an investment policy statement (“IPS”). The IPS establishes the investment policies and objectives for the Plan. Client shall have the ultimate responsibility and authority to establish such policies and objectives and to adopt and amend the IPS.  Provide non-discretionary investment advice to the Plan Sponsor with respect to the selection of a qualified default investment alternative for participants who are automatically enrolled in the Plan or who have otherwise failed to make investment elections. The Client retains the sole responsibility to provide all notices to the Plan participants required under ERISA Section 404(c) (5) and 404(a)-5.  Meet with Client on a periodic basis to discuss the reports and the investment recommendations.  Assist in monitoring investment options by preparing periodic investment reports that document investment performance, consistency of fund management and conformance to the guidelines set forth in the IPS and make recommendations to maintain, remove or replace investment options. 2. Non-fiduciary Services are:  Assist in the education of Plan participants about general investment information and the investment alternatives available to them under the Plan. Client understands the Fiduciary Financial Group’s assistance in education of the Plan participants shall be consistent with and within the scope of the Department of Labor’s definition of investment education (Department of Labor Interpretive Bulletin 96-1). As such, Fiduciary Financial Group is not providing fiduciary advice as defined by ERISA 3(21)(A)(ii) to the Plan participants. Fiduciary Financial Group will not provide investment advice concerning the prudence of any investment option or combination of investment options for a particular participant or beneficiary under the Plan.  Assist in the group enrollment meetings designed to increase retirement plan participation among the employees and investment and financial understanding by the employees. Fiduciary Financial Group may provide these services or, alternatively, may arrange for the Plan’s other providers to offer these services, as agreed upon between Fiduciary Financial Group and Client. 3. Fiduciary Financial Group has no responsibility to provide services related to the following types of assets (“Excluded Assets”): 1. Employer securities; 2. Real estate (except for real estate funds or publicly traded REITs); 3. Stock brokerage accounts or mutual fund windows; 4. Participant loans; 5. Non-publicly traded partnership interests; 6. Other non-publicly traded securities or property (other than collective trusts and similar vehicles); or 7. Other hard-to-value or illiquid securities or property. Excluded Assets will not be included in calculation of Fees paid to the Fiduciary Financial Group under this Agreement. Specific services will be outlined in detail to each plan in the 408(b)2 disclosure. 3(38) Investment Manager. Fiduciary Financial Group can also act as an ERISA 3(38) Investment Manager in which it has discretionary management and control of a given retirement plan’s assets. Fiduciary Financial Group would then become solely responsible and liable for the selection, monitoring and replacement of the plan’s investment options. 1. Fiduciary Services are:  Fiduciary Financial Group has discretionary authority and will make the final decision regarding the initial selection, retention, removal and addition of investment options in accordance with the Plan’s investment policies and objectives.  Assist the Client with the selection of a broad range of investment options consistent with ERISA Section 404(c) and the regulations thereunder.  Provide discretionary investment advice to the Client with respect to the selection of a qualified default investment alternative for participants who are automatically enrolled in the Plan or who have otherwise failed to make investment elections. The Client retains the sole responsibility to provide all notices to the Plan participants required under ERISA Section 404(c) (5). 2. Non-fiduciary Services are:  Assist in the education of Plan participants about general investment information and the investment alternatives available to them under the Plan. Client understands the Fiduciary Financial Group’s assistance in education of the Plan participants shall be consistent with and within the scope of the Department of Labor’s definition of investment education (Department of Labor Interpretive Bulletin 96-1). As such, Fiduciary Financial Group is not providing fiduciary advice as defined by ERISA to the Plan participants. Fiduciary Financial Group will not provide investment advice concerning the prudence of any investment option or combination of investment options for a particular participant or beneficiary under the Plan.  Assist in the group enrollment meetings designed to increase retirement plan participation among the employees and investment and financial understanding by the employees. Fiduciary Financial Group may provide these services or, alternatively, may arrange for the Plan’s other providers to offer these services, as agreed upon between Fiduciary Financial Group and Client. 3. Fiduciary Financial Group has no responsibility to provide services related to the following types of assets (“Excluded Assets”): a. Employer securities; b. Real estate (except for real estate funds or publicly traded REITs); c. Stock brokerage accounts or mutual fund windows; d. Participant loans; e. Non-publicly traded partnership interests; f. Other non-publicly traded securities or property (other than collective trusts and similar vehicles); or g. Other hard-to-value or illiquid securities or property. Excluded Assets will not be included in calculation of Fees paid to Fiduciary Financial Group under the ERISA Agreement. SEMINARS Fiduciary Financial Group may hold seminars to educate the public on different types of investments and the different services they offer. The seminars are educational in nature and no specific investment or tax advice is given. Fiduciary Financial Group does not charge a fee for attendance to these seminars. Client Tailored Services and Client Imposed Restrictions The goals and objectives for each client are documented in our client files. Investment strategies are created that reflect the stated goals and objectives. Clients may impose restrictions on investing in certain securities or types of securities. Agreements may not be assigned without written client consent. Wrap Fee Programs Fiduciary Financial Group does not sponsor any wrap fee programs. Client Assets Under Management Fiduciary Financial Group has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $483,057,613 $2,344,286 July 6, 2023