Overview
Yardley Wealth Management, LLC is a registered investment adviser based in Pennsylvania. We are
organized as a limited liability company under the laws of the Commonwealth of Pennsylvania. We
have been providing investment advisory services since 2006. Michael J. Garry is our Founder and
CEO.
The following paragraphs describe our services and fees. Please refer to the description of each
investment advisory service listed below for information on how we tailor our advisory services to your
individual needs. As used in this brochure, the words "we," "our," and "us" refer to Yardley Wealth
Management, LLC and the words "you," "your," and "client" refer to you as either a client or
prospective client of our firm. Also, you may see the term Associated Person throughout this brochure.
As used in this brochure, our Associated Persons are our firm's officers, employees, and all individuals
providing investment advice on behalf of our firm.
Portfolio Management Services
We provide discretionary portfolio management services where the investment advice provided is
custom tailored to meet your individual needs and investment objectives. Subject to any written
guidelines which you may provide, we will be granted discretion and authority to manage your account.
Accordingly, we are authorized to perform various investment functions, at your expense on your
behalf, without further approval from you. Such functions include the determination of securities to be
purchased or sold and the amount of securities to be purchased or sold. Once your portfolio is
constructed, we will provide continuous supervision and re-optimization of your portfolio as changes in
market conditions and client circumstances may require.
Discretionary authority is typically granted by the investment advisory agreement you sign with our firm
and the appropriate trading authorization forms. You may limit our discretionary authority (for example,
limiting the types of securities that can be purchased
or sold for your account) by providing our firm
with your restrictions and guidelines in writing.
As part of our portfolio management services, in addition to other types of investments (see
disclosures below in this section), we may invest your assets according to one or more
model portfolios developed by our firm. These models are designed for investors with varying degrees
of risk tolerance ranging from a more aggressive investment strategy to a more conservative
investment approach. Clients whose assets are invested in model portfolios may not set restrictions on
the specific holdings or allocations within the model, nor the types of securities that can be purchased
in the model. Nonetheless, clients may impose restrictions on investing in certain securities or types of
securities in their account. In such cases, this may prevent a client from investing in certain models
that are managed by our firm.
Financial Planning Services - Our firm no longer offers financial planning services separate from our
Portfolio Management Services; however, we maintain legacy financial planning client relationships.
Types of Investments
We primarily offer advice on Mutual Funds, and ETFs. Refer to the Methods of Analysis, Investment
Strategies and Risk of Loss below for additional disclosures on this topic.
Additionally, we may advise you on various types of investments based on your stated goals and
objectives. We may also provide advice on any type of investment held in your portfolio at the inception
of our advisory relationship.
Since our investment strategies and advice are based on each client’s specific financial situation, the
investment advice we provide to you may be different or conflict with the advice we give to other clients
regarding the same security or investment.
Assets Under Management
As of December 31, 2022, we provide continuous management services for $124,983,036 in client
assets on a discretionary basis.