Firm Description While Solutions 4 Wealth, Ltd. (“S4W” or the “Firm”) has been in business since September 2002, it has been a Registered Investment Advisor at either the state or federal level since 2007. The principal owners are Donald Hatcher and Melissa Hatcher. Types of Advisory Services ASSET MANAGEMENT S4W only offers discretionary asset management services to advisory Clients. S4W will offer Clients ongoing asset management services through determining individual investment goals, time horizons, objectives, and risk tolerance. Investment strategies, investment selection, asset allocation, portfolio monitoring, and the overall investment program will be based on the above factors. The Client will authorize S4W discretionary authority to execute selected investment program transactions as stated within the Investment Advisory Agreement. Discretionary When the Client provides S4W discretionary authority the Client will sign a limited trading authorization or equivalent. S4W will have the authority to execute transactions in the account without seeking Client approval on each transaction. This service is designed to allow clients access to professional portfolio management that is normally available only to larger institutional investors. The Firm selects appropriate outside funds for each asset class in the client’s portfolio. Employees associated with the Firm may direct their clients to insurance companies which sell variable annuity products. In turn, the Firm may manage the underlying investment in the variable annuity and receive compensation directly from the client for this service. This compensation is based on the Investment Advisory Services fee schedule as shown below. FINANCIAL PLANNING S4W also may provide financial planning services for clients as needed. A financial plan is designed to meet each client’s requirements and may entail a fully documented plan covering a range of needs or may address a specific concern, such as insurance review and coverage, tax planning, retirement, or college funding, etc. If the Client elects to act on any of the recommendations, the Client is under no obligation to effect the transaction through S4W. Financial plans will be completed and delivered within ninety (90) days contingent upon timely delivery of all required documentation. PRIVATE FUND INVESTMENTS This is not an offer to sell an interest in any fund managed by S4W. S4W Fund Advisors, LLC, an affiliate of S4W, organized the S4W Multifamily Housing Fund, LP as a pooled investment vehicle to facilitate investment by a number of qualified Clients into the real estate sector. S4W Multifamily Housing Fund GP LLC is the General Partner and S4W is the investment adviser to this private fund. The governing documents contain additional information

and should be reviewed prior to investment. Prestige Finance Company LLC is an affiliated company of S4W’s principal owners. The company was formed as a single purpose entity to facilitate investment by a number of qualified Clients into a loan agreement for a Commercial Real Estate entity. S4W’s principal owner acts as the Prestige Finance Company manager. The governing documents contain additional related party and company disclosures and should be reviewed prior to investment. IRA ROLLOVER RECOMMENDATIONS For the purpose of complying with the DOL's Prohibited Transaction Exemption 2020-02 ("PTE 2020-02"), when applicable, we are providing the following acknowledgment to clients. When we provide investment advice to clients regarding their retirement plan account or individual retirement account, we are a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under an exemption that requires us to act in the clients’ best interest and not put our interest ahead of the clients. Under this exemption, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice),
• Never put our financial interests ahead of the clients when making recommendations (give loyal advice),
• Avoid misleading statements about conflict of interests, fees, and investments,
• Follow policies and procedures designed to ensure that we give advice that is in the clients’ best interest,
• Charge no more than is reasonable for our services, and
• Give the clients basic information about conflict of interests. We benefit financially from the rollover of the clients’ assets from a retirement account to an account that we manage or provide investment advice, because the assets increase our assets under management and, in turn, our advisory fees. As a fiduciary, we only recommend a rollover when we believe it is in the clients’ best interest. Client Tailored Services and Client Imposed Restrictions The goals and objectives for each Client are documented in our Client files. Investment strategies are created that reflect the stated goals and objectives. Clients may impose restrictions on investing in certain securities or types of securities. Agreements may not be assigned without written Client consent. Wrap Fee Programs S4W does not sponsor any wrap fee programs. Client Assets Under Management As of December 31, 2023, S4W had approximately $1,812,987 in non-discretionary assets under management and $140,075,925 discretionary assets under management.