General Information Tilia Fiduciary Partners, Inc. (“TFP”) was formed in 2011. It provides limited financial planning, portfolio management and general consulting services to its clients. Walker Lee Abney and Ryan Casey are the principal owners of TFP. Please see Brochure Supplements, Exhibit A, for more information on these principal owners and other individuals who formulate investment advice and have direct contact with clients, or have discretionary authority over client accounts. As of December 31, 2023, TFP managed approximately $168,922,568 on a discretionary basis, and approximately $4,037,069 on a non-discretionary basis. TFP does not participate in or offer any wrap programs. SERVICES PROVIDED At the outset of each client relationship, TFP spends time with the client, asking questions, discussing the client’s investment experience and financial circumstances, and broadly identifying major goals of the client. Based on its reviews, TFP generally develops with each client:
• a financial outline for the client based on the client’s financial circumstances and goals, and the client’s risk tolerance level (the “Financial Profile”); and
• the client’s investment objectives and guidelines (the “Investment Plan”). The Financial Profile is a reflection of the client’s current financial picture and a look to the future goals of the client. The Investment Plan outlines the types of investments TFP will make or recommend on behalf of the client to meet those goals. The Profile and the Plan are discussed regularly with each client, but are not necessarily written documents. Investment management inherently involves planning and analysis of the client’s financial needs and circumstances. TFP will work with the client to evaluate areas such as general cash flow planning, retirement planning, and insurance analysis; and, to assess the overall financial circumstances of the client in order to develop the client’s Investment Plan more effectively. Portfolio Management As described above, at the beginning of a client relationship, TFP meets with the client, gathers information, and performs research and analysis as necessary to develop the client’s Investment Plan. The Investment Plan will be updated from time to time when requested by the client, or when determined to be necessary or advisable by TFP based on updates to the client’s financial or other circumstances. To implement the client’s Investment Plan, TFP will manage the client’s investment portfolio on a discretionary or a non-discretionary basis. As a discretionary investment adviser, TFP will have the authority to supervise and direct the portfolio without prior consultation with the client. Under non- discretionary arrangement, clients must be contacted prior to the execution of any trade in the account(s) under management. This may result in a delay in executing recommended trades, which could adversely affect the performance of the portfolio. This delay also normally means the affected account(s) will not be able to participate in block trades, a practice designed to enhance the execution quality, timing, and/or cost for all accounts included in the block. In a non-discretionary arrangement, the client retains the responsibility for the final decision on all actions taken with respect to the portfolio. Notwithstanding the foregoing, clients may impose certain written restrictions on TFP in the management of their investment portfolios, such as prohibiting the inclusion of certain types of investments in an investment portfolio or prohibiting the sale of certain investments held in the account at the commencement of the relationship. Each client should note, however, that restrictions imposed by a client might adversely affect the composition and performance of the client’s investment portfolio. Each client should also note that his or her investment portfolio is treated individually by

giving consideration to each purchase or sale for the client’s account. For these and other reasons, performance of client investment portfolios within the same investment objectives, goals, and/or risk tolerance may differ and clients should not expect that the composition or performance of their investment portfolios would necessarily be consistent with similar clients of TFP. Financial Planning and Consulting Services TFP offers financial planning and consulting services which include a variety of services, mainly advisory in nature, regarding management of financial resources. Such services are is based upon an analysis of the client’s individual needs including financial, investment, retirement, and other information reasonably requested by TFP and provided by the client. TFP may meet with the client before formulating a financial plan and conduct a closing meeting when providing the plan to the client. The plan formulation process and delivery meeting(s) shall last no more than six months from the date of the financial planning agreement between TFP and the client. Following the closing meeting between TFP and the client, the client may schedule subsequent consulting appointments with TFP, request further explanations regarding the plan, and ask additional questions relating to the plan for an additional hourly fee. Under these services, TFP does not provide the client with any ongoing investment advice, recommendations, presentations, or reports. Unless engaged separately by the client for portfolio management services, TFP will not provide any services relating to the client’s implementation of the plan, including, without limitation, effecting any trades or other transactions requested by the client. Recommendations made under the planning and consulting services is non-discretionary. The client is under no obligation to act on our financial planning recommendations. Should the client choose to act on any of our recommendations, the client is not obligated to implement the financial plan through any of our other investment advisory services. Moreover, the client may act on our recommendations by placing securities transactions with any advisory, brokerage, insurance, or other professional services provider the client chooses. Note: Information related to tax or legal consequences provided as part of a plan or consultation is for informative purposes only. Clients are encouraged to contact their tax professionals or attorneys for tax or legal advice. Pension Consulting Services We offer pension consulting services to employee benefit plans and their fiduciaries based upon the needs of the plan and the services requested by the plan sponsor or named fiduciary. In general, these services may include an existing plan review and analysis, plan-level advice regarding fund selection and investment options, education services to plan participants, investment performance monitoring, and/or ongoing consulting. These pension consulting services will generally be non- discretionary and advisory in nature. The ultimate decision to act on behalf of the plan shall remain with the plan sponsor or other named fiduciary. We may also assist with participant enrollment meetings and provide investment-related educational seminars to plan participants on such topics as:
• Diversification
• Asset allocation
• Risk tolerance
• Time horizon Our educational seminars may include other investment-related topics specific to the particular plan. We may also provide additional types of pension consulting services to plans on an individually negotiated basis. All services, whether discussed above or customized for the plan based upon requirements from the plan fiduciaries (which may include additional plan-level or participant-level services) shall be detailed in a written agreement and be consistent with the parameters set forth in the plan documents.