Firm Description Bennington Financial Planning Group (“BFPG”) is an S-Corp organized in the State of Vermont, and has been in operation since January 25th, 1995. Donald B. McKenna, CFP® is the principal owner of the firm. Types of Advisory Services Investment Supervisory Services BFPG offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. BFPG creates an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels) and then constructs a plan (the Investment Policy Statement) to aid in the construction of a portfolio that matches each client’s specific situation. Investment Supervisory Services include, but are not limited to, the following: ➢ Investment strategy ➢ Personal investment policy ➢ Asset allocation ➢ Asset selection ➢ Risk tolerance ➢ Regular portfolio monitoring BFPG evaluates the current investments of each client with respect to their risk tolerance and time horizon. BFPG may use discretionary authority, if granted by the client, in order to select securities and execute transactions without permission from the client prior to each transaction. Risk tolerance levels are documented in the Investment Policy Statement, which is given to each client. Financial Planning Financial plans and financial planning may include, but are not limited to: investment planning; life insurance; tax concerns; retirement planning; college planning; and debt planning. These services are based on hourly fees and the final fee structure is documented in the Financial Planning Agreement. Services Limited to Specific Types of Investments BFPG generally limits its investment advice and/or money management to mutual funds, stocks, bonds, fixed income, certificates of deposits, covered call options, ETFs, REITs, insurance products including annuities, and government securities. BFPG may use other securities as well to help diversify a portfolio when appropriate. Client Tailored Services and Client Imposed Restrictions BFPG offers the same suite of services to all of its clients. However, specific client financial plans and their implementation are dependent upon the client Investment Policy Statement, which outlines each client’s current situation (income, tax levels, and risk tolerance levels) and is used to construct a client specific plan to aid in the construction of a portfolio that matches objectives, needs, and targets. Clients may impose restrictions in investing in certain securities or types of securities. Wrap Fee Programs A wrap fee program is an investment program where the investor pays one stated fee that includes management fees, transaction costs, fund expenses, and any other administrative fees. BFPG DOES NOT participate in any wrap fee programs. Assets

Under Management Discretionary Non-Discretionary Date Calculated $175,439,097 $8,297,468 December 31, 2023 Termination of Agreement A client may terminate any of the aforementioned agreements at any time by notifying BFPG in writing. A prorated fee for the current period will be applied. BFPG may terminate any of the aforementioned agreements at any time by notifying the client in writing. Fees & Compensation Clients are charged for services at a standard rate. Fees are due at the completion of the work. The current billing rate is $225 / hour. Other compensation includes fees based on the percentage of assets under management. Investment management clients are charged within a graduated percentage fee-based model, based on the value of their assets, billed on a quarterly basis. While fees are determined on a negotiated basis, they will not exceed 1.5% annually on the first $500,000; 1.25% on the second $500,000, and 1% on assets over $1,000,000. Accounts are held at Raymond James Financial and trades are executed at the firm’s cost. D.B. McKenna & Co., Inc., the affiliated broker/dealer recommended to all BFPG clients (further discussed in a section below), receives no commission. All fees are negotiable. Payment of Fees Payment of Investment Supervisory Fees Advisory fees are withdrawn directly from the client’s accounts with client written authorization or clients can opt to pay via check. Fees are paid quarterly in arrears. Payment of Financial Planning Fees Hourly Financial Planning fees are paid via check reflecting work completed.
Clients Are Responsible For Third Party Fees Clients are responsible for the payment of all third party fees (i.e. custodian fees, brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and distinct from the fees and expenses charged by BFPG. Please see page 12 of this brochure regarding broker/custodian. Prepayment of Fees Clients are not expected to prepay any advisory fees. Outside Compensation For the Sale of Securities to Clients D.B. McKenna & Co., Inc. is the brokerage firm recommended to all BFPG clients utilizing the company’s Investment Management Services. These are affiliated firms under common ownership. Trades are executed at the brokerage firm’s cost, and no net commission is retained. This relationship is discussed with the client. In addition, advisors are held to the "fiduciary standard" as defined by the Certified Financial Planning Board of Standards. This is an ethical responsibility of advisors holding the Certified Financial Planner® designation, and is a standard to which all other firm employees must adhere. Performance-Based Fees & Side-by-Side Management BFPG does not accept performance-based fees or other fees based on a share of capital gains on or capital appreciation of the assets of a client.