Item 5 Additional Compensation.............................................................................................................. 24 Item 6 Supervision .......................................................................................................................................... 24 Firm Description STRIDE Investments, LLC formerly known as At World Investments, LLC was founded in 2013. Samuel A. McElroy, Tad Cook, and Patricia McElroy are owners of the firm. STRIDE Investments offers personalized investment management to all clients. Each client’s situation will determine the investment recommendation and may vary from client to client. STRIDE Investments is a fee based investment management firm. STRIDE Investments does not act as a custodian of client assets. The investment advisory services of STRIDE Investments are provided to you through an appropriately licensed and qualified individual who is an investment adviser representative of STRIDE Investments (referred to as your investment adviser representative throughout this brochure). An evaluation of each client's initial situation is provided to the client, often in the form of a proprietary report referred to as a Retirement Income Summary, which may include a net worth statement, cash flow assessment, risk analysis or similar document. Periodic reviews are also communicated to provide reminders of the specific courses of action that need to be taken. More frequent reviews occur but are not necessarily communicated to the client unless immediate changes are recommended. Other professionals (e.g., lawyers, accountants, tax preparers, insurance agents, etc.) are engaged directly by the client on an as-needed basis and may charge fees of their own. For example, tax preparation and to the extent your estate plan needs to be updated, the tax preparer and/or attorney will bill the client separately. For the majority of these situations, the third-party professional will bill the client directly and the client will be responsible for paying fees to the third-party. However, in some instances STRIDE Financial or STRIDE Investments will act as a liaison between other professionals and the client to assist in the collection and remittance of fees to other professionals. We primarily market our collective services under the brand-name of “STRIDE Financial”. STRIDE Investments is affiliated with and under common ownership with STRIDE Financial LLC. Therefore, clients of STRIDE Investments can also be and commonly are clients of STRIDE Financial LLC. STRIDE Financial provides a suite of financial planning, consulting and insurance services. All such services are non-investment related because all “investment advisory services” (i.e., investment recommendations, investment analysis and consulting related to investments and securities) are provided through STRIDE Investments. Services provided by STRIDE Financial include, but are not limited to, the following:
• Retirement Planning
• Financial Planning (non-investment related)
• Social Security Maximization
• Estate Planning
• Tax Planning
• College Planning
• Business Planning
• Life Insurance
• Annuities
• Health Insurance
• Property and Casualty Insurance
• Long-Term Care Insurance
• Disability Insurance The preceding services provided by STRIDE Financial are offered on a fixed-fee basis unless STRIDE Financial decides to waive its fee and provide services on a complimentary basis. To the extent that you personally engage STRIDE Financial, you will be responsible for the payment of the fees for their services. Fees for the services of STRIDE Financial will be in addition to and separate from the fees charged by STRIDE Investments. In no event will any fees for services through STRIDE Financial be owed without your express approval. As a client of STRIDE Investments, your investment adviser representative or a different investment adviser representative can also serve as an insurance agent under STRIDE Financial, which is an insurance agency. This means your investment adviser representative, acting as an insurance agent, will recommend you place your assets in insurance products and annuities when he or she believes it is in your best interest to do so. Insurance products and annuities pay commissions to STRIDE Financial and to the owners and investment adviser representatives of STRIDE Investments in their separate capacity as insurance agents. This presents a conflict of interest to your investment adviser representative as he or she will be more inclined to recommend you place your assets in either insurance products or an advisory account depending on which would pay us more. STRIDE Investments has taken steps to manage this conflict of interest by requiring that each investment adviser representative (i) only recommend insurance and annuities when in the best interest of the client and without regard to the financial interest of STRIDE Investments, its owners and its investment adviser representative or STRIDE Financial and its insurance agents, and (ii) not recommend insurance and/or annuities which result in your investment adviser representative acting as an insurance agent and/or STRIDE Investments or STRIDE Financial receiving unreasonable compensation related to the recommendation and (iii) disclosing in writing to a client any material conflicts of interest related to insurance recommendations. Types of Advisory Services ASSET MANAGEMENT STRIDE Investments offers asset management services, which involves STRIDE Investments providing you with continuous and ongoing supervision over your specified accounts. You must appoint our firm as your investment adviser of record on specified accounts (collectively, the “Account”). The Account consists only of separate account(s) held by qualified custodian(s) under your name. The qualified custodians maintain physical custody of all funds and securities of the Account, and you retain all rights of ownership (e.g., right to withdraw securities or cash, exercise or delegate proxy voting and receive transaction confirmations) of the Account. Refer to Item 12 – Brokerage Practices for more information. The Account is managed by us based on your financial situation, investment objectives and risk tolerance. We actively monitor the Account and implement advice by buying, selling, reinvesting or holding securities, cash or other investments of the Account. We will need to obtain certain information from you to determine your financial situation and investment objectives. In the process of obtaining the information from you, we provide ancillary financial planning and consultative services including asset allocation, risk management and income planning. Such financial planning and consultative services are intended to better understand your financial situation and design an investment portfolio consistent with your long-term needs and goals. You will be responsible for notifying us of any updates regarding your financial situation, risk tolerance or investment objective and whether you wish to impose or modify existing investment restrictions; however we will contact you at least annually to discuss any changes or updates regarding your financial situation, risk tolerance or investment objectives. We are always reasonably available to consult with you relative to the status of your Account. You have the ability to impose reasonable restrictions on the management of your accounts, including the ability to instruct us not to purchase certain securities. It is important that you understand that we manage investments for other clients and may give them advice or take actions for them or for our personal accounts that is different from the advice we provide to you or actions taken for you. We are not obligated to buy, sell or recommend to you any security or other investment that we may buy, sell or recommend for any other clients or for our own accounts. Conflicts may arise in the allocation of investment opportunities among accounts that we manage. We strive to allocate investment opportunities believed to be appropriate for your account(s) and other accounts advised by our firm among such accounts equitably and consistent with the best interests of all accounts involved. However, there can be no assurance that a particular investment opportunity that comes to our attention will be allocated in any particular manner. If we obtain material, non-public information about a security or its issuer that we may not lawfully use or disclose, we have absolutely no obligation to disclose the information to any client or use it for any client’s benefit. STRIDE Investments offers discretionary and non-discretionary direct asset management services. Investment strategies, investment selection, asset allocation, portfolio monitoring and the overall investment program will be based on the above factors. Discretionary When the client provides STRIDE Investments discretionary authority the client will sign a limited trading authorization or equivalent. STRIDE Investments will have the authority to execute transactions in the account without seeking client approval on each transaction. Clients can grant STRIDE Investments discretionary authority to select one or more unaffiliated third-party investment adviser firms to serve as sub-advisors. This will allow STRIDE Investments, when deemed appropriate for the client, to hire sub-advisors to manage all or a portion of the assets in the client account. STRIDE Investments has full discretion to hire and fire sub-advisors as they deem suitable. Sub-advisors will maintain

the models or investment strategies agreed upon between sub-advisor and STRIDE Investments. Sub-advisors execute all trades on behalf of STRIDE Investments in client accounts. STRIDE Investments will be responsible for the overall direct relationship with the client. STRIDE Investments retains the authority to terminate the sub-advisor relationship at STRIDE Investments’s discretion. Non-discretionary When the client elects to use STRIDE Investments on a non-discretionary basis, STRIDE Investments will determine the securities to be bought or sold and the amount of the securities to be bought or sold. However, STRIDE Investments will obtain prior client approval on each and every transaction before executing any transactions. ERISA PLAN SERVICES STRIDE Investments provides service to qualified and non-qualified retirement plans including 401(k) plans, 403(b) plans, pension and profit-sharing plans, cash balance plans, and deferred compensation plans. Limited Scope ERISA 3(21) Fiduciary. STRIDE Investments typically acts as a limited scope ERISA 3(21) fiduciary that can advise, help and assist plan sponsors with their investment decisions on a non-discretionary basis. As an investment advisor STRIDE Investments has a fiduciary duty to act in the best interest of the client. The plan sponsor is still ultimately responsible for the decisions made in their plan, though using STRIDE Investments can help the plan sponsor delegate liability by following a diligent process. 1. Fiduciary Services are:  Provide non-discretionary investment advice to the Client about asset classes and investment alternatives available for the Plan in accordance with the Plan’s investment policies and objectives. Client will make the final decision regarding the initial selection, retention, removal and addition of investment options.  Assist the Client in the development of an investment policy statement (“IPS”). The IPS establishes the investment policies and objectives for the Plan. Client shall have the ultimate responsibility and authority to establish such policies and objectives and to adopt and amend the IPS.  Provide non-discretionary investment advice to the Plan Sponsor with respect to the selection of a qualified default investment alternative for participants who are automatically enrolled in the Plan or who have otherwise failed to make investment elections. The Client retains the sole responsibility to provide all notices to the Plan participants required under ERISA Section 404(c) (5) and 404(a)-5.  Meet with Client on a periodic basis to discuss the reports and the investment recommendations.  Assist in monitoring investment options by preparing periodic investment reports that document investment performance, consistency of fund management and conformance to the guidelines set forth in the IPS and make recommendations to maintain, remove or replace investment options. 2. Non-fiduciary Services are:  Assist in the education of Plan participants about general investment information and the investment alternatives available to them under the Plan. Client understands the Advisor’s assistance in education of the Plan participants shall be consistent with and within the scope of the Department of Labor’s definition of investment education (Department of Labor Interpretive Bulletin 96-1). As such, the Advisor is not providing fiduciary advice as defined by ERISA 3(21)(A)(ii) to the Plan participants. STRIDE Investments will not provide investment advice concerning the prudence of any investment option or combination of investment options for a particular participant or beneficiary under the Plan.  Assist in the group enrollment meetings designed to increase retirement plan participation among the employees and investment and financial understanding by the employees. STRIDE Investments may provide these services or, alternatively, may arrange for the Plan’s other providers to offer these services, as agreed upon between Advisor and Client. Specific services will be outlined in detail to each plan in the 408(b)2 disclosure. Retirement Plan Rollover Recommendations When STRIDE Investments provides investment advice about your retirement plan account or individual retirement account (“IRA”) including whether to maintain investments and/or proceeds in the retirement plan account, roll over such investment/proceeds from the retirement plan account to a IRA or make a distribution from the retirement plan account, we acknowledge that STRIDE Investments is a “fiduciary” within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”) as applicable, which are laws governing retirement accounts. The way STRIDE Investments makes money creates conflicts with your interests so STRIDE Investments operates under a special rule that requires STRIDE Investments to act in your best interest and not put our interest ahead of you. Under this special rule’s provisions, STRIDE Investments must as a fiduciary to a retirement plan account or IRA under ERISA/IRC:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put the financial interests of STRIDE Investments ahead of you when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that STRIDE Investments gives advice that is in your best interest;
• Charge no more than is reasonable for the services of STRIDE Investments; and
• Give Client basic information about conflicts of interest. To the extent we recommend you roll over your account from a current retirement plan account to an individual retirement account managed by STRIDE Investments, please know that STRIDE Investments and our investment adviser representatives have a conflict of interest. We can earn increased investment advisory fees by recommending that you roll over your account at the retirement plan to an IRA managed by STRIDE Investments. We will earn fewer investment advisory fees if you do not roll over the funds in the retirement plan to an IRA managed by STRIDE Investments. Thus, our investment adviser representatives have an economic incentive to recommend a rollover of funds from a retirement plan to an IRA which is a conflict of interest because our recommendation that you open an IRA account to be managed by our firm can be based on our economic incentive and not based exclusively on whether or not moving the IRA to our management program is in your overall best interest. We have taken steps to manage this conflict of interest. we have adopted an impartial conduct standard whereby our investment adviser representatives will (i) provide investment advice to a retirement plan participant regarding a rollover of funds from the retirement plan in accordance with the fiduciary status described below, (ii) not recommend investments which result in STRIDE Investments receiving unreasonable compensation related to the rollover of funds from the retirement plan to an IRA, and (iii) fully disclose compensation received by STRIDE Investments and our supervised persons and any material conflicts of interest related to recommending the rollover of funds from the retirement plan to an IRA and refrain from making any materially misleading statements regarding such rollover. When providing advice to a retirement plan account or IRA, our investment advisor representatives will act with the care, skill, prudence, and diligence under the circumstances then prevailing that a prudent person acting in a like capacity and familiar with such matters would use in the conduct of an enterprise of a like character and with like aims, based on the investment objectives, risk, tolerance, financial circumstances, and a client’s needs, without regard to the financial or other interests of STRIDE Investments or our affiliated personnel. Client Tailored Services and Client Imposed Restrictions The goals and objectives for each client are documented in our client files. Investment strategies are created that reflect the stated goals and objectives. STRIDE Investments’s advisory services are always provided based on your individual needs. This means, for example, that when we provide asset management services, you are given the ability to impose restrictions on the accounts we manage for you, including specific investment selections and sectors. We work with you on a one-on-one basis through interviews and questionnaires to determine your investment objectives and suitability information. We will not enter into an investment adviser relationship with a prospective client whose investment objectives may be considered incompatible with our investment philosophy or strategies or where the prospective client seeks to impose unduly restrictive investment guidelines. Wrap Fee Programs A wrap-fee program is defined as any advisory program under which a specified fee or fees not based directly upon transactions in a client’s account is charged for investment advisory services (which include portfolio management and/or advice concerning the selection of other investment advisers) and the execution of client transactions. We do not offer or participate in wrap-fee programs. All of our services are provided on a non-wrap fee basis which means fees and expenses for execution of client transactions charged by your broker/dealer and/or custodian are billed directly to your account separately from our advisory fees. Client Assets under Management As of December 31, 2023, STRIDE Investments had approximately $98,762,000 in assets under management on a discretionary basis and $43,471,000 in assets under management on a non-discretionary basis for a total of $173,831,969.