Our firm manages assets for many different types of clients to help meet their financial goals, while remaining sensitive to risk tolerance and time horizons. As fiduciaries, it is our duty to always act in each client’s best interest. Our firm has established a service-oriented advisory practice with open lines of communication. We work closely with clients to understand their investment objectives and educate them about financial issues, to create an effective working relationship. Our firm sponsors and offers a “wrap fee” program, which means you will pay a single fee for investment advisory services, with no commissions or transaction costs. As fiduciaries, we try to eliminate bias whenever possible, but because our firm absorbs these costs, we have a slight incentive to minimize trading. Our Fiduciary Wrap Advisory Services Comprehensive Portfolio Management: As part of our Comprehensive Portfolio Management service, we will offer you asset management and financial planning services. We aim to help clients achieve their financial goals through the use of a financial plan. We hold periodic client meetings to understand your current financial situation, existing resources, financial goals, and tolerance for risk. Based on our discussions, we provide an investment strategy to you, generally using publicly traded mutual funds and exchange-traded funds (ETFs). Once we mutually agree on an appropriate portfolio and strategy, we purchase the relevant investments, and continuously and regularly monitor them. We will rebalance these investments as needed going forward, based upon your individual needs, stated goals and objectives. Fee Schedule Our maximum annual fee for these services ranges from 0.20% to 0.80%. We will assess these fees as outlined in our Advisory Agreement. We bill these fees on a pro-rata basis quarterly in advance

based on the value of the account(s) on the time-weighted daily average of the previous quarter. Our firm bills on cash unless otherwise indicated in writing. As fiduciaries, we will make adjustments for deposits and withdrawals during the quarter, so that you’re not over-charged. Here’s how the process works: a) We have engaged Charles Schwab & Co. Inc. (“Schwab”) to be the independent custodian holding your investments. At a minimum, they will send you quarterly statements showing the market values for each of your investments, and all deposits and withdrawals, including the amount of the advisory fees paid to our firm; and b) You will provide authorization permitting our firm to be directly paid by these terms. Our firm will send an invoice directly to Schwab. Other Fees and Expenses: Mutual funds and exchange-traded funds charge annual fees, called the expense ratio. As fiduciaries, we always choose inexpensive funds to keep your costs as low as possible. The fund’s prospectus discloses this expense ratio, so please read it carefully before you invest. ADV Part 2A, Appendix 1 – Wrap Fee Brochure Page 5 Auspicious Financial Planning, LLC In rare cases, mutual funds may levy a short-term redemption charge, to discourage short-term trading. These charges usually only apply if you sell the fund within the first thirty or ninety days. We will let you know about any costs like this in advance for any fund we recommend. As fiduciaries, we receive no compensation of any kind from any investment we recommend. Therefore, we have no bias in recommending one investment over another. Wrap Fee Program Recommendations: Our firm does not recommend or offer the wrap program services of other providers. Regulatory Assets Under Management Our firm manages $235,120,000 on a discretionary basis as of December 31, 2023.