A. Firm Information
WealthBridge Capital Management, LLC (“WealthBridge Capital” or the “Advisor”) is a registered investment
advisor with the U.S. Securities and Exchange Commission (“SEC”). The Advisor was organized as a Limited
Liability Company (“LLC”) under the laws of Delaware in April 2018 and became a registered investment advisor
in August 2018. WealthBridge Capital is owned and operated by Ryan M. Dunlap (President Chief Executive
Officer, and Financial Advisor) and Robert W. Faulkner (Principal, Chief Financial Officer, Chief Compliance
Officer, and Financial Advisor). This Disclosure Brochure provides information regarding the qualifications,
business practices, and the advisory services provided by WealthBridge Capital.
B. Advisory Services Offered
WealthBridge Capital offers wealth management services to individuals, high net worth individuals, trusts, and
estates (each referred to as a “Client”).
The Advisor serves as a fiduciary to Clients, as defined under the applicable laws and regulations. As a fiduciary,
the Advisor upholds a duty of loyalty, fairness and good faith towards each Client and seeks to mitigate potential
conflicts of interest. WealthBridge Capital’s fiduciary commitment is further described in the Advisor’s Code of
Ethics. For more information regarding the Code of Ethics, please see Item 11 – Code of Ethics, Participation or
Interest in Client Transactions and Personal Trading.
Wealth Management Services
WealthBridge Capital provides Clients with wealth management services, which includes discretionary
management of investment portfolios in connection with a broad range of comprehensive financial planning
services.
Financial Planning – The Advisor offers financial planning and consulting as a component of its wealth
management services. Services are offered in several areas of a Client’s financial situation, depending on their
goals and objectives. Generally, such financial planning services involve preparing a formal financial plan or
rendering a specific financial consultation based on the Client’s financial goals and objectives. This planning or
consulting may encompass one or more areas of need, including but not limited to, investment planning,
retirement planning, personal savings, education savings, insurance needs, and other areas of a Client’s financial
situation.
A financial plan developed for the Client will usually include general recommendations for a course of activity or
specific actions to be taken by the Client. For example, recommendations may be made that the Client start or
revise their investment programs, commence or alter retirement savings, establish education savings and/or
charitable giving programs. WealthBridge Capital may also refer Clients to an accountant, attorney or another
specialist, as appropriate for their unique situation. For certain financial planning engagements, the Advisor will
provide a written summary of Client’s financial situation, observations, and recommendations. For consulting or
ad-hoc engagements, the Advisor may not provide a written summary.
Financial planning recommendations pose a conflict between the interests of the Advisor and the interests of the
Client. For example, the Advisor has an incentive to recommend that Clients engage the Advisor for investment
management services or to increase the level of investment assets, as it would increase the amount of advisory
fees paid to the Advisor. Clients are not obligated to implement any recommendations made by the Advisor or
maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made
by the Advisor, the Client is under no obligation to implement the transaction through the Advisor.
Investment Management – WealthBridge Capital offers investment management services as a component of its
wealth management services. WealthBridge Capital provides customized investment management solutions for
its Clients. This is achieved through continuous personal Client contact and interaction while providing
discretionary investment management and related advisory services. WealthBridge Capital works closely with
each Client to identify their investment goals and objectives as well as risk tolerance and financial situation in
order to create an overall investment strategy. WealthBridge Capital will then construct one or more investment
portfolios, consisting primarily of low-cost, exchange-traded funds (“ETFs”) or low-cost mutual funds to achieve
the Client’s investment goals. The Advisor may also utilize individual stocks, individual bonds, options contracts,
and/or other types of investments, as appropriate, to meet the needs of particular Clients. The Advisor may retain
certain types of investments based on a Client’s legacy portfolio construction based on portfolio fit, tax
ramifications and other factors.
WealthBridge Capital in certain circumstances will retain mutual funds on a fund by fund basis that are not the
lowest share class available. These circumstances occur when a Client transfers in kind mutual funds to their
account[s], specific custodial and/or mutual fund company constraints, material tax considerations, sales charges.
In such cases, 12b-1 fees may be paid by the fund. If a 12b-1 fee is paid it is retained by the custodian and not
paid to the Advisor or its Advisory Persons.
WealthBridge Capital’s investment
approach is primarily long-term focused, but the Advisor may buy, sell or re-
allocate positions that have been held for less than one year to meet the objectives of the Client or due to market
conditions. WealthBridge Capital will construct, implement and monitor the portfolio to ensure it meets the goals,
objectives, circumstances, and risk tolerance agreed to by the Client. Each Client will have the opportunity to
place reasonable restrictions on the types of investments to be held in their respective portfolio, subject to
acceptance by the Advisor.
WealthBridge Capital evaluates and selects investments for inclusion in Client portfolios only after applying its
internal due diligence process. WealthBridge Capital may recommend, on occasion, redistributing investment
allocations to diversify the portfolio. WealthBridge Capital may recommend specific positions to increase sector or
asset class weightings. The Advisor may recommend employing cash positions as a possible hedge against
market movement. WealthBridge Capital may recommend selling positions for reasons that include, but are not
limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of
securities, overvaluation or overweighting of the position[s] in the portfolio, change in risk tolerance of Client,
generating cash to meet Client needs, or any risk deemed unacceptable for the Client’s risk tolerance.
Use of Independent Managers – WealthBridge Capital will recommend that Clients utilize one or more unaffiliated
investment managers or investment platforms (collectively “Independent Managers”) for all or a portion of a
Client’s investment portfolio, based on the Client’s needs and objectives. In certain instances, the Client may be
required to authorize and enter into an investment management agreement with the Independent Manager[s] that
defines the terms in which the Independent Manager[s] will provide its services. The Advisor will perform initial
and ongoing oversight and due diligence over each Independent Manager to ensure the strategy remains aligned
with Client’s investment objectives and overall best interests. The Advisor will also assist the Client in the
development of the initial policy recommendations and managing the ongoing Client relationship. The Client, prior
to entering into an agreement with an Independent Manager, will be provided with the Independent Manager's
Form ADV Part 2A - Disclosure Brochure (or a brochure that makes the appropriate disclosures).
Retirement Accounts – When the Advisor provides investment advice to Clients regarding ERISA retirement
accounts or individual retirement accounts (“IRAs”), the Advisor is a fiduciary within the meaning of Title I of the
Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable,
which are laws governing retirement accounts. When deemed to be in the Client’s best interest, the Advisor will
provide investment advice to a Client regarding a distribution from an ERISA retirement account or to roll over the
assets to an IRA, or recommend a similar transaction including rollovers from one ERISA sponsored Plan to
another, one IRA to another IRA, or from one type of account to another account (e.g. commission-based account
to fee-based account). Such a recommendation creates a conflict of interest if the Advisor will earn a new (or
increase its current) advisory fee as a result of the transaction. No client is under any obligation to roll over a
retirement account to an account managed by the Advisor.
At no time will WealthBridge Capital accept or maintain custody of a Client’s funds or securities, except for the
limited authority as outlined in Item 15 – Custody. All Client assets will be managed within the designated
account[s] at the Custodian, pursuant to the terms of the advisory agreement. Please see Item 12 – Brokerage
Practices.
C. Client Account Management
Prior to engaging WealthBridge Capital to provide investment advisory services, each Client is required to enter
into one or more agreements with the Advisor that define the terms, conditions, authority and responsibilities of
the Advisor and the Client. These services may include:
• Establishing an Investment Strategy – WealthBridge Capital, in connection with the Client, will develop a
strategy that seeks to achieve the Client’s goals and objectives.
• Asset Allocation – WealthBridge Capital will develop a strategic asset allocation that is targeted to meet
the investment objectives, time horizon, financial situation and tolerance for risk for each Client.
• Portfolio Construction – WealthBridge Capital will develop a portfolio for the Client that is intended to meet
the stated goals and objectives of the Client.
• Investment Management and Supervision – WealthBridge Capital will provide investment management
and ongoing oversight of the Client’s investment portfolio.
D. Wrap Fee Programs
WealthBridge Capital does not manage or place Client assets into a wrap fee program. Investment management
services are provided directly by WealthBridge Capital.
E. Assets Under Management
As of December 31, 2022, WealthBridge Capital manages $ 410,562,249 in Client assets on a discretionary
basis. Clients may request more current information at any time by contacting the Advisor.