Lytle Investments is an independent investment advisory firm with its principal place of business located in New York. We began conducting business in 1985. Our firm’s principal owner is Julius W. Aebly, Jr. Lytle Investments is an SEC Registered Investment Adviser. As of 12/31/2023, our firm’s regulatory assets under management totaled $67,414,350. We managed $57,941,848 on a discretionary basis and $9,472,502 on a non-discretionary basis. Below is a brief description of the advisory services we offer our clients. Advisor Managed Portfolios Our firm provides continuous advice to clients regarding the investment of funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on your circumstances are established, we determine a client's personal investment strategy and create and manage a portfolio based on that strategy. During our data-gathering process, we determine your individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss your prior investment history, as well as family composition and background. Account supervision is guided by your individual needs, stated goals and objectives, as well as tax considerations. Additionally, you can place reasonable restrictions on the types of investments to be held in your portfolio. We do not invest in digital assets on behalf of clients. A digital asset is something that has value and can be owned, but has no physical presence, such as electronic currency (i.e. cryptocurrency). The advice we provide for qualified retirement plans whose assets are held at Matrix Trust Company is limited to mutual funds and ETF’s. Third-Party Advisory Services We can also offer our clients the services of various third-party money managers (“Third-Party Money Managers”). In doing so, we normally act in a “co-advisory” capacity, where our Advisory Representatives and the Third-Party Money Manager are jointly responsible for the ongoing management of your account. In connection with this arrangement, your Advisory Representative will provide assistance in the selection and ongoing monitoring of your Third-Party Money Manager. Factors that we consider in the selection of a particular Third-Party Money Manager may include but may not be limited to: i) Our assessment of a particular Third-Party Money Manager; ii) Your risk tolerance, goals, objectives, and restrictions, as well as investment experience; and iii) The assets you have available for investment. In addition to the relationship that you will have with these Third-Party Money Managers, you will also enter into an Investment Advisory Agreement with us. If you are interested in learning more about these services, please note that a complete description of the program services, fees, payment structure and termination features are available via the applicable Third-Party Money Manager’s disclosure brochures, contracts and account opening documents as well as our Investment Advisory Agreement. Retirement Plan Consulting Services We also provide retirement plan consulting services to employee benefit plans and their fiduciaries. We will determine with you, in advance, the scope of services to be performed and the fees for all requested services which will be outlined in a written agreement. We will also provide additional

disclosures about our services and fees, when required by ERISA. We will serve in a non-discretionary ERISA fiduciary capacity with respect to some but not all the services that we provide which will be further explained in our written agreement. We do not render legal, tax or accounting advice or prepare legal documents for our clients. Consulting services will consist of general or specific advice, and may include any or all of the following: Investment Policy Statement Preparation (hereinafter referred to as ''IPS''): We will meet with you (in person or over the telephone) to determine an appropriate investment strategy that reflects the plan sponsor's stated investment objectives for management of the overall plan and will assist you in developing an IPS. Alternatively, if the Plan has an existing IPS, we will review the IPS and assist you to determine whether the Plan is performing consistent with the IPS and/or whether the IPS needs to be revised, based on an analysis of the Plan's liquidity requirements, performance goals and risk tolerance levels using information provided by you. Plan Review: We will conduct a review of the Plan design and advise the trustee(s) whether the Plan is operating in accordance with Plan documents and applicable provisions of ERISA. We will review trustee compliance with fiduciary responsibilities, including compliance with requirements for self-directed plans (if applicable) under ERISA Section 404(c). Plan Fees and Cost Review: We will review the fees and costs charged to the Plan by service providers to assist the trustee(s) to determine reasonableness of fees and costs paid by the Plan. Selection of Investment Vehicles: We will review various funds to determine which investments are appropriate to implement the client's IPS. The number of investments to be recommended will be determined by the client, based on the IPS. Third Party Service Provider Liaison: We may act as liaison for the Plan and the trustee(s) when dealing with the custodian, third party administrator and other service providers to the Plan. Assessment of Investments: We will continually monitor investment performance and conduct a periodic review of fund expenses and style drift for funds offered by the Plan to participants. We will provide suggestions to the trustee(s) from time to time as deemed warranted by the Advisory Representative for alternative fund options for the Plan to make available to its participants (which decision shall remain the sole and exclusive decision of the trustee(s) and/or their fiduciary delegate). Participant Education and Communication: We will coordinate and/or conduct investment education and enrollment meetings for plan participants as determined by you. Financial Planning We may consult with certain clients regarding a broad range of financial issues, such as insurance, estate planning and retirement planning. Should it be necessary to charge a separate fee for these services, we will enter into an agreement outlining the fees and services to be provided. LIMITATIONS OF RECOMMENDATIONS: Individuals of Lytle Investments are Registered Representatives of Osaic Wealth, Inc., an unaffiliated broker-dealer. As such, recommendations made to our clients are limited to only those products and securities approved by Osaic Wealth.