A. Firm Information WealthCare Investment Partners LLC (“WCIP” or the “Advisor”) is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The Advisor is organized as a Limited Liability Company (LLC) under the laws of the State of Rhode Island. WCIP was founded in April 2018 and is owned and operated by David R. Mailloux (Managing Partner and Chief Compliance Officer), Brian N. Corriveau (Managing Partner) and Derek D. Doo (Managing Partner). This Disclosure Brochure provides information regarding the qualifications, business practices, and the advisory services provided by WCIP. B. Advisory Services Offered WCIP offers wealth management services to individuals, high net worth individuals, trusts, estates, charitable organizations, corporations and retirement plans (each referred to as a “Client”). The Advisor serves as a fiduciary to Clients, as defined under the applicable laws and regulations. As a fiduciary, the Advisor upholds a duty of loyalty, fairness and good faith towards each Client and seeks to mitigate potential conflicts of interest. WCIP’s fiduciary commitment is further described in the Advisor’s Code of Ethics. For more information regarding the Code of Ethics, please see Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading. Wealth Management Services WCIP may provide Clients with wealth management services, which generally includes a broad range of comprehensive financial planning and consulting services in connection with discretionary management of investment portfolios. These services are described below. Investment Management Services – WCIP provides customized investment advisory solutions for its Clients. This is achieved through continuous personal Client contact and interaction while providing discretionary investment management and related advisory services. WCIP works closely with each Client to identify their investment goals and objectives as well as risk tolerance and financial situation in order to place the Clients into a model portfolio or a variation of a model portfolio. WCIP constructs its model portfolios primarily with low-cost, diversified mutual funds. The Advisor then adds exchange-traded funds (“ETFs”) and individual stocks to the models in order to add diversification. The Advisor may customize its models on a case-by-case basis and in certain circumstances may include bonds to meet the long-term income needs of its Clients. The Advisor may retain certain legacy investments based on portfolio fit and/or tax considerations. The Advisor may place Client cash balances into their recommended Custodian’s FDIC Insured Deposit Account (“IDA”), which serves as the default cash sweep vehicle for cash balances. Excess cash is swept into interest-bearing FDIC insured savings or checking accounts made available through one or more affiliated banks (“Program Banks”). Clients receive the same interest rates on all funds regardless of the Program Bank in which the funds are held. The Custodian receives a fee from the Program Banks which may exceed the interest rate or effective yield that Clients receive in their balances in the IDAs, and the payment of the fee reduces the yield that Clients receive. Clients may earn lower interest rates than they could receive from comparable bank deposits or money market investments due to the fees the Custodian receives from the banks participating in the IDA program. WCIP’s investment approach is primarily long-term focused, but the Advisor may buy, sell or re-allocate positions that have been held for less than one year to meet the objectives of the Client or due to market conditions. WCIP will construct, implement and monitor the portfolio to ensure it meets the goals, objectives, circumstances, and risk tolerance agreed to by the Client. Each Client will have the opportunity to place reasonable restrictions on the types of investments to be held in their respective portfolio, subject to acceptance by the Advisor. WCIP evaluates and selects investments for inclusion in Client portfolios only after applying its internal due diligence process. WCIP may recommend, on occasion, redistributing investment allocations to diversify the Page 5 portfolio. WCIP may recommend specific positions to increase sector or asset class weightings. The Advisor may recommend employing cash positions as a possible hedge against market movement. WCIP may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position[s] in the portfolio, change in risk tolerance of the Client, generating cash to meet Client needs, or any risk deemed unacceptable for the Client’s risk tolerance. Retirement Accounts – When the Advisor provides investment advice to Clients regarding ERISA retirement accounts or individual retirement accounts (“IRAs”), the Advisor is a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. When deemed to be in the Client’s best interest, the Advisor will provide investment advice to a Client regarding a distribution from an ERISA retirement account or to roll over the assets to an IRA, or recommend a similar transaction including rollovers from one ERISA sponsored Plan to another, one IRA to another IRA, or from one type of account to another account (e.g. commission-based account to fee-based account). Such a recommendation creates a conflict of interest if the Advisor will earn a new (or increase its current) advisory fee as a result of the transaction. No client is under any obligation to roll over a retirement account to an account managed by the Advisor.

At no time will WCIP accept or maintain custody of a Client’s funds or securities, except for the limited authority as outlined in Item 15 – Custody. All Client assets will be managed within the designated account[s] at the Custodian, pursuant to the terms of the advisory agreement. Please see Item 12 – Brokerage Practices. Financial Planning Services – WCIP will typically provide a variety of financial planning and consulting services to Clients, as part of its wealth management services or pursuant to a written financial planning agreement. Services are offered in several areas of a Client’s financial situation, depending on their goals and objectives. Generally, such financial planning services involve preparing a formal financial plan or rendering a specific financial consultation based on the Client’s financial goals and objectives. This planning or consulting may encompass one or more areas of need, including but not limited to, investment planning, retirement planning, personal savings, education savings, insurance needs, and other areas of a Client’s financial situation. A financial plan developed for, or financial consultation rendered to the Client will usually include general recommendations for a course of activity or specific actions to be taken by the Client. For example, recommendations may be made that the Client start or revise their investment programs, commence or alter retirement savings, establish education savings and/or charitable giving programs. WCIP may also refer Clients to an accountant, attorney or other specialists, as appropriate for their unique situation. For certain financial planning engagements, the Advisor will provide a written summary of the Client’s financial situation, observations, and recommendations. For consulting or ad-hoc engagements, the Advisor may not provide a written summary. Plans or consultations are typically completed within six (6) months of contract date, assuming all information and documents requested are provided promptly. Financial planning and consulting recommendations pose a conflict between the interests of the Advisor and the interests of the Client. For example, the Advisor has an incentive to recommend that Clients engage the Advisor for investment management services or to increase the level of investment assets with the Advisor, as it would increase the amount of advisory fees paid to the Advisor. Clients are not obligated to implement any recommendations made by the Advisor or maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to implement the transaction through the Advisor. Retirement Plan Advisory Services WCIP provides retirement plan advisory services on behalf of the retirement plans (each a “Plan”) and the company (the “Plan Sponsor”). The Advisor’s retirement plan advisory services are designed to assist the Plan Page 6 Sponsor in meeting its fiduciary obligations to the Plan and its Plan Participants. Each engagement is customized to the needs of the Plan and Plan Sponsor. Services generally include:
• Plan Participant Enrollment and Education Tracking
• Investment Policy Statement (“IPS”) Design and Monitoring
• Investment Oversight (ERISA 3(21))
• Investment Management (ERISA 3(38))
• Ongoing Investment Recommendation and Assistance These services are provided by WCIP serving in the capacity as a fiduciary under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). In accordance with ERISA Section 408(b)(2), the Plan Sponsor is provided with a written description of WCIP’s fiduciary status, the specific services to be rendered and all direct and indirect compensation the Advisor reasonably expects under the engagement. C. Client Account Management Prior to engaging WCIP to provide investment advisory services, each Client is required to enter into one or more agreements with the Advisor that define the terms, conditions, authority and responsibilities of the Advisor and the Client. These services may include:
• Establishing an Investment Strategy – WCIP, in connection with the Client, will develop a strategy that seeks to achieve the Client’s goals and objectives.
• Model Portfolio – WCIP will place Client assets in a model portfolio or a variation of a model portfolio that is targeted to meet the investment objectives, time horizon, financial situation, values profile and tolerance for risk of each Client.
• Portfolio Construction – WCIP will utilize a model portfolio or a variation of model portfolio for the Client that is intended to meet the stated goals and objectives of the Client.
• Investment Management and Supervision – WCIP will provide investment management and ongoing oversight of the Client’s investment portfolio. D. Wrap Fee Programs WCIP typically includes certain securities transaction fees and other fees and expenses (“Covered Costs”) together with its investment advisory fees. Including these fees into a single asset-based fee is considered a “Wrap Fee Program”. The Advisor customizes its investment management services for its Clients. The Advisor sponsors the WCIP Wrap Fee Program Brochure solely as a supplemental disclosure regarding the combination of fees. Depending on the level of trading required for the Client’s account[s] in a particular year, the Client may pay more or less in total fees than if the Client paid its own transaction fees. Please see Appendix 1 – Wrap Fee Program Brochure, which is included as a supplement to this Disclosure Brochure. E. Assets Under Management As of December 31, 2023, WCIP manages $560,058,798 in Client assets, all of which are managed on a discretionary basis. Clients may request more current information at any time by contacting the Advisor.