Hobbs Group Advisors, LLC is a registered investment adviser with the Securities and Exchange Commission. Its principal place of business located in Columbia, South Carolina. Hobbs Group Advisors, LLC began conducting business in 2007. Listed below are the firm's principal shareholders (i.e., those individuals and/or entities controlling 25% or more of this company).
• Mark T. Hobbs, President
• Peter A. Pigeon, Chief Executive Officer
• Garet Strange, Chief Operating Officer Hobbs Group Advisors, LLC offers the following advisory services to our clients: INVESTMENT SUPERVISORY SERVICES ("ISS") INVESTMENT MANAGEMENT AND WEALTH MANAGEMENT Our firm provides continuous advice to a client regarding the investment of client funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on a client's particular circumstances are established, we develop a client's personal investment policy and create and manage a portfolio based on that policy. During our data-gathering process, we determine the client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss a client's prior investment history, as well as family composition and background. Hobbs Group Advisors, LLC, in providing the services agreed upon with the client, may recommend hereafter ("the sub-adviser"), an investment adviser registered under applicable securities laws, as a sub-adviser to manage all or a portion of the managed assets in the Client's account. If this occurs, Hobbs Group Advisors, LLC will be responsible for the continuing supervision of the Client's account, and the actions of the sub-adviser in connection with the Client's account and the managed assets. Hobbs Group Advisors, LLC also will be responsible for the payment of any advisory fee or other charges of the sub-adviser with respect to the managed assets unless it has been stated differently in writing with the Client. Hobbs Group Advisors, LLC agrees that upon proper notice by the Client, Hobbs Group Advisors, LLC will refrain from the appointment of, or terminate as permitted under applicable contracts, any sub-adviser appointed pursuant to this authority. Investment Management (Digital Platform) HGA utilizes Betterment for digital investment management, wherein an asset allocation strategy will be provided by a Sub-Advisor for asset management services that is consistent with the Client’s investment objectives. HGA will utilize risk tolerance and data gathering questionnaires to determine the most appropriate asset allocation strategy. On an ongoing basis, HGA will monitor the performance of a client’s portfolio and Sub-Advisor will rebalance as necessary to conform to the recommended allocation. Clients typically grant HGA and Sub-Advisor a limited power of attorney over their brokerage accounts to determine the amount of securities purchased or sold for their accounts. Adviser may provide performance reports to clients quarterly, semi-annually or annually. Investment Management (Traditional) HGA will design a customized asset allocation strategy or recommend the services of a Sub- Advisor for asset management services that is consistent with the Client’s investment objectives. HGA will utilize risk tolerance and data gathering questionnaires to determine the most appropriate asset allocation strategy. On an ongoing basis, HGA will monitor the performance of a client’s portfolio and will rebalance as necessary to conform to the recommended allocation. Clients typically grant HGA and Sub-Advisor, if applicable, a limited power of attorney over their brokerage accounts to determine the amount of securities purchased or sold for their accounts. HGA may provide performance reports to clients quarterly, semi-annually or annually. Wealth Management Wealth Management combines elements from our Investment Management and Financial Planning Services into one comprehensive engagement. HGA will design a customized asset allocation strategy or recommend the services of a Sub-Advisor for asset management services that is consistent with the Client’s investment objectives. HGA will utilize risk tolerance and data gathering questionnaires to determine the most appropriate asset allocation strategy. On an ongoing basis, HGA will monitor the performance of a client’s portfolio and will rebalance as necessary to conform to the recommended allocation. Clients typically grant HGA and Sub-Advisor, if applicable, a limited power of attorney over their brokerage accounts to determine the amount of securities purchased or sold for their accounts. HGA may provide performance reports to clients quarterly, semi-annually or annually. HGA will also provide financial planning services including but not limited to: retirement projections, cash flow analysis, net worth analysis, evaluation of Clients existing or potential investments, investment management strategies, gifting strategies, and estate planning. Adviser may also provide specific financial planning advice for targeted areas as needed by the client. Additional Information We manage these advisory accounts on a discretionary or non-discretionary basis. Account supervision is guided by the client's stated objectives (i.e., maximum capital appreciation, growth, income, or growth and income), as well as tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. Our investment recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company and will generally include advice regarding the following securities:
• Exchange-listed securities
• Securities traded over-the-counter
• Foreign issuers
• Warrants
• Corporate debt securities (other than commercial paper)
• Commercial paper
• Certificates of deposit
• Municipal securities
• Variable life insurance
• Variable annuities
• Mutual fund shares
• United States governmental securities
• Interests in partnerships investing in real estate
• Interests in partnerships investing in oil and gas interests Because some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity, and suitability. Hobbs Group Advisors, LLC utilizes the services of another Independent Registered Investment Advisor for participation in its periodic Investment Committee meetings. PENSION CONSULTING SERVICES HGA provides pension consulting services separately or in combination with other services. While the primary clients for these services will be pension, profit sharing and 401(k) plans, we offer these services, where appropriate, to individuals and trusts, estates and charitable organizations. Pension Consulting Services are comprised of the distinct services listed below. Clients may choose to use any or all of these services. Plan Design We will meet with the client (in person or over the

telephone) to discuss the major plan goals, identify the key employees, options for contributions and income tax considerations. HGA will determine an appropriate investment strategy that reflects the plan sponsor's stated investment objectives for management of the overall plan. HGA may then prepare a written IPS detailing those needs and goals, including an encompassing policy under which these goals are to be achieved. The IPS would list the criteria for selection of investment vehicles as well as the procedures and timing interval for monitoring of investment performance. Designing the Investment Lineup HGA will design an investment lineup that meets the plan sponsor’s goals and objectives. HGA will monitor the investments for potential changes and analyze ways for the plan sponsor to minimize compliance risk. HGA assists plan sponsors in constructing appropriate asset allocation models. We will then review various mutual funds (both index and managed) to determine which investments are appropriate to implement the client's desired strategy. The number of investments to be recommended will be determined by the client, based on the needs of the client. Administration of the Plan HGA assists with informing the plan sponsor of the rules concerning employee communication, funding contributions, and staying compliant. HGA is also available for support questions regarding enrollment, contributions, rollovers, employee terminations and coordination with the plan’s Third-Party Administrator. We monitor client investments continually, based on the procedures and timing intervals delineated in the Investment Policy Statement. Although our firm is not involved in any way in the purchase or sale of these investments, we supervise the client's portfolio and will make recommendations to the client as market factors and the client's needs dictate. Service HGA creates a service schedule for servicing plan fiduciaries and participants. HGA may provide education meetings to the participants regarding the plan. Fiduciary meetings with the plan sponsor occur at least annually, with the frequency determined depending on the needs of each plan. Education HGA creates an education plan for the participants of the plan, with a focus of retirement outcomes for the participants. For pension, profit sharing and 401(k) plan clients with individual plan participants exercising control over assets in their own account (''self-directed plans''), we also provide quarterly educational support and investment workshops designed for the plan participants when the plan sponsor engages our firm to provide these services. The nature of the topics to be covered will be determined by us and the client under the guidelines established in ERISA Section 404(c). The educational support and investment workshops will NOT provide plan participants with individualized, tailored investment advice or individualized, tailored asset allocation recommendations. Fiduciary Support If acting as an ERISA 3(38) fiduciary, HGA will have the discretion to make fund decisions, such as hiring and firing service providers, reviewing proposals from service providers, investment selection and monitoring decisions. FINANCIAL PLANNING We provide financial planning services. Financial planning is a comprehensive evaluation of a client’s current and future financial state by using currently known variables to predict future cash flows, asset values and withdrawal plans. Through the financial planning process, all questions, information, and analysis are considered as they impact and are impacted by the entire financial and life situation of the client. Depending on the scope of the financial services, clients purchasing financial planning services may receive a written report which provides the client with a detailed financial plan designed to assist the client achieve his or her financial goals and objectives. In general, the financial plan can address any or all of the following areas:
• PERSONAL: We review family records, budgeting, personal liability, estate information and financial goals.
• TAX & CASH FLOW: We analyze the client’s income tax and spending and planning for past, current and future years; then illustrate the impact of various investments on the client's current income tax and future tax liability.
• INVESTMENTS: We analyze investment alternatives and their effect on the client's portfolio.
• INSURANCE: We review existing policies to ensure proper coverage for life, health, disability, long-term care, liability, home and automobile.
• RETIREMENT: We analyze current strategies and investment plans to help the client achieve his or her retirement goals.
• DEATH & DISABILITY: We review the client’s cash needs at death, income needs of surviving dependents, estate planning and disability income.
• ESTATE: We assist the client in assessing and developing long-term strategies, including as appropriate, living trusts, wills, review estate tax, powers of attorney, asset protection plans, nursing homes, Medicaid, and elder law. We gather required information through in-depth personal interviews. Information gathered includes the client's current financial status, tax status, future goals, returns objectives and attitudes towards risk. We carefully review documents supplied by the client, including a questionnaire completed by the client, and prepare a written report. Should the client choose to implement the recommendations contained in the plan, we suggest the client work closely with his/her attorney, accountant, insurance agent, and/or stockbroker. Implementation of financial plan recommendations is entirely at the client's discretion. We also provide general non-securities advice on topics that may include tax and budgetary planning, estate planning and business planning.
• Exchange-listed securities
• Securities traded over-the-counter
• Warrants
• Corporate debt securities (other than commercial paper)
• Commercial paper
• Certificates of deposit
• Municipal securities
• Variable life insurance
• Variable annuities
• Mutual fund shares
• United States governmental securities
• Interests in partnerships investing in real estate
• Interests in partnerships investing in oil and gas interests Typically, the financial plan is presented to the client within six months of the contract date, provided that all information needed to prepare the financial plan has been promptly provided. Financial Planning recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company. All recommendations are of a generic nature. CONSULTING SERVICES Clients can also receive investment advice on a more focused basis. This may include advice on only an isolated area(s) of concern such as estate planning, retirement planning, or any other specific topic. We also provide specific consultation and administrative services regarding investment and financial concerns of the client. Consulting recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company. All recommendations are of a generic nature. AMOUNT OF MANAGED ASSETS As of March 7, 2024, we were actively managing $318,057,619 of clients' assets on a discretionary basis plus $72,052,633 of clients' assets on a non-discretionary basis.