McGlone Suttner Wealth Management, Inc., formerly Verus Investment Advisory Group, Inc., (hereinafter referred to as “McGlone Suttner”) is an investment advisory firm offering a variety of advisory services customized to your individual needs. McGlone Suttner Wealth Management, Inc., formerly Verus Investment Advisory Group, Inc., was established April 1, 2009. The principal owners of McGlone Suttner are Thomas J. Suttner, President and Chief Compliance Officer and Jason A. McGlone, Co-Owner. Additional business information about Thomas Suttner and Jason McGlone are disclosed on the Supplemental Brochures available upon request. McGlone Suttner offers the following advisory services. As previously stated, each of the services is more fully described below.
• Asset Management Services
• Financial Planning and Consulting Services McGlone Suttner tailors the advisory services it offers to your individual needs. You may impose restrictions and/or limitations on the investing in certain securities or types of securities. McGlone Suttner will ask you to complete a Personal Confidential Questionnaire to assist McGlone Suttner with obtaining information about your background, financial situation and history. Additionally, McGlone Suttner will meet with you and conduct an interview and data gathering session to continue the due diligence process. The information gathered by McGlone Suttner will assist McGlone Suttner to provide you with the requested services and customize the services to your financial situation. Depending on the services you have requested, McGlone Suttner will gather various financial information and history from you including, but not limited to:
• Employment information
• Retirement and financial goals
• Investment objectives
• Investment horizon
• Financial needs
• Cash flow analysis
• Cost of living needs
• Education needs
• Savings tendencies
• Insurance needs
• Other applicable financial information required by McGlone Suttner in order to provide the investment advisory services requested. McGlone Suttner will not verify any information received from you or from any other professional (e.g., attorney, accountant) you have engaged on your behalf. McGlone Suttner will rely on the information provided and assume the information is complete, true and accurate. You are under no obligation to act upon any recommendations offered by McGlone Suttner or implement the recommendations through McGlone Suttner. 5 of 18 Written Acknowledgement of Fiduciary Status When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. As of December 31, 2023, McGlone Suttner has $689,144,646 in discretionary assets under management. McGlone Suttner also has $20,153,137 in assets under advisement. Asset Management Services Upon McGlone Suttner completing its analysis of your situation, McGlone Suttner will determine an asset allocation customized to your financial goals, objectives, and risk tolerance. McGlone Suttner utilizes a combination of individual investments and model portfolios designed by McGlone Suttner to fit your needs. McGlone Suttner has designed several model portfolios. The models are designed around various account sizes and risk tolerances. McGlone Suttner will schedule a meeting with you and present the recommended portfolio allocation. Upon your approval, McGlone Suttner will implement the portfolio allocation. McGlone Suttner will provide continuous and ongoing management

of your account. Unless otherwise expressly requested by you, McGlone Suttner will manage the account and will make changes to the allocation as deemed appropriate by McGlone Suttner on a discretionary basis. Therefore, McGlone Suttner will determine the securities to be purchased and sold in the account and will alter the securities holdings from time to time, without prior consultation with you. McGlone Suttner may actively trade securities and hold such holdings for periods of 30 days or less or maintain positions for longer or shorter-term periods. McGlone Suttner generally limits its investment advice to mutual funds, exchange traded funds (ETFs), individual stocks, bonds. McGlone Suttner may use other securities as well to help diversify a portfolio when applicable. In some instances, McGlone Suttner may utilize the services of a sub- adviser to manage some or all of a client’s portfolio. 6 of 18 You are advised transactions in the account, account reallocations and rebalancing may trigger a taxable event, with the exception of IRA accounts, 403(b) accounts and other qualified retirement accounts. Financial Planning and Consulting Services Prior to engaging McGlone Suttner to provide financial planning or consulting services, you will be required to enter into a written agreement. The agreement will set forth the terms and conditions of the engagement, the scope of services to be provided and McGlone Suttner’s fees. McGlone Suttner will schedule a meeting with you and present the analysis of your situation and recommendations for steps to be taken to assist you to work toward financial goals. Plans are based on your financial situation at the time and are based on financial information disclosed by you to McGlone Suttner. You are advised that certain assumptions may be made with respect to interest and inflation rates and use of past trends and performance of the market and economy. However, past performance is in no way an indication of future performance. McGlone Suttner cannot offer any guarantees or promises that your financial goals and objectives will be met. Further, you must continue to review the plan and update the plan based upon changes in your financial situation, goals, or objectives or changes in the economy. Should your financial situation or investment goals or objectives change, you must notify McGlone Suttner promptly of the changes. You are advised that the advice offered by McGlone Suttner may be limited and is not meant to be comprehensive. Therefore, you may need to seek the services of other professionals such as an insurance adviser, attorney and/or accountant. You are not obligated to implement advice through McGlone Suttner or Advisory Representatives. Should you implement the plan with McGlone Suttner’s Advisory Representatives commissions or other compensation may be received in addition to the advisory fee paid to McGlone Suttner. Pension Consulting Services McGlone Suttner offers consulting services to pension or other employee benefit plans (including but not limited to 401(k) plans). Pension consulting may include, but is not limited to: o identifying investment objectives and restrictions o providing guidance on various assets classes and investment options o recommending money managers to manage plan assets in ways designed to achieve objectives o monitoring performance of money managers and investment options and making recommendations for changes o recommending other service providers, such as custodians, administrators and broker-dealers o creating a written pension consulting plan These services are based on the goals, objectives, demographics, time horizon, and/or risk tolerance of the plan and its participants. 7 of 18 General Information You are advised the investment recommendations and advice offered by McGlone Suttner are not legal advice or accounting advice. You should coordinate and discuss the impact of financial advice with your attorney and/or accountant. You are advised that it is necessary to inform McGlone Suttner promptly with respect to any changes in your financial situation and investment goals and objectives. Failure to notify McGlone Suttner of any such changes could result in investment recommendations not meeting your needs. Wrap Fee Programs A wrap fee program is an investment program wherein the investor pays one stated fee that includes management fees, transaction costs, and certain other administrative fees. McGlone Suttner does not participate in any wrap fee programs.