Introduction Barrett & Company was founded in Rhode Island in 1928 and continues today to be managed by the same founding family. Barrett & Company is a FINRA-member broker-dealer registered with the SEC and various states. Barrett & Company’s principal place of business is Providence, RI. The firm offers Investment Management Services that are tailored to meet each client’s individual needs and objectives. Barrett & Company introduces its client accounts to Fidelity Clearing & Custody Solutions, (NFS)1 to provide clearing and custody services. Barrett’s principal owner is Wilson G. Saville, II, President, Treasurer and Chief Compliance Officer. Barrett & Company ("Barrett") and its Advisors will provide investment advice and services to clients who are typically individuals, pension and profit-sharing plans, trusts, corporations and other business entities. Barrett will not serve as attorneys, accountants, or licensed insurance agents, and none of Barrett’s services should be construed as same. Upon client requests, Barrett may recommend the services of other professionals for certain non-investment implementation purposes (i.e. attorneys, accountants, insurance, etc.), but clients are under no obligation to engage the services of any such recommended professional. Also, if the client engages any such recommended professional, and a dispute arises thereafter relative to the engagement, the client agrees to seek recourse exclusively from and against the engaged professional. Barrett analyzes, constructs, and manages customized investment portfolios based on the particular goals of each client in a manner that takes into account facts and information such as: income needs, liquidity requirements, investment time-horizons, and rate of return objectives, tax considerations, risk tolerance and existing investments. Barrett utilizes an array of investment vehicles including, but not limited to: exchange-listed securities, mutual funds, index funds, exchange-trades funds (ETFs), stock options, and bonds. Depending on the particular investment portfolio and/or investment strategy, Barrett employs a variety of security analysis methods including charting, quantitative, fundamental, and technical analysis. We also consult a wide range of information to analyze and execute investment strategies, such as: financial newspapers and magazines, third-party research materials, annual report, prospectuses, regulatory filings, press releases and the internet. The minimum account size is $100,000 for managed accounts which may be waived by Barrett depending upon the circumstances. Barrett will manage client accounts on a discretionary basis, but may also offer non-discretionary management services to those clients that choose to make their own decisions on recommendations. 1 For more information, please

refer to NFS’s website: https://nationalfinancial.fidelity.com/ ® Fidelity Clearing & Custody Solutions provides clearing, custody and other brokerage services through National Financial Services LLC, or Fidelity Brokerage Services LLC, Members NYSE, SIPC. As of year-end December 31, 2022, Barrett has approximately $309,000,000 of Assets under Management in our Managed Account Solutions Program. Initial Consultation Barrett will begin by providing the client a free initial consultation; Advisors use the initial consultation to:  Introduce the client to Barrett’s firm, its services and staff;  Gather information about the client’s investment objectives, financial condition, and risk tolerance, which Barrett uses in forming its investment advice; and  Reach an agreement on the terms of service and compensation arrangements. The consultation must be completed before Barrett will make any specific recommendations about the client’s asset allocation or securities to buy or sell. At the conclusion of the initial consultation and if the client elects to use Barrett’s services, the client will sign an Investment Advisory Contract (Statement of Investment Selection) or an Investment Advisory Services Agreement depending on which product the client chooses to enroll in, which serves as the contract between the client and Barrett, specifying the precise nature of services to be rendered by Barrett and fees to be paid by the client. Advisor Services For those clients where Barrett provides ongoing supervisory advisory services, the client has given Barrett written discretionary authority over the client’s accounts with respect to securities to be bought or sold and the amount of securities to be bought or sold. Details of this relationship are fully disclosed to the client before any advisory relationship has commenced. Clients give us discretionary authority when they sign the Advisory Contract (Statement of Investment Selection) or Investment Advisory Services Agreement. However, we do allow clients to impose reasonable limitations on investing by providing us with written instructions. We will make ongoing investment transactions in client advisory accounts which primarily involve: exchange-listed securities, mutual funds, index funds, exchange-trades funds (ETF’s), stock options (options are only in non-discretionary accounts when requested by a client), and bonds. We will not use margin or leveraged products. Given that the market will affect the value of these securities, Barrett will monitor your accounts and make any necessary investment changes needed to achieve client’s objectives. The securities mentioned above reflect a broad range of investment risk, including some securities that entail high degrees of risk, such as stock options.