ADV Part 2A – Brochure Page 5 TTP Investments, Inc.
Aggressive Risk Tolerance: Developed for our clients who are accredited investors and highly risk
tolerant. This portfolio should represent only a small portion of a client’s overall assets. We hold our
Growth portfolio’s investments here and expand on it by implementing options trading of underlying
secular trend companies when opportunities arise.
Financial Planning Services
Financial planning services may include a review of all aspects of a client’s current financial situation,
including the following components: cash management, risk management, insurance, education funding,
goal setting, retirement planning, employee benefits, estate and charitable giving planning, tax planning
and capital needs planning.
The Firm then assesses the client’s goals, objectives, time horizon, and risk tolerance to compare where
the client is today in relation to the attainment of stated goals. Generally, such financial planning services
will involve preparing a financial plan or rendering a financial consultation based on the client’s financial
goals and objectives. This planning or consulting may encompass one or more of the following areas:
Investment Planning, Retirement Planning, Estate Planning, Charitable Planning, Education Planning,
Corporate and Personal Tax Planning, Cost Segregation Study, Corporate Structure, Real Estate Analysis,
Mortgage/Debt Analysis, Insurance Analysis, Lines of Credit Evaluation, Business and Personal Financial
Planning. TTP Investments may prepare a written financial plan.
Written financial plans or financial consultations rendered to clients usually include general
recommendations for a course of activity or specific actions to be taken by the clients. For example,
recommendations may be made that the clients begin or revise investment programs, create or revise
wills or trusts, obtain or revise insurance coverage, commence or alter retirement savings, or establish
education or charitable giving programs. TTP Investments refers clients to an accountant, attorney or
other specialist, as necessary, for non-advisory related services. For written financial planning
engagements, clients are provided a written summary of their financial situation, observations, and
recommendations. For financial consulting engagements, generally clients do not receive a written
summary of observations and recommendations as the process is less formal than written planning
services. Implementation of the recommendations is at the sole discretion of the client.
Financial planning services are based on the client’s financial situation at the time and are based on
financial information disclosed by the client to TTP Investments. Certain assumptions may be made with
respect to interest and inflation rates and the use of past trends and performance of the market and
economy. The Firm does not offer any guarantees or promises that client’s financial goals and objectives
will be met. Clients should notify TTP Investments promptly of any changes to their financial goals,
objectives or financial situation, as such changes may require a review of the plan and changes to
recommendations.
Clients are advised that potential conflicts of
interest exist if the Firm recommends its own investment
management services because the Firm will receive additional compensation from the client in the form
of advisory fees. This may act as an incentive to the Firm to make certain recommendations in the financial
plan or to advise the client to instruct the Firm to implement the plan. The client is under no obligation to
act on the investment adviser’s recommendation. If the client elects to act on any of the recommendations,
the client is under no obligation to effect the recommendations through TTP Investments.
ADV Part 2A – Brochure Page 6 TTP Investments, Inc.
Tax Advice Services
The Tax Practice, Inc., an affiliate of TTP Investments, provides tax advice to its clients in order to mitigate
the effects of taxation on the client’s income, sales, employment, investments, and gift and estate decisions.
Tailored Relationships
TTP Investments tailors investment advisory services to the individual needs of the client through its
Asset Management services. The goals and objectives for each client are documented in our client asset
management agreement. Additionally, we offer general investment advice to clients utilizing our Financial
Planning Services. Generally, clients are not permitted to impose restrictions or limitations on
investments in their account. In the rare instances that limitations and/or restrictions are permitted, they
must be presented to TTP Investments in writing.
1031 Exchanges
TTP, through personal interviews, gathers information about client assets, liabilities, investment goals,
objectives and time horizon. Certain clients may elect to participate in 1031 Exchange transactions
permitted under the U.S. Internal Revenue Code, which would allow the participating client to avoid paying
capital gains taxes when selling an investment property when reinvesting the proceeds within a certain time
frame in a property or properties of like kind and equal or greater value. While TTP Investments does not
effect such 1031 Exchange transactions, TTP may recommend an unaffiliated third-party to execute the 1031
Exchange transaction on behalf of the client. Please see further explanation in Item 5 (Fees and
Compensation) and Item 8 (Risks) of this disclosure brochure regarding 1031 Exchange transactions.
Wrap Fee Programs
TTP Investments does not offer a Wrap Fee Program.
Client Assets
As of December 31, 2023, TTP Investments managed $405,475,731 on a discretionary basis and $0 on a
non-discretionary basis.
Compensation
TTP Investments bases its fees on the individual services provided as described below.
Compensation-Asset Management Services
TTP Investments bases its asset management fees on a percentage of assets under management. The client
will pay annualized advisory fees as follows:
Assets Under Management Annual Percentage of Assets Charge
Growth Portfolio Assets 0.90%
Balanced Portfolio Assets 0.90%
Conservative Portfolio Assets 0.50%
The management fee will be due and payable quarterly in advance. The management fee is based on the
market value of the account assets, including cash under management, as of the close of business on the
last business day of the preceding quarter. Intra-quarter fees are billed for new deposits and prorated