A. Principal Owners SGWM was founded by the Stoever family in August 2014. it is a New York corporation and registered with the SEC as an investment adviser. SGWM is wholly owned by Stoever Glass Holding Company, Inc. (“SG Holding”) The principal owners of SG Holding are The Estate of Roland Stoever, the Estate of Frederick Stoever and Russell Stoever (collectively, the “Stoevers”). The Stoevers have extensive experience in the securities industry, primarily in fixed income securities, as the owners and principals of, and/or traders for, Stoever, Glass & Company, Inc., a securities broker-dealer and FINRA member firm that was formed in 1964 (‘Stoever Glass”). Stoever Glass specializes in tax-free municipal bond transactions. Background information on the Stoevers is provided below, in the “Key Personnel” section of this Item 4. B. Our Advisory Services SGWM recommends various investment products and services through its investment adviser representatives and through third-party sub-advisors .in accordance with each client’s individual investment objectives, financial resources and individual needs. SGWM provides investment advisory services on both a discretionary and non-discretionary basis to high-net-worth individuals and institutions. We recommend a selection of various investment products, including fixed income and equities, and services through its investment adviser representatives, financial planners and portfolio managers and through third parties sub-advisers. Our investment plans take into consideration the degree of risk tolerance for each client, and the client’s need for diversification, liquidity, capital accumulation and tax reduction. We monitor clients’ portfolios on a continuous basis and recommend changes if appropriate to maintain the objectives and policies of the account. C. Custom Advisory Services SGWM also offers customized financial planning services and develops customized financial plans based on the needs and circumstances of clients who request this service. Financial planning advice typically involves providing a variety of services, principally advisory in nature, to individuals, businesses or families regarding the management of their financial resources based upon an analysis of their individual needs. SGWM uses outside research analytics (e.g., Morningstar and Dorsey Wright) and the financial planning tools available through, RBC /TradePMR or Pershing. An investment proposal is then developed for the client, which usually includes general recommendations for a course of activity or specific actions suggested to the client. For example, recommendations may be made for the client to (1) change the investment allocation of the client’s portfolio, (2) obtain insurance or revise existing coverage, (3) establish an individual retirement account and/or (4) invest funds in securities. The client retains absolute discretion over all implementation decisions and is free to accept or reject any recommendation in financial planning matters. D. Wrap Fee Programs We offer a wrap fee program (the “Program”) as further described in Part 2A, Appendix 1 (the “Wrap Fee Program

Brochure”). Our wrap fee accounts are managed on an individualized basis according to the client’s investment objectives, financial goals, risk tolerance, etc. We do manage wrap fee accounts in the same manner as we provide to our non-wrap fee accounts. As further described in our Wrap Fee Program Brochure, we receive a portion of the wrap fee for our services. Wrap fee clients will not incur transaction costs for trades executed by the custodian for the Program. Wrap fee clients, however, will pay the following separately incurred expenses and fees: charges imposed directly by a mutual fund, index fund, or exchange traded fund, all of which are disclosed in the fund’s prospectus (i.e., fund management fees and other fund expenses). Our firm does not receive any part of these separately incurred expenses and fees for fund investments. As a result of our agreement with Trade PMR, RBC and Pershing LLC to pay for trading expenses in a Program account, we have a financial incentive not to place transactions in those accounts since doing so increases transaction costs. Thus, an incentive exists to place trades less frequently in a wrap fee arrangement. However, we generally recommend transactions based on the best interest of the client. The client should review all fees charged by SGWM, funds and others to fully understand the total amount of fees paid for investment and financial-related services. Clients participating in the Wrap Fee Program may pay higher or lower fees than clients receiving such services separately, depending on the cost of services if provided separately and the level of trading in a particular client’s account. SGWM will monitor and review the initial or ongoing selection of a wrap fee program account or a non-wrap account as part of its investment strategy review process. However, clients are reminded that they should select an account that is appropriate for them. E. . Current Assets Under Management As 07/31/2023 SGWM has $242,936,360 million under management, of which $74,632,263 is on a discretionary basis and $ 168,331,097 is on a non-discretionary basis. SGWM’s fiscal year ends on May 31st. F. Key Personnel SGWM investment advisory decisions are made by the following individuals. This information is included in this Item 1 in lieu of filing a separate Form ADV, Part 2B, Brochure Supplement. Steven Sapirstein, Chief Compliance Officer and branch manager. Russell Stoever has been employed by Stoever Glass since 1971. He became a principal of the firm in 1982 and is its Vice President. Russell Stoever is also a director of Tridan Corp., an investment company registered as such under the Investment Company Act of 1940 that invests in municipal securities. He does not execute any portfolio transactions for, or engage in any principal transactions with, Tridan Corp. or its investment adviser or any accounts over which the adviser for Tridan Corp. has brokerage discretion, or any other investment company that has the same investment adviser. Russell Stoever has a limited role in the management but oversees the day-to-day operations of SGWM and its affiliates.