Our firm provides individuals and other types of clients with a wide array of investment advisory services. Our
firm is a limited liability company formed under the laws of the State of Arizona in 2008. Our firm is owned by
Richard Siegel, Gregory Yocum, and James Robinson.
Our firm provides fee-only asset management and financial planning services for many different types of clients
to help meet their financial goals while remaining sensitive to risk tolerance and time horizons. As a fiduciary,
it is our duty to always act in the client’s best interest. This is accomplished in part by knowing the client. Our
firm has established a service-oriented advisory practice with open lines of communication. Working with
clients to understand their investment objectives while educating them about our process, facilitates the kind
of working relationship we value.
We have voluntarily subscribed to the “Real Fiduciary™ Practices” published by the Institute for the Fiduciary
Standard. Real Fiduciary™ Practices offer a simple code of conduct and outline a commitment to clients of
subscribing financial advisors. They seek to clearly articulate what a client can expect to receive from a
subscribing financial advisor. These Real Fiduciary™ Practices do not replace our regulatory compliance
obligations or duties to clients under relevant laws, rules, or regulations. The Institute for the Fiduciary
Standard’s role is limited to publishing the practices as well as maintaining a corresponding register of
subscribing financial advisors. You can verify our affirmation of Real Fiduciary™ Practices on our website or at
the Institute for the Fiduciary Standard website at www.thefiduciaryinstitute.org. The practices can be found
at https://thefiduciaryinstitute.org/wp-content/uploads/2019/03/Real-Fiduciary-Practices-2019-02-22.pdf
Types of Advisory Services Offered
Through our Wealth Apex™ or Wealth Builder™ services, our firm assist clients in meeting their financial goals
through the use of a financial plan or consultation. Our firm conducts client meetings to understand their
current financial situation, existing resources, financial goals, and risk tolerance. Based on our findings, an
investment approach is presented to the client, consisting of individual stocks, bonds, ETFs, options, mutual
funds and other public and private securities or investments. Upon client request, our firm provides a summary
of observations and recommendations for the planning or consulting aspects of this service.
Wealth Apex™:
Our Wealth Apex™ service requires a minimum portfolio balance of $750,000. This service features the
management of assets along with comprehensive financial planning. Participating clients will establish
financial goals, have their risk tolerance evaluated, have a personalized asset allocation designed and have an
investment policy statement developed. Once the appropriate portfolio has been determined, portfolios are
continuously and regularly monitored, and if necessary, rebalanced based upon the client’s individual needs,
stated goals and objectives. The Wealth Apex™ service is highlighted with quarterly client meetings which
include a detailed review of client portfolios and pertinent financial planning topics. Clients have ongoing
access to a financial advisor to assess live changes and financial issues. As part of the financial planning process,
ARQ will complete a net worth statement and cash flow-based retirement and income plan along with
customized financial planning solutions on an as needed basis. Our written financial plans or financial
consultations rendered to clients usually include general recommendations for a course of activity or specific
actions to be taken by the client(s). These customized solutions include one or more of the following: Family
Needs Planning, Credit and Lending, Tax Planning, Insurance and Liability Management, Executive
Compensation Management, Estate Planning, and Retirement Planning. ARQ may recommend the need for a
specialized consultation or legal document drafting from an unaffiliated third party within the estate planning
or taxation fields. At Client’s request, ARQ will make recommendations to an unaffiliated third party for such
services.
ADV Part 2A – Firm Brochure Page 5 ARQ Wealth Advisors, LLC
Wealth Builder™:
Our Wealth Builder™ service requires a minimum portfolio balance of $200,000 and a minimum monthly
contribution of $500. This service features the management of assets along with targeted financial planning
analyses. Participating clients will establish financial goals, have their risk tolerance evaluated, have a
personalized asset allocation designed and have an investment policy statement developed. Once the
appropriate portfolio has been determined, portfolios are continuously and regularly monitored, and if
necessary, rebalanced based upon the client’s individual needs, stated goals and objectives. The Wealth
Builder™ Service is highlighted with semi-annual client meetings which include a detailed review of client
portfolios and pertinent financial planning topics. Clients have ongoing access to a financial advisor to assess
live changes and financial issues. As part of the financial planning process, our firm will complete an analysis
of household budgets, savings planning, and college planning on an as needed basis.
Retirement Plan Program:
Our firm provides discretionary management of retirement plans to employer plan sponsors on an ongoing
basis. Generally, this service consists of assisting employer plan sponsors in establishing, monitoring and
reviewing their company's participant-directed retirement plan. As the needs of the plan sponsor dictate, areas
of advising may include:
Establishing an Investment Policy Statement – Our firm may assist in the development of a
statement that summarizes the investment goals and objectives along with the broad strategies to be
employed to meet the objectives.
Investment Options, Asset Allocation, and Portfolio Construction –Our firm will develop strategic
asset allocation models to meet the Plan’s investment objectives, time horizon, financial situation and
tolerance for risk. Once established, our firm will manage the pooled retirement account on a
discretionary basis. Our firm will communicate with the Plan Sponsor to evaluate existing investments
and make recommendations for appropriate changes.
Investment Monitoring – Our firm will monitor and review the performance and transactions of the
investments with the Plan Sponsor.
In providing this Retirement Plan Program service, our firm does not provide any advisory services with respect
to the following types of assets: employer securities, real estate (excluding real estate funds and publicly traded
REITS), participant loans, non-publicly traded securities or assets, other illiquid investments, or brokerage
window programs (collectively, “Excluded Assets”). All retirement plan consulting services shall be in
compliance with the applicable state laws regulating retirement consulting services. This applies to client
accounts that are retirement or other employee benefit plans (“Plan”) governed by the Employee Retirement
Income Security Act of 1974, as amended (“ERISA”). If the client accounts are part of a Plan, and our firm accepts
appointment to provide services to such accounts, our firm acknowledges its fiduciary standard within the
meaning of Section 3(21) of ERISA as designated by the Retirement Plan Consulting Agreement with respect to
the provision of services described therein.
Tailoring of Advisory Services
Our firm offers individualized investment advice to our Wealth Apex™ and Wealth Builder™ clients. General
investment advice will be offered to our Retirement Plan Program clients. Each Wealth Apex™ and Wealth
Builder™ client may place reasonable restrictions on the types of investments to be held in the portfolio.
Restrictions on investments in certain securities or types of securities may not be possible due to the level of
difficulty this would entail in managing the account.
ADV Part 2A – Firm Brochure Page 6 ARQ Wealth Advisors, LLC
Participation in Wrap Fee Programs
Our firm does not offer or sponsor a wrap fee program.
Regulatory Assets Under Management
As of March 31st, 2024, our firm manages $518,174,416 on a discretionary basis and $1,944,290 on a non-
discretionary basis, which totals $520,118,706 in Regulatory Assets Under Management.