Description of Services and Fees We are an SEC registered investment adviser based in Tunkhannock, Pennsylvania. We are organized as a limited liability company under the laws of the State of Pennsylvania. Our firm has been providing investment advisory services since 2004 through various successions involving legal name changes and/or ownership changes. Raymond Scott Stone, Robert Brown, John Burke, and Kirk Lunger are the owners of our firm. The following paragraphs describe our services and fees. Please refer to the description of each investment advisory service listed below for information on how we tailor our advisory services to your individual needs. As used in this Brochure, the words “we”, “our” and “us” refer to Stone House Investment Management, LLC d/b/a Stone House Retirement Income Planners and the words “you”, “your” and “client” refer to you as either a client or prospective client of our firm. Also, you may see the term Associated Person throughout this Brochure. As used in this Brochure, our Associated Persons are our firm’s officers, employees, and all individuals providing investment advice on behalf of our firm. Asset Management Services We offer discretionary asset management services. Our investment advice is tailored to meet our clients' needs and investment objectives. If you retain our firm for asset management services, we will meet with you to determine your investment objectives, risk tolerance, and other relevant information (the "suitability information") at the beginning of our advisory relationship. We will use the suitability information we gather to develop a strategy that enables our firm to give you continuous and focused investment advice and/or to make investments on your behalf. As part of our asset management services, we may customize an investment portfolio for you in accordance with your risk tolerance and investing objectives. We may also invest your assets using a predefined strategy, or we may invest your assets according to one or more model portfolios developed by our firm. Once we construct an investment portfolio for you, or select a model portfolio, we will monitor your portfolio's performance on an ongoing basis and will rebalance the portfolio as required by changes in market conditions and in your financial circumstances. In addition, clients have the option to select an enhancer, "FLEX", to our investment management strategies listed below that uses volatility measures to determine if a portion of the equity portfolio should be moved to money market funds until the volatility subsides. If you participate in our discretionary portfolio management services, we require you to grant our firm discretionary authority to manage your account. Discretionary authorization will allow our firm to determine the specific securities and the amount of securities, to be purchased or sold for your account without your approval prior to each transaction. Discretionary authority is typically granted by the investment advisory agreement you sign with our firm, a limited power of attorney, or trading authorization forms. You may limit our discretionary authority (for example, limiting the types of securities that can be purchased for your account) by providing our firm with your restrictions and guidelines in writing. As part of our asset management services, we may use one or more sub-advisers to assist us with managing your account on a discretionary basis, or we may recommend that you engage a third-party investment adviser to assist with the management of your account(s). In both instances we will regularly monitor the performance of your accounts. Depending on the circumstances your account may be billed for one advisory fee that will be distributed to the respective investment advisers managing your account(s), or your account may be billed separately for each investment adviser's advisory fee. All terms of the advisory relationship(s), including fees and payment arrangements, will be subject to a written agreement between you and our firm, and to the extent applicable, between you and the third-party investment adviser. You will also receive a disclosure document from any third-party investment adviser that you engage. Please do not hesitate to contact us if you have any questions about these relationships. Asset Management Platforms Risk Based Allocation Strategies Diversidex - With Diversidex, we design allocations to low-cost, index-style ETFs to minimize the expenses of the investment strategy. The investment approach focuses on smart, long-term allocations to areas of the financial markets that present good opportunities to our clients. Diversidex places the focus on reducing the costs of a well-constructed, diversified portfolio at the sacrifice of having securities analysts picking individual stocks, bonds, commodities, and other investments that they believe will outperform the averages. Essential - Traditional Separate Account Management. The Essential Portfolios use traditional asset allocation and investment management techniques to provide a smartly diversified portfolio of primarily ETFs and index mutual funds. Managed mutual funds may also be used which employ securities analysts to pick and choose specific stocks, bonds, commodities, and other investments in an attempt to outperform their peers. The goal of these analysts is to increase return and decrease volatility, but these funds typically come with higher expenses. Cornerstone - Traditional Separate Account Management. The Cornerstone Portfolios use many asset classes, such as commodities, alternatives, and real estate. This is designed to reduce correlation to just traditional stocks and bonds. These portfolios can use a mix of professionally managed mutual funds as well as low-cost index ETFs. This portfolio is a good complement to other traditional investment portfolios. Strategic ETF - This dynamic ETF allocation strategy moves money between Exchange Traded Funds to take advantage of short and long-term investment trends. Investments are made in several broad categories, but the strategy will also look to take advantage of specific parts of the stock and bond markets which the strategist believes are underpriced. These positions are all weighted to maintain overall risk near a target level. Tactical Growth Strategies Tactical Growth - This strategy uses a very active market-directional strategy on the S&P 500 for a portion of client assets and compliments it with longer-term, diversified holdings in other assets for the larger portion of the portfolio. This is a growth-oriented strategy which includes broad diversification of assets. This strategy serves best as a compliment to your core Risk Based Allocation Strategies described above or other portfolio holdings.

Power Savings CD & Money Market Accounts
• A convenient, managed way to invest excess cash reserves in CD’s and Money Market Funds to maximize FDIC insurance coverage and potentially enhance return.
• Determine the portion of the account to remain in Core (Very Liquid) holdings and the portion you want invested in FDIC Insured Bank Certificates of Deposit (CDs)
• Available in 3, 6, 12, 18, 24, and 36 Month Target Durations and Ladders
• Link your primary Bank Checking or Savings to our Power Savings account and pass money back and forth as needed to meet your cash flow needs.
• Choose Between FDIC Insured Cash Sweep Account* or a higher-interest non-FDIC Insured Money Market Mutual Fund *If choosing the FDIC Insured Cash Sweep Option, Fidelity Investments will sweep all cash and core money market mutual fund holdings at the end of each day into an FDIC insured savings account at one of its Network Banks. FDIC Sweep may be subject to the capacity constraints of Fidelity Investments' Bank Network. If capacity is not available for a portion of your cash assets, those assets will automatically be invested in the Fidelity Government Money Market Fund (SPAXX) until additional capacity for FDIC Insured Bank Deposits is made available. Specialty Portfolios Custom Account Management - We provide management of client assets that can incorporate client directed holdings, securities of many types, and client specific management strategies. This is an open structure management platform and will be custom tailored to your needs. We also provide basic investment advisory services as well as maintain and service the account. Sentinel Portfolio Management - As an added benefit to our clients, we may offer to provide service and supervision to certain custom assets upon client request to clients who also use, or intend to use, our other portfolio management strategies and services. Financial Planning Services We offer broad-based, modular, and consultative financial planning services. Financial planning will typically involve providing a variety of advisory services to clients regarding the management of their financial resources based upon an analysis of their individual needs. If you retain our firm for financial planning services, we will meet with you to gather information about your financial circumstances and objectives. Once we specify those long-term objectives (both financial and non-financial), we will develop shorter-term, targeted objectives. Once we review and analyze the information you provide to our firm, we may deliver a written plan to you, designed to help you achieve your stated financial goals and objectives. Clients may also engage our firm for on-going, annual retainer services. As part of our financial planning services, we also offer project-based services, including: Portfolio Risk Analysis - First, we will determine your Risk Tolerance and Return Needs by asking you a series of questions. Then we will review your current investment portfolio and provide you with an analysis of your holdings. We will evaluate the potential for volatility that exists in your portfolio and make recommendations of changes if we determine the amount of risk in your portfolio is too low or too high for your specific needs. Future You Retirement Income Analysis - We will model out your future retirement based on your goals and expectations, then we will create approximately 1000 different versions of your future based on different investment returns that you may experience over your lifetime. We with then show you how likely you are to achieve your retirement goals by evaluating these 1000 different versions. If your probability of success is too low, we will make recommendations of how you can improve your chances of success and show you how these changes will improve your chances of having enough money for all the years of your retirement. LifeStack Financial Life Planning - Your financial life is huge. Bigger than you probably realize. There are many moving parts and it is hard to get control of all of them. With our LifeStack Card Deck, we will organize and evaluate approximately 18 different aspects of your financial life so you can finally feel like you are in control. Financial planning services are based on your financial situation at the time we present our recommendations to you, and on the financial information you provide to our firm. You must promptly notify our firm if your financial situation, goals, objectives, or needs change. You are under no obligation to act on our financial planning recommendations. Should you choose to act on any of our recommendations, you are not obligated to implement our recommendations through any of our other investment advisory services. Moreover, you may act on our recommendations by placing securities transactions with any brokerage firm. Selection of Third-Party Money Managers A registered third-party investment adviser whose investment styles and strategies suit the client’s individual needs and financial objectives may be recommended by our Associated Persons. The investments in these accounts are managed by Money Managers who specialize in the particular types of securities or strategies. Stone House will be responsible for monitoring these investments for compliance with the client’s financial situation, investment objectives, and risk tolerance. The selected Third-Party Money Manager will be responsible for securities selection according to the strategy selected. The client will be provided with the disclosure documents for any Third-Party Money Manager recommended for investment in the client’s accounts. Wrap Fee Program(s) Our firm does not participate in any wrap fee programs. Types of Investments We generally offer advice on equity securities, warrants, corporate debt securities, commercial paper, certificates of deposit, municipal securities, investment company securities, US Government securities, options contracts on securities, and interest in partnerships investing in real estate, oil and gas interests, and others. Additionally, we may advise you on any type of investment that we deem appropriate based on your stated goals and objectives. We may also provide advice on any type of investment held in your portfolio at the inception of our advisory relationship. You may request that we refrain from investing in particular securities or certain types of securities. You must provide these restrictions to our firm in writing. Assets Under Management As of December 31st, 2023, we provide continuous management services for $544,513,723 in client assets on a discretionary basis.