Lend Academy Investments provides investment advisory services to private U.S. investment funds, institutional investors, financial advisors, family offices and individual clients on discretionary and non- discretionary bases. Additionally, LAI provides advisory services to institutions, external private funds, financial advisors, family offices and individual clients through a managed account service (the “Managed Account Service” or “MAS”). The advisory services include, among other things, providing advice regarding the selection of investments through multiple business lines. NSR Invest and LendingRobot, the names under which the Investment Manager operates such other business lines, currently provide discretionary investment advice (“Discretionary Investment Service”) to two private investment funds (collectively the “Funds”) managed by the Investment Manager, including the Lend Academy P2P Fund, LP (the “P2P Fund”) and the LendingRobot Series, LLC (the “Series”). The Series is currently comprised of four separate private offerings with differing investment strategies. NSR Invest and LendingRobot also provide non-discretionary investment advisory service (“Non-discretionary Investment Service” or “NDIS”), to institutions, private funds, financial advisors, family offices and individual investors. The primary investment objective of the Discretionary Investment Service is to provide investors with low volatility and a meaningful yield on investments through the consumer and small business credit markets. The primary objective of the Non-discretionary Investment Service is to provide investors with the data, analytics, technology and portfolio reporting necessary to confidently invest in consumer and small business credit opportunities via online Marketplaces, as defined herein. The Discretionary Investment Service consists of the P2P Fund, the Series, and the Managed Account Service. The Funds are private and operate under the 3(c)(1) exception of the Investment Company Act of 1940, as amended. The Funds plan to offer interests on a continual basis without registration in reliance upon Rule 506(c) of Regulation D of the Securities Act of 1933, as amended (the “Securities Act”). The Managed Account Service is a discretionary investment service that currently offers several investment strategies from which clients can select; including conservative, balanced, assertive, and custom strategies. From time to time, LAI may advise certain separately managed accounts to invest in other types of investments and opportunities. See “Methods of Analysis, Investment Strategies and Risk of Loss” for additional detail on Lend Academy Investments investment strategies. The Non-discretionary Investment Service allows investors to execute investment strategies according to their own investment selection logic while utilizing the data, analytics, and portfolio reporting capabilities of Lend Academy Investments’ proprietary investment technology, NSR Platform. LAI produces webinars, videos, and other collateral, including written articles and blog posts, to educate the investment community, including prospective clients, about various aspects of online lending investment

opportunities, including the potential risks and benefits of investing in consumer, small business and real estate credit. These webinars, seminars and blog posts are provided free of charge. Lend Academy Investments, LLC d/b/a NSR Invest was founded in 2013 and is wholly owned by Lend Core, INC (“Lend Core”). As of July 31, 2017, LendingRobot is wholly owned by Lend Cor. Lend Core is wholly owned by FH Global, which is owned by Victor Remsha and minority shareholders representing investors and current/former employees. Along with Lend Academy Investments, Lend Core also owns 100% of NSR Technology, LLC (“NSR Platform”). Lend Academy Investments enters into a written investment advisory agreement with each of its advisory clients. As of December 31, 2023, LAI had approximately $22,984,002 under management. For the Funds, LAI serves as the General Partner and investment manager as defined by the Funds’ offering memorandums, limited partnership agreement and governing documents (collectively, the “Offering Documents”). Limited partners in the Funds are not considered clients of LAI and do not enter into investment advisory agreements with LAI. With respect to each of the Funds, this brochure is qualified in its entirety by the Funds’ Offering Documents. For Managed Account Service clients, LAI allocates securities based on the investment strategy chosen by the client; for Non-discretionary Investment Service clients, LAI allocates securities based on the investment strategy implemented by the client. For both Managed Account Service clients and Non-discretionary Investment Services clients, LAI does not consider the client’s individual circumstances when selecting Loans for clients’ portfolios. See “Methods of Analysis, Investment Strategies and Risk of Loss” for additional detail on LAI’s investment strategies. In limited circumstances, Managed Account Service and/or Non- discretionary Investment Service clients may impose certain restrictions on investing in certain securities or types of securities such as the term of Loans (as defined below) to be allocated to a client’s portfolio. LAI reserves the right to reject any client that seeks restrictions that LAI is unable to implement, or which may fundamentally alter the investment objective of the strategy selected by the client. Clients who restrict their investment portfolios may experience worse performance results than clients with unrestricted portfolios, even if the clients are invested in the same investment model. Under NSR Invest’s standard written investment advisory agreements, the term of the agreement is for one year and automatically renews for successive one-year periods unless either party, upon 30 days’ prior written notice to the other party, shall elect to terminate the agreement as of the end of a calendar quarter or as of such other termination date as the parties may mutually agree in writing. Under LendingRobot’s standard written investment advisory agreements, the term of the agreement is indefinite unless either party provides communication of termination, which shall be effective immediately. Lend Academy Investments does not participate in wrap fee programs.