ATFS Advisers LLC (hereinafter referred to as “ATFS,” the “Adviser,” “Firm,” “we,” “us,” or “our”) is a Delaware limited liability company with its principal office located at 12121 W Olympic Blvd, #2067, Los Angeles, CA 90064 and is registered with the Securities and Exchange Commission (the “SEC”) as an investment adviser. ATFS was formed in October 2022 and is wholly-owned by Atlas Financial Services, Inc. (“Atlas”). Atlas is a privately held company headquartered in Los Angeles, California. Information about the Firm’s organizational and ownership structure is provided on Part 1 of the Firm’s Form ADV, which is available online at www.adviserinfo.sec.gov. This Firm Brochure provides information regarding the qualifications, business practices, and the advisory services provided by ATFS. For information regarding this Firm Brochure, please contact Matty Gallas (Chief Compliance Officer) at (310) 614-3687. Advisory Services Offered ATFS offers advisory services to individuals, high net worth individuals, families, trusts, estates, businesses, and retirement plans (each referred to as a “Client”) designed to help Clients accomplish personal finance goals. ATFS serves as a fiduciary to Clients, as defined under the applicable laws and regulations. As a fiduciary, ATFS upholds a duty of loyalty, fairness, and good faith towards each Client and seeks to mitigate conflicts of interest. ATFS’s fiduciary commitment is further described in ATFS’s Code of Ethics. For more information regarding the Code of Ethics, please see “Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading”. Atlas Private Client ATFS is an adviser to Client investment accounts through a product called Atlas Private Client. Through Atlas Private Client, the Firm provides customized discretionary and non- discretionary investment and wealth management services to high-net-worth individuals and associated trusts, estates, pension and profit-sharing plans, and other legal entities. ATFS generally invests client discretionary assets in domestic and international stocks, bonds, options, mutual funds, exchange traded funds (“ETFs”), private funds, and real estate. ATFS works closely with each Client to identify their investment goals and objectives as well as risk tolerance and financial situation in order to design a portfolio strategy. ATFS considers the Client’s specific goals and risk tolerance and its capital markets outlook when directing assets to specific investments. ATFS may retain certain legacy investments based on portfolio fit and/or tax considerations for each Client. Atlas Private Client maintains an online presence through the Firm’s website, www.atlasfinancial.com, primarily for informational purposes. Through Atlas Private Client, ATFS may also provide investment advice to its Clients with held away assets such as 401ks and shares

in private companies. In providing these services, Form ADV Part 2A – Firm Brochure 5 ATFS Advisers LLC ATFS may or may not have the ability to transact in the Client’s account, depending on the platform where such assets are held. Provision of these services is subject to the Client’s investment advisory agreement with ATFS. With respect to the each Client account and the investment portfolio held in each Client account, ATFS will construct, implement, and monitor the portfolio to ensure it meets the goals, objectives, circumstances, and risk tolerance agreed to by the Client. Each Client will have the opportunity to place reasonable restrictions on the types of investments to be held in their respective portfolio, subject to acceptance by ATFS. ATFS evaluates and selects investments for inclusion in Client portfolios only after applying its internal due diligence process. ATFS may recommend, on occasion, redistributing investment allocations to diversify the portfolio. ATFS may recommend specific positions to increase sector or asset class weightings. ATFS may recommend employing cash positions as a possible hedge against the market movement. ATFS may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position[s] in the portfolio, change in risk tolerance of the Client, generating cash to meet Client needs, or any risk deemed unacceptable for the Client’s risk tolerance. Client Account Management Prior to engaging ATFS to provide advisory services each Client is required to enter into a written advisory agreement with the Adviser that define the fees, terms, conditions, authority, and responsibilities of the relationship between ATFS and the Client. These services may include:
• Establishing an Investment Strategy – ATFS, in connection with the Client, will develop a strategy that seeks to achieve the Client’s goals and objectives.
• Asset Allocation – ATFS will develop a strategic asset allocation that is targeted to meet the investment objectives, time horizon, financial situation, and tolerance for risk for each Client or unique client goal.
• Portfolio Construction – ATFS will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client.
• Wealth Management and Supervision – ATFS will provide wealth management and ongoing oversight of the Client’s investment portfolio. Assets Under Management As of March 13, 2024, ATFS manages $15,392,549 in assets, all of which are on a discretionary basis. Clients may request more current information at any time by contacting Form ADV Part 2A – Firm Brochure 6 ATFS Advisers LLC the Adviser. Form ADV Part 2A – Firm Brochure 7 ATFS Advisers LLC