Retireful, LLC d/b/a Mohr Capital Management (“MCM”, the “Firm” or the “Adviser”), a is a privately held limited liability company organized under the laws of Delaware that has been registered with the U.S. Securities and Exchange Commission (“SEC”) since July 2021. Dan Mohr is the founder, owner, Chief Executive Officer (“CEO”) and Chief Investment Officer (“CIO”) of MCM. MCM and Mr. Mohr are supported by another key management person, Sonya Lincolnhol, who as Vice President of Investments performs a variety of duties in furtherance of the Firm’s business activities. As of February 28, 2023, MCM manages a total of approximately $296,527,762 MM in regulatory assets under management (“RAUM”) on a discretionary basis. None of the RAUM of the Firm indicated herein is managed on a non-discretionary basis. The following paragraphs describe our services and fees. Refer to the description of each investment advisory service listed below for information on how we tailor our advisory services to your individual needs. As used in this Form ADV Part 2A Brochure (or “Brochure”), the words "we," "our," and "us" refer to MCM and the words "you," "your," and "Client" refer to you as either a client or prospective client of our Firm. Portfolio Management Services & Types of Investments Advisory Services MCM offers primarily discretionary investment management services (excluding trading services which is delegated to a Sub-Adviser or, where necessary, an outsourced trader) directly to pooled investment vehicles, namely, exchange traded funds (“ETFs”), which are marketed under the brand name of Mohr Funds, collective investment trusts (“CITs) sponsored by Alta Trust (i.e., a third party financial institutional), and separately managed accounts (“SMAs”) for institutional investors. MCM creates specialized portfolios that primarily utilize individual equities, bonds, and exchange traded funds (“ETFs”). MCM’s strategy programs range from conservative to aggressive and take an active approach to investing in a number of different stock and bond markets. Sub­Advisory Services MCM offers sub-advisory investment management services (excluding trading services) to SEC and state-registered investment advisers, financial planning firms, broker-dealers, banks and other financial institutions (or the “primary investment adviser”) that maintain ongoing relationships with clients. When these arrangements exist, MCM will enter into an agreement with the primary investment adviser to provide investment management services to the clients it accepts from those firms (the “sub- advisory client”). MCM reserves the right, in its sole and absolute discretion, to not accept a client account under a sub-advisory arrangement. Under the sub-advisory arrangement, the primary investment adviser remains responsible for determining sub-advisory clients’ investment objectives and whether one or more of the firm’s programs are suitable to meet such investment objectives. MCM is responsible for the discretionary management of the assets which the primary investment adviser has instructed be invested in one or more of the Firm’s investment strategy programs (or “programs”). Each program is designed to achieve particular investment goals. Accordingly, the tactical strategy programs themselves are not tailored to accommodate the needs or objectives of specific individual clients, but rather, are designed to enable the primary investment adviser to match its clients with a tactical strategy program consistent with the investor’s investment goals. Portfolio Models MCM provides investment instructions (or “signals”) through the use of its quantitative models to other financial institutions including SEC and state registered investment advisors. MCM does not maintain discretionary or non-discretionary investment authority for the underlying client accounts that utilize the signals furnished. In providing the signals to the investment advisers, MCM performs these services through a contractual arrangement in which the fiduciary obligation rests with the primary investment adviser of the underlying clients’ accounts. Consulting Services MCM offers consulting services to institutional clients pursuant to a consulting agreement that establishes the specific services to be provided and sets forth the hourly rate to be charged. The rate charged is dependent on several factors including that time allotment involved, nature of the consulting, and complexities of the advice. Outsourced Chief Investment Officer (“OCIO”) Services. MCM offers customized OCIO services for financial institutions, including registered investment advisers and other institutional investors. For more information on MCM’s OCIO Services, visit our website at https://www.mohrcapitalmanagement.com. White Label ETFs MCM

offers its proprietary investment strategies as a service to other sponsors of ETFs that are interested in innovative ideas to offer to investors. For more information, visit our website at https://www.mohrcapitalmanagement.com. Services Limited to Specific Types of Investments MCM generally limits its investment advice and/or money management techniques offered to exchange traded funds (“ETFs”), collective investment trusts (“CITs”), equities, fixed income (e.g., bonds, debt securities, convertible securities), master limited partnerships (“MLPs”), and securities issued by the U.S. government or agencies thereunder. MCM may use other securities as well to help diversify a portfolio where necessary. Client Tailored Services and Client Imposed Restrictions Due to the nature of the Firm’s Separately Managed Account (“SMA”) offerings, which can invest in a number of different securities and security types at any time, the investor may impose only reasonable investment restrictions and other guidelines or limitations on MCM. Such latitude is not however provided for investors in the Mohr Funds or CITs managed by MCM given MCM’s fiduciary obligation is to the ETFs and CITs (which are MCM’s clients) and not the underlying shareholders in these offerings. As MCM also offers customized strategy programs as an investment option for SMAs offered to institutional investors, such investors may also request MCM develop a customized strategy portfolio that takes into account certain reasonable restrictions or limitations. A restriction or limitation request will not be honored if it is fundamentally inconsistent with MCM’s investment philosophy. It is in MCM’s sole and absolute discretion whether or not to accept such restrictions or limitations. Conflicts of Interests Securities Transactions. MCM fosters investment strategies for ETFs, CIT(s), and SMAs that require active trading. As a result, the purchase and sale of securities executed on behalf of MCM clients may impact, adversely, the value of securities held in portfolios by other clients. Specifically, due to inherent differences amongst account objectives, benchmarks, time horizons, and fees, a conflict exists whereupon the execution of securities transactions for certain accounts may negatively impact securities values of other client portfolios resulting in varying performance results. Other Professional Responsibilities. The CEO/CIO and/or his designee, Vice President of Investments (together, “MCM Management”), manage independently or with the assistance of a Sub-Adviser, multiple investment offerings which limits their collective capacity to devote time and resources to any one particular fund and/or non-fund client account. In addition, it is possible that the investment objectives and transactions executed in one or more funds/client accounts. may adversely affect the strategies and performance of other funds/accounts in which advisory services involving MCM Management are performed. Sub­Adviser/Obligations. MCM delegates trading responsibilities to an independent and unaffiliated registered investment adviser (“RIA”), Tuttle Capital Management LLC (“TCM” or “Sub-Adviser”), in connection with our Firm’s sponsored ETFs, or Mohr Funds, and CIT offering(s) managed by our Firm. In this regard, MCM performs regular oversight of the Sub- Adviser, TCM, regarding those responsibilities for which our Firm has delegated to that RIA on behalf of the Mohr Funds and CIT offering(s). In general, TCM is responsible for brokerage practices, including trading and best execution duties (where applicable) for the Mohr Funds/CIT(s). As a result, TCM receives a portion of the management fee received on behalf of the Mohr Funds/CIT(s) in exchange for their services. As a Sub-Adviser, TCM, receives a lesser fee for providing Sub-Adviser services than is generally the case in which TCM acts as the primary investment adviser or product sponsor to a client or fund, which may create an incentive for TCM to devote less time to MCM clients. This risk is mitigated through the contractual agreement between MCM and TCM as well as oversight of the Sub-Adviser’s activities performed by our Firm. Marketing and Distribution. MCM may maintain a responsibility to assist in the distribution of shares of ETFs it manages or sub-advises and, in fact, its compensation is indirectly linked to sale of the fund shares, thereby creating an incentive to devote time to marketing efforts. Compensation Arrangements. MCM receives remuneration from other investment advisers and other financial institutions for providing client referrals. As a result, MCM has a conflict of interest insofar as such referral agreements provide monetary value to our Firm. MCM has mitigated this conflict through disclosure in this brochure and implementation of a Code of Ethics.